I'm torn on what to do with this darn account.
Rollover IRA (former 401k I'd forgotten about) with about $950 in it. In cash right now (sold off the crappy fund it was holding).
Should I just roll it to my Roth, or keep it as a separate account? If I do roll it to the Roth, will that count as part of my 2014 contribution? It will count as income and I'll need to pay taxes on it, but it is so small, I doubt it's going to have much of an impact.
I can't get into any index fund that I know of since it's under the minimum investment level (my go-to is the Spartan total stock index - $2500 minimum). I have it with Fidelity, so I'm pretty sure I can do ETFs for dirt cheap, but I've actually never done ETF buys. I also haven't been able to determine if Fidelity has a ETF equivalent of the VTI, otherwise I think I would have just done that before now.
So any suggestions?