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Learning, Sharing, and Teaching => Investor Alley => Topic started by: LearningMustachian72 on May 23, 2018, 02:42:20 PM

Title: 403B Plan - Strategy
Post by: LearningMustachian72 on May 23, 2018, 02:42:20 PM

Hi!

I am setting up my wife's 403B plan.  She is planning to contribute the maximum and I currently contribute enough to get a company match (7%).  I have set up mine using a target date to avoid for simplicity. 

I am hesitant to go heavy on stocks right at the onset as I feel they are overpriced at the moment...how would you recommend she allocate her contributions?

We are both 29.

Thank you in advance!

Title: Re: 403B Plan - Strategy
Post by: MDM on May 23, 2018, 03:01:10 PM

Somewhere in the range 80/20 to 100/0 stocks/bonds.

If you can avoid panic selling, you will likely do better than Bob (http://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/).