Author Topic: 403B Plan - Strategy  (Read 441 times)

LearningMustachian72

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403B Plan - Strategy
« on: May 23, 2018, 02:42:20 PM »
Hi!

I am setting up my wife's 403B plan.  She is planning to contribute the maximum and I currently contribute enough to get a company match (7%).  I have set up mine using a target date to avoid for simplicity. 

I am hesitant to go heavy on stocks right at the onset as I feel they are overpriced at the moment...how would you recommend she allocate her contributions?

We are both 29.

Thank you in advance!

MDM

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Re: 403B Plan - Strategy
« Reply #1 on: May 23, 2018, 03:01:10 PM »
Somewhere in the range 80/20 to 100/0 stocks/bonds.

If you can avoid panic selling, you will likely do better than Bob.