New to MMM blog, have been reading MMM articles and the forums
Realizing that I have been choosing investment options without serious thought, chose to move all into vanguard target fund until I learn some about investing
Have a question on my current allocation in 401k
Here is my current allocation of total of 105k at this time.
Percent Fund Expense Ratio
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38.33% VANG INST INDEX PLUS VIIIX .02
22.52% PIM TOTAL RT INST PTTRX .46
12.34% LZRD EMRG MKTS EQ IS LZEMX 1.12
11.73% FID LOW PRICED STK K FLPKX .76
10.04% DODGE & COX INTL STK DODFX .64
5.04% VANGUARD TARGET 2040 .0825
Maxed out 401k last year and planning on the same this year.
All of last year, the contributions went to PTTRX
All of this year, the contributions go to Vangaurd Target Retirement fund.
I think I should keep PTTRX and the VANGUARD funds.
The other funds that are on here were from years before based on recommendations from family.
Should I sell them and move the funds into VIIIX or target fund?
Thanks