UPDATE: Problem Solved [$6,000 a year Limit for IRA CDs?]

[Unionville]

I want to rebalance my IRA with some CD's but I just read an article that said CDs in a IRA are limited to $6,000.  But I don't understand if they mean Just for new money contributions - or if I can just rebalance what I already have in the account .  It seems really weird if I'm not allowed to buy more than $6000 of CDs a year!  I want to replace my bond fund with brokered CDs inside my Ira.  I'm not going to add or take away any money from the IRA itself.
https://www.mybanktracker.com/blog/retirement/difference-ira-cds-regular-cds-274954

[nereo]

You can contribute $6,500 into an IRA this year ($7,500 if you are age 50 or older).

Within your IRA you can hold however much in CDs as you wish, there is no cap.

[Unionville]

You can contribute $6,500 into an IRA this year ($7,500 if you are age 50 or older).

Within your IRA you can hold however much in CDs as you wish, there is no cap.

I actually don't want to contribute anything - I just want to shift what's inside of it already.

[nereo]

You can contribute $6,500 into an IRA this year ($7,500 if you are age 50 or older).

Within your IRA you can hold however much in CDs as you wish, there is no cap.

I actually don't want to contribute anything - I just want to shift what's inside of it already.

Then shift away!  There are no restrictions on how of a certain asset you can hold within your IRA 'bucket'.  The article you read was most likely talking about how much you could contribute in a given calendar year, and was most likely written between 2019 and 2022 (the years when the contribution limit was $6,000).

[Unionville]

You can contribute $6,500 into an IRA this year ($7,500 if you are age 50 or older).

Within your IRA you can hold however much in CDs as you wish, there is no cap.

I actually don't want to contribute anything - I just want to shift what's inside of it already.

Then shift away!  There are no restrictions on how of a certain asset you can hold within your IRA 'bucket'.  The article you read was most likely talking about how much you could contribute in a given calendar year, and was most likely written between 2019 and 2022 (the years when the contribution limit was $6,000).

That's what I assumed until I read two articles that made me question that.  Even if I was contributing new money (which I'm not) it still seems weird the govt wouldn't let people put more than $6,000 of new money into an IRA.  Another law that makes no sense.