Not really sure how you plan to buy a condo for $250k when you are in Vancouver, are you talking about buying somewhere else? Can you both earn the same money somewhere else? If you invested it and rented, even with a fairly conservative 5% gain on your 250k, as well as assuming you plan to save $1500/month as long as you are working, you will have $1 million in the bank in 16 years, along with the government pension, CPP and OAS you could easily live on $50k/year inflation-adjusted for 2019 dollars without ever running out of money no matter how old you live.