25
So here is how the numbers break down
All Kaiser
691 premium
All United 300 premium and 99.60 taxes total
399.60You Kaiser everyone else United 136 premium 200 premium 66.4 taxes total
402.40Unless you are in worse health and need more medical coverage than the rest it seems like united would be the best. I assume you have looked into at lease kaiser, anthem and united (those are least the big three)