I'm a simple man. Grand touring, all-season, H or V are fine, though if V is an extra $4 I'll take those. Around 4-500 for a set plus installation. I routinely drive over a thousand miles a day through all sorts of weather; I like to drive fast, and around corners, too. I would not trust that to a used set of tires to save a few bucks.
H-rated and higher tires are a bit safer than lower rated ones since a nylon cap ply is generally needed to meet the H rating. But V isn't that much different, and you will probably just have a harsher ride. As long as you aren't driving around 130mph for long periods of time, H is enough. Even lower ratings are fine as long as you stick to a good brand. I think tire failure of tires in their normal service life is really rare these days. For SUVs, H rated tires may be expensive or hard to find.
The tires I buy are on the expensive side of what's available, but they last a long time so the cost per mile is about the same as cheaper tires, and they perform better than cheaper tires. I just bought a set of 70,000 mile tires for my car, and they will probably be the last set of tires I buy for this car unless I get snow tires at some point. I drive less than 10,000 miles a year so by the time the tires are worn out my 2007 car will be at least 14 years old and I'll probably get something else.