Yes, I know cuts need to be made and they are. I'm working on a Grocery budget to cut my monthly food expenses in 1/2. I'm NOT however moving because I have children with friends and a life who have moved 3 times so far and we promised them they could finish school here. This place is not overly expensive for the area and instead of criticizing me and telling me to get a cheaper place, do some research. That's the kinds of "advice" that's useless and just annoyed me.
Regardless I'm DEADLY serious about getting out of this debt. I do not want to give my cars back because then I would undoubtedly have to file bankruptcy but I may end having to do so anyway do to personal guarantees I have made for my LLC. I'm going to meet with an attorney to discuss options. I'm not scared of the ramifications either way. We can make money, we can pare down, we can pay whatever debts we need to. I'm no longer "FROZEN" I've accepted my fate. I have had the 7 year bad credit sentence before and I was cash and carry. No credit or debt and it was honestly better than what we have now. We both want this. I guess I was just expecting some different or magic advice here that I didnt' know myself already.
Dude. All we know is that you live in the greater Orlando area and pay [I can't recall now] half your gross income on housing and transportation. We don't know what neighborhood, we don't know what school, we don't know what you consider "great" vs. "crappy." So someone suggests that the boys can share a room while you dig out, and maybe you should look at a cheaper neighborhood -- again, without knowing
any details that would allow more specific suggestions. And this is somehow so insulting that you lose your shit and start yelling about how we're making you go live in an unsafe crappy neighborhood and if we knew anything we'd know your rent is reasonable, and we should do more research? Really?
Whether you find the advice useful or not is up to you. But there is absolutely no reason to be rude and dismissive to the very people you asked for help. A lot of people here devoted a lot of time trying to come up with ideas for you to consider. If you're deadly serious about getting out of debt, you'll think seriously about all of them, even if you ultimately conclude that some won't work well because of whatever part of your situation we don't know about. But there is no call whatsoever for being rude and insulting. You don't like the advice, fine, take your ball and go home.
Tl;dr: You are angry at the wrong people.
