Author Topic: Case study - what to invest in?  (Read 2076 times)

lightaFIRE

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Case study - what to invest in?
« on: January 23, 2020, 01:54:26 PM »
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« Last Edit: January 27, 2020, 12:39:56 PM by lightaFIRE »

legalstache

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Re: Case study - what to invest in?
« Reply #1 on: January 23, 2020, 03:46:10 PM »
How do the ideas here strike you?  https://www.bogleheads.org/wiki/Asset_allocation

You're losing out on tons of market gains by keeping all that money in cash. If your risk tolerance, etc., allows for it, the Vanguard 2045 target retirement fund would be perfectly acceptable for that money in my opinion, and way better than having it all in cash. 

lightaFIRE

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Re: Case study - what to invest in?
« Reply #2 on: January 23, 2020, 06:22:25 PM »
How do the ideas here strike you?  https://www.bogleheads.org/wiki/Asset_allocation

He legalstache! I'm pretty comfortable putting my investments in 90-100% stocks. I just don't know which funds to buy!

ysette9

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Case study - what to invest in?
« Reply #3 on: January 23, 2020, 06:54:17 PM »
Do you want your stocks to be only US or do you want to invest in the whole world? If the former then put it all in VTSAX. Of the latter then do a combo of VTSAX and VTIAX.

Same question applies to bonds as well. Choose with a total US bond fund or a combo of that and total international bond fund to invest in the whole world.

We invest in the whole world in a ratio of 60% US/40% international.