Date Budget Merchant Category Notes Estimated Balance
13-Jun $(7.45) Mcdonalds Fast Food $45.00
13-Jun $- Wells Fargo Savings XFER to Savings $45.00
14-Jun $- Wells Fargo Savings XFER to Savings $45.00
14-Jun $(38.00) Rivergate HOA Bills $7.00
15-Jun $- $7.00
16-Jun $1,572.33 Paycheck Income $1,579.33
16-Jun $(551.30) Wells Fargo Mortgage $1,028.03
16-Jun $(180.00) Groceries $848.03
17-Jun $(10.54) Capital One CC Payment $837.49
18-Jun $- $837.49
19-Jun $(113.00) Verizon Bills $724.49
19-Jun $(181.14) Esurance Bills $543.35
19-Jun $(239.39) Lighstream Bills Rav4 $303.96
19-Jun $- $303.96
20-Jun $- $303.96
21-Jun $- $303.96
21-Jun $(50.00) Gas Avalanche $253.96
22-Jun $- $253.96
23-Jun $- $253.96
24-Jun $- $253.96
25-Jun $- $253.96
26-Jun $- $253.96
27-Jun $(79.91) Duke Energy Bills $174.05
27-Jun $(25.00) Gas Rav4 $149.05
28-Jun $- $149.05
29-Jun $- $149.05
30-Jun $(109.00) Sams Club CC Payment $40.05
30-Jun $(109.00) Expedia Travel Wedding $(68.95)
30-Jun $(50.00) Travel Food for Trip $(118.95)
30-Jun $1,572.33 Paycheck Income $1,453.38
30-Jun $(551.30) Wells Fargo Mortgage $902.08
I wanted to post this for everyone. This is the rest of June for us, you can see that I am ending up with $40 extra. I am not going to spend it on anything but just keep in my bank account,
would it be wise to pay $40 to the CC debt after I get paid on the 30th, or put towards my savings? Right now I am planning on putting $200 each paycheck which is why my income is $1572 every 2 weeks, to my emergency fund because right now it has $100 in it and I don't want something to happen where I need to use a CC.
Obviously I have no reason to be spending money on anything but essentials right now. Unfortunately we do have a trip to my cousin's wedding, but my parents are helping pay for the travel. I still put in $109 for a hotel room on the drive back but we may stay somewhere cheaper. We will be packing snacks and lunches so $50 sounds right for any other food costs. We are going to resist the urge to eat out while on the trip and do free things like parks and walking around downtown for entertainment.
Awesome! Sounds like you're locking down and making great headway. I look forward to reports back with progress! Let us know if there are any particular areas you would like help (taxes, cooking, grocery shopping, sourcing furniture, cell phone plans, kids clothes, whatever) and we can find additional resources for you.
Thanks, I would love to knock my cell phone plan down, right now we have Verizon and are paying installments for one phone. I know in a few months we could raise cash to get out of that but I wonder if there would be big cancellation charges. I have already reduced the data for the next billing cycle so it will be $15 cheaper In July.
I feel like I am paying too much for car insurance, anyone have any tips? What is a mustachian deductible to carry?