Hello!
I am a graduate student from Croatia, Europe. Recently, I have found out about the FI movement. I was really excited to start planning my savings and investing by listening to advice from FI blogs, podcasts, books, etc. However, all advice is centered around Vanguard and US citizens (or UK citizens).
I am lucky enough to not have any debt (Croatia education is free) and am currently receiving scholarships monthly (80,000 yen and 24,000 yen) for my graduate research in Japan, where I currently reside.
My problem, however, is with the fact that all FI advice is about Vanguard and the US (and the UK) citizens. I cannot find any good advice on the Internet or in books about where to invest and how, if I am from Europe and have no access to Vanguard (or do I?)
So I am writing here in hopes there are some European citizens with experience. I know that here in Japan there are some companies through which you can invest in Vanguard etc., but since I am leaving in September of 2020, I don't know if it's worth it to invest 10,000 yen every month for a few months and then close the account..
Anyway, I am finishing grad school next year and hopefully getting a job. Until then, I am trying to figure out the best way to save and invest. But as I said, investing is a big concern for me since everything anyone is ever talking about is Vanguard.
So my question is, are there any companies where I can invest in Vanguard although I am a Croatian citizen? Also, what are some good alternatives and what do you use?
-M.K.