swick, you're the best! Thanks, I actually thought about quoting myself from the other thread, but then thought, "Nah, it'll get transferred over." But I should have saved you the effort and done it myself.
Anyway, Metalsatsuma1212, no worries about the duplicate, it happens occasionally. And thanks for clarifying some of the details. I agree with what's been said about this being an opportunity for you guys to really reflect on lifestyle and money management and financial goals, and to set yourselves up for a better financial future, once your hubby gets work again. Great that you're doing a buy nothing approach, so I'll invite you to join us over in the Throw Down the Gauntlet section. You can join the Eat All the Food in Your House thread, the Rein in the Grocery Spending thread, the Homemade Christmas or Thrift Gift threads, or just the Uber Frugal March thread! You'll get all the support you need to trim those budget areas down to help you ride out this tough time!