Author Topic: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread  (Read 6289 times)

potm

  • Pencil Stache
  • ****
  • Posts: 542
Using points for flights is not really worth it for economy flights, especially with Qantas points, where the taxes cost a significant chunk of a cash fare.
The exception is in peak periods or on routes with little competition and high prices.
« Last Edit: June 16, 2018, 02:32:24 AM by potm »

chasingthegoodlife

  • Stubble
  • **
  • Posts: 193
Thank you both. I will take the gift cards this time without worrying I am leaving money on the table

chasingthegoodlife

  • Stubble
  • **
  • Posts: 193
Victorians can get a $50 rebate for comparing their energy on the government’s comparison site https://compare.energy.vic.gov.au/

You don’t need to switch, just search. Free money for something you should be doing every now and then anyway!

Fresh Bread

  • Handlebar Stache
  • *****
  • Posts: 1500
  • Location: Australia
  • Insert dough/bread/crust joke
Ratesetter are doing a bonus for new sign-ups again. I have a code that gets us both $75 if you put $2k in the 3 or 5 yr loan markets. We've got 10% of our stache invested with them and we're pretty happy.

middo

  • Bristles
  • ***
  • Posts: 304
  • Location: Country Western Australia
  • Learning.
Victorians can get a $50 rebate for comparing their energy on the governmentís comparison site https://compare.energy.vic.gov.au/

You donít need to switch, just search. Free money for something you should be doing every now and then anyway!

I had a look, because we are going to be users of Victorian energy in about 3 weeks time.  The site gave us the best deals for electricity and gas based on our projections of usage, but I didn't see any rebate offer come up.  Does anyone know if it is just for those that are current users, or am I doing it wrong?

sanderh

  • 5 O'Clock Shadow
  • *
  • Posts: 51
Just last week I signed up.
Edit: I didn't look at the date on the post. The referral bonus may not be there any more, but a $75 sign-up bonus is.
Can I share a referral bonus?

Will delete if not allowed

Free $100 for you and me if you sign up for an ING bank account using referral code CIY527

- when opening a new orange every day account and depositing at least $1000 per calendar month within any month before 28/02/2018
- And opening a savings maximiser account by 28/02/2018
- And using their card to make 5 or more purchases

As an added bonus no international transaction fees when using the card overseas and no ATM fees worldwide
« Last Edit: July 19, 2018, 10:17:08 PM by sanderh »

deborah

  • Walrus Stache
  • *******
  • Posts: 7501
  • Location: At Home
Victorians can get a $50 rebate for comparing their energy on the governmentís comparison site https://compare.energy.vic.gov.au/

You donít need to switch, just search. Free money for something you should be doing every now and then anyway!

I had a look, because we are going to be users of Victorian energy in about 3 weeks time.  The site gave us the best deals for electricity and gas based on our projections of usage, but I didn't see any rebate offer come up.  Does anyone know if it is just for those that are current users, or am I doing it wrong?
Did it yesterday. Big notice on the top of the front page. Put in data. Big notice in orange on the top of the page where you get the rebate.

Grogounet

  • Bristles
  • ***
  • Posts: 260
  • Location: Australia
    • http://www.quest2independence.com
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #57 on: August 09, 2018, 12:23:24 AM »
Westpac - 120k points possible
Annual fee waived
BOOOM

https://www.westpac.com.au/personal-banking/credit-cards/reward/

marty998

  • Walrus Stache
  • *******
  • Posts: 5628
  • Location: Sydney, Oz
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #58 on: August 09, 2018, 02:52:36 AM »
Westpac - 120k points possible
Annual fee waived
BOOOM

https://www.westpac.com.au/personal-banking/credit-cards/reward/


Oh fuck yes!

Now I just need to come up with $6,000 of expenses to put on the card in three months!

marty998

  • Walrus Stache
  • *******
  • Posts: 5628
  • Location: Sydney, Oz
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #59 on: August 09, 2018, 03:03:08 AM »
Westpac - 120k points possible
Annual fee waived
BOOOM

https://www.westpac.com.au/personal-banking/credit-cards/reward/


Oh fuck yes!

Now I just need to come up with $6,000 of expenses to put on the card in three months!

Ahh hang on a minute... I see they are waiving the fee for the Amex, but not on the MasterCard/Visa? Still have to pay $250 + $50 to link it to Qantas FF points... have I got that right?

Eucalyptus

  • Bristles
  • ***
  • Posts: 327
  • Location: South Australia
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #60 on: August 10, 2018, 08:47:56 PM »
Yeah looks like it Marty. So that makes the 80,000 with the Amex free (might have linking fee)($3000 spend in 3 months....can be tricky with Amex depending on your bills etc without incurring transaction fees), or 40,000 with Visa for $250 (same spends). The latter is a bit expensive and I don't think quite worth it (its getting close to the cost ratio for purchasing cheap airfares...still probably cheaper...but I'm in this for better ratios than that hehe).

Grogounet

  • Bristles
  • ***
  • Posts: 260
  • Location: Australia
    • http://www.quest2independence.com
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #61 on: August 10, 2018, 09:12:35 PM »
Altitude Platinum credit card
$0 fee and 60k points on the same link

Phryne

  • 5 O'Clock Shadow
  • *
  • Posts: 69
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #62 on: August 26, 2018, 08:17:24 PM »
Westpac - 120k points possible
Annual fee waived
BOOOM

https://www.westpac.com.au/personal-banking/credit-cards/reward/

Ooh, and I see the offer has been extended till late November! Sensational, cause Iím on the 12 month ban from the last time I had one till Sept 30th.
Great news!!

middo

  • Bristles
  • ***
  • Posts: 304
  • Location: Country Western Australia
  • Learning.
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #63 on: September 10, 2018, 07:58:51 PM »
Victorians can get a $50 rebate for comparing their energy on the governmentís comparison site https://compare.energy.vic.gov.au/

You donít need to switch, just search. Free money for something you should be doing every now and then anyway!

I had a look, because we are going to be users of Victorian energy in about 3 weeks time.  The site gave us the best deals for electricity and gas based on our projections of usage, but I didn't see any rebate offer come up.  Does anyone know if it is just for those that are current users, or am I doing it wrong?
Did it yesterday. Big notice on the top of the front page. Put in data. Big notice in orange on the top of the page where you get the rebate.

I did this today as I got my first Victorian power and gas bill.  Just a reminder to everyone else to get your free $50

middo

  • Bristles
  • ***
  • Posts: 304
  • Location: Country Western Australia
  • Learning.
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #64 on: September 11, 2018, 08:02:58 PM »
Westpac - 120k points possible
Annual fee waived
BOOOM

https://www.westpac.com.au/personal-banking/credit-cards/reward/

Feeling a little out-of-touch here, but what do you do with the points.  I was thinking of signing up for one of these as we will hit the expenses required easily in the next few months.  (House rebuild under way) Where can I use 120,000 points?  Can I redeem them for cash?  Can I use them for flights?

chasingthegoodlife

  • Stubble
  • **
  • Posts: 193
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #65 on: September 12, 2018, 06:50:04 PM »
I was able to redeem mine for Coles gift vouchers, which to me are cash equivalent)I redirect my grocery budget to whatever I want the money for).

middo

  • Bristles
  • ***
  • Posts: 304
  • Location: Country Western Australia
  • Learning.
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #66 on: September 12, 2018, 08:41:13 PM »
I was able to redeem mine for Coles gift vouchers, which to me are cash equivalent)I redirect my grocery budget to whatever I want the money for).

Ah.  That makes sense then.  I will look further into it.  Haven't had a credit card for, well, forever. 

lush

  • 5 O'Clock Shadow
  • *
  • Posts: 56
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #67 on: September 17, 2018, 05:57:45 PM »
I signed up for the ANZ Black Rewards card about two years ago and got the bonus 75000 QFF, then cancelled it before the fee was due about a year ago. I'm looking around for a new card and I see this offer is available again (or still?). Has anyone had one of these cards, cancelled and then applied for it again? I don't want to apply if it will be rejected because I previously had one, and then get a black mark on my rating.

Hi Ozbeach,  I am curious about how you got away with cancelling the card and not pay the annual fee but used the bonus points. I would have thought that would not be ok? In other words they would still charge you the annual fee upon cancellation.  Thanks.

nnls

  • Handlebar Stache
  • *****
  • Posts: 1118
  • Location: Perth, AU
Re: The Australian Credit Card/Bank Acct Sign Up Bonuses/Offers/Deals Thread
« Reply #68 on: September 17, 2018, 06:16:14 PM »
I signed up for the ANZ Black Rewards card about two years ago and got the bonus 75000 QFF, then cancelled it before the fee was due about a year ago. I'm looking around for a new card and I see this offer is available again (or still?). Has anyone had one of these cards, cancelled and then applied for it again? I don't want to apply if it will be rejected because I previously had one, and then get a black mark on my rating.

Hi Ozbeach,  I am curious about how you got away with cancelling the card and not pay the annual fee but used the bonus points. I would have thought that would not be ok? In other words they would still charge you the annual fee upon cancellation.  Thanks.

I think ozbeach means the annual fee for the next year. They often have the offer with no annual fee for the first year