So I think I am in a unique position where I can easily take advantage of this in a low-risk way, but wouldn't mind using everyone here as a sounding board.
I have signed up for an off the plan townhouse being built, and won't be ready until late 2018/early 2019.
We've got a 20% deposit, but are aiming for an even $100k deposit on a $375k property. Now, I see after tax contributions to super are tax deductible? So I was thinking I could deposit $15k to super this FY and then another $15k next FY, deduct them both from their relevant tax years, and withdraw the slightly less than $30k from my super.
Does this make sense and is it within the rules? I feel like it is, and I would save $1-2k.