Thanks Joanie, I thought of it all by myself ;)
As you say, real estate (especially in Canada post 2000) is a very emotional subject. Trying to separate emotion from it is very difficult. I would strongly suggest that based on rent rates, income levels, and personal debt levels, it would be hard to deny that Canadian real estate (especially in Toronto and Vancouver) is way out of whack. The Bank of Canada, the IMF, the Economist magazine, the OECD, Moodys, etc. etc. all now admit this. I highly doubt that interest rates will never rise again, and when they do, the record household debt levels in Canada will take care of this major deviation.
But that doesn't really matter if you love your home and do not want to move. You also state that you do not need the appreciation value to be FI. From what I understand, you are also able to afford the $30,000 per year in housing costs even with your husband retired.
So the question comes down to why you are asking yourself about moving. If you drill down, there is something bothering you about this situation and only you will be able to ultimately decide.