Is it ever a good idea to withdraw Roth contributions to pay off a debt? I am 34, my salary is $130k, have 150k in my 401k. I recently jumped on the MMM train but have been following Dave Ramsey for a year or so now and paid off a considerable amount of debt. I know Dave says this is a no-no but the MMM stance? Pros and Cons?
My 3 remaining debts are my house ($150k) and two cars ($25k each). I can withdraw $25k from Roth contributions and pay off 1 vehicle.