Hello Mustachians and thank you in advance for your insight!
As a MMM reader for almost a year now I have come to a point where I am starting to see the light at the end of the tunnel that will allow me to say ' F You' to my current employer! It's an exciting point and through much luck and a general sense for being frugal for a large portion of my early career, I feel like I am in a pretty good position. Since I was able to max out my 401k for a couple of years I feel as though I have enough in my retirement accounts that they will continue to grow to meet my needs and still be within the 4% withdraw rate.
I know I still have more savings to do before I can actually retire, but I feeling positive about the prospects.
My question for all of you is how much should I contribute to my IRAs (both Roth and Trad) vs my Savings accounts?
I am not worried about emergencies as I have enough to cover those. I mean, with retirement just a couple of years out, should I start to shift my savings into a savings account and let the IRA ride the growth train over the next several years?
Extra info in case it's helpful: At the age of 28 I have $150k in my retirement accounts, the majority in a Traditional Rollover IRA. I also have assets outside of these retirement accounts.
