If I was in your position, I'd let those low-interest debts ride, and try to max my equity investments (selling the car might be a very good option as well if you can find something cheap and reliable). You're doing a good job maxing your traditional IRA, which should be fully deductible since you don't have an employer retirement plan. Consider looking at your fees at Wells Fargo, and switching to a better custodian if you can get a better deal (which you almost certainly can). You need to determine your investment plan, which should be heavy in equities at this stage. Lastly, consider a taxable account for any leftover money (also heavy equities).
Remember, investing in equities is playing the long game. If you keep feeding the beast, you'll be wealthy before you know it. Good luck.