Author Topic: What small things did you do TODAY to save money?  (Read 3124819 times)

Tom Bri

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Re: What small things did you do TODAY to save money?
« Reply #9950 on: October 11, 2017, 07:26:46 PM »
Not quite done yet, but in the process of making my own skin lotion. Beeswax from my own beehive, melted down and strained, and add some olive oil to soften it. I made a batch a few months ago and love it, works better than literally any skin product I have tried. I am a nurse, and wash my hands about a hundred times a day, so skin gets very dry and cracked.

katekat

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Re: What small things did you do TODAY to save money?
« Reply #9951 on: October 12, 2017, 05:08:27 AM »
Didn't buy a chocolate bar I was craving this morning, and instead recognised that I was:

a) hungry
b) wanting a 'treat' rather than a chocolate bar in particular,

Had a banana for point (a) and a mochaccino for point (b), both things I can get free at work, instead.

Linda_Norway

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Re: What small things did you do TODAY to save money?
« Reply #9952 on: October 12, 2017, 06:56:08 AM »
For my work I travelled to our other office in the big city. As we are in a whole day meeting, I get some money for buying lunch. I ate my lunch from home, so I have earned some/saved money this way.

merlin7676

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Re: What small things did you do TODAY to save money?
« Reply #9953 on: October 12, 2017, 08:31:17 AM »
Not specifically today but recently and upcoming.

Switched from directTV to slingtv and changed internet provider so that saves over $100 a month. Personally I'd be all for getting rid of TV entirely and just using our netflix but roommate is a TV whore and records about 20 different shows plus all the news and other shows he watches.

Switched our tmobile family plan (me, husband, and roommate) to a plan that is $10 cheaper a month plus credits us with about $10 in netflix rebates a month so we only play $3 or $4 for netflix a month now

Have a 10:30am doctor appointment in two weeks so got permission to work from home thus saving me commute time and/or save PTO day

Have all day training tomorrow, next monday and tuesday.  Work is providing lunch. (not sure if I will partake as my lunch is usually fruit, veggies, and nuts as I cut out most dairy, dropped my meat consumption to a few times a week, and mostly eat fruits and veggies and other low starches).

plainjane

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Re: What small things did you do TODAY to save money?
« Reply #9954 on: October 12, 2017, 10:00:08 AM »
Had a banana for point (a) and a mochaccino for point (b), both things I can get free at work, instead.

Awesome self awareness.
Using procrastination to my advantage since 2001.

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Epor

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Re: What small things did you do TODAY to save money?
« Reply #9955 on: October 12, 2017, 02:34:41 PM »

My 5th grader wanted to start trombone, so I signed up for a local music store instrument trial purchase. Cost: 25 to sign up, and it would be free for three months. After that they would charge my CC 35/mo until they reached the total of 904.46. So... after making sure my son actually like to play trombone, I bought one using the local craisglist (we met at the music store for inspection) and cancelled by trial.

My Cost: 365 (signup fee + trombone) vs 929.46 -> Savings of 564.46.

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dandarc

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Re: What small things did you do TODAY to save money?
« Reply #9956 on: October 12, 2017, 03:02:19 PM »

My 5th grader wanted to start trombone, so I signed up for a local music store instrument trial purchase. Cost: 25 to sign up, and it would be free for three months. After that they would charge my CC 35/mo until they reached the total of 904.46. So... after making sure my son actually like to play trombone, I bought one using the local craisglist (we met at the music store for inspection) and cancelled by trial.

My Cost: 365 (signup fee + trombone) vs 929.46 -> Savings of 564.46.
Heck - where I worked back in college, the rental would have cost around the same, you could have done exactly what you did and bought a used trombone from the very same store for around $300 as well.  Rental program is a cash cow because most people don't think beyond "what do I have to spend today to walk out of here with a horn".  Anyone who spent more than 5 minutes looking around the store first would be like "I think I'll just buy one of those $300 ones right there."

Save money in the future - make sure kid doesn't sit around tapping the end of the slide into the floor.  Eventually, enough flattening will happen that it has to be fixed, and it is tempting to do because there is usually a rubber bumper on the end and there's a lot of sitting around not doing much in band rehearsal.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #9957 on: October 13, 2017, 01:16:52 AM »
Ok, I have a confession to make.

Some of you may disagree with the dishonesty herein, and that's fine. I can take it.

Now that it is warming up in Sydney, my husband and I have been making smoothies again.

Milk, frozen banana, a little splash of vanilla. At least, that's how I make them.

When he makes them it seems to be milk, frozen banana, and a loooong pour of vanilla.

He went through a $12 bottle of vanilla extract in a week, and when we went to replace it, he insisted on buying the good stuff again.

Now I understand the virtue of proper vanilla. I've been making my own with vanilla beans and rum. And vanilla beans are unparalleled for making things like creme brulee.

But smoothies? I'm not paying $12 a week for smoothies.

I have a bottle of vanilla essence at home and I've been topping up the bottle of the good stuff.

I honestly don't think he can tell the difference - as long as he can see the seeds, he's happy.

So what's the verdict - am I a stingy wench?

Edited for typo.
« Last Edit: October 13, 2017, 06:18:42 PM by mustachepungoeshere »

Raenia

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Re: What small things did you do TODAY to save money?
« Reply #9958 on: October 13, 2017, 05:44:16 AM »
So what's the verdict - am I a stingy wench?

Nope, just a clever one!

Stachetastic

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Re: What small things did you do TODAY to save money?
« Reply #9959 on: October 13, 2017, 06:41:44 AM »


I have a bottle of vanilla essence at home and I've been topping up the bottle of the good stuff.

I honestly don't think he can tell the difference - as long as he can see the seeds, he's happy.

So what's the verdict - am I a stingy wench?

I would do the same thing!


We have been wanting new chairs for our kitchen table because the ones we have (purchased from a garage sale for $20 total) have been falling apart for years. Husband has repaired them several times, but they're holding on by a thread. People who visit are afraid to sit on them. So we've been keeping an eye out and yesterday my great aunt posted her garage sale info with some pics, and there was a table/chairs set for $75. And it's Ethan Allen! Hubs drove up yesterday and picked them up. The table is perfect, and the chairs are just ok. But it fits the space, everything is sturdy, and the price was right! Our original table was given to us by my mom, who got it from the thrift store for $5. Gonna post it for sale today.

Also picked up a Columbia sweatshirt at Salvation Army this week to flip. My first flip--wish me luck!
« Last Edit: October 13, 2017, 06:48:03 AM by Stachetastic »

Epor

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Re: What small things did you do TODAY to save money?
« Reply #9960 on: October 13, 2017, 08:37:02 AM »

My 5th grader wanted to start trombone, so I signed up for a local music store instrument trial purchase. Cost: 25 to sign up, and it would be free for three months. After that they would charge my CC 35/mo until they reached the total of 904.46. So... after making sure my son actually like to play trombone, I bought one using the local craisglist (we met at the music store for inspection) and cancelled by trial.

My Cost: 365 (signup fee + trombone) vs 929.46 -> Savings of 564.46.
Heck - where I worked back in college, the rental would have cost around the same, you could have done exactly what you did and bought a used trombone from the very same store for around $300 as well.  Rental program is a cash cow because most people don't think beyond "what do I have to spend today to walk out of here with a horn".  Anyone who spent more than 5 minutes looking around the store first would be like "I think I'll just buy one of those $300 ones right there."

Save money in the future - make sure kid doesn't sit around tapping the end of the slide into the floor.  Eventually, enough flattening will happen that it has to be fixed, and it is tempting to do because there is usually a rubber bumper on the end and there's a lot of sitting around not doing much in band rehearsal.

I know right? When I first read the terms of the trial/rent I was puzzled: "How on earth can the music store make any money out of this deal?". But then I realized that many parents would simply not bother to look for a used one because "is just 35/mo"!

Thanks for the pro-tip! I'll let my kid know for sure.
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Epor

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Re: What small things did you do TODAY to save money?
« Reply #9961 on: October 13, 2017, 08:45:16 AM »
Ok, I have a confession to make.

Some of you may disagree with the dishonesty herein, and that's fine. I can take it.

Now that it is warming up in Sydney, my husband and I have been making smoothies again.

Milk, frozen banana, a little splash of vanilla. At least, that's how I make them.

When he makes them it seems to be milk, frozen banana, and a loooong pour of vanilla.

He went threw a $12 bottle of vanilla extract in a week, and when we went to replace it, he insisted on buying the good stuff again.

Now I understand the virtue of proper vanilla. I've been making my own with vanilla beans and rum. And vanilla beans are unparalleled for making things like creme brulee.

But smoothies? I'm not paying $12 a week for smoothies.

I have a bottle of vanilla essence at home and I've been topping up the bottle of the good stuff.

I honestly don't think he can tell the difference - as long as he can see the seeds, he's happy.

So what's the verdict - am I a stingy wench?

Ha! I did a similar thing... we were gifted a pound of coffee, and after trying it my husband went full coffee-connoisseur and declared he did not like it. Well; I kept it and every couple weeks or so i mixed some of it with our everyday coffee until it was gone. Husband never noticed.

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dandarc

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Re: What small things did you do TODAY to save money?
« Reply #9962 on: October 13, 2017, 09:18:00 AM »

My 5th grader wanted to start trombone, so I signed up for a local music store instrument trial purchase. Cost: 25 to sign up, and it would be free for three months. After that they would charge my CC 35/mo until they reached the total of 904.46. So... after making sure my son actually like to play trombone, I bought one using the local craisglist (we met at the music store for inspection) and cancelled by trial.

My Cost: 365 (signup fee + trombone) vs 929.46 -> Savings of 564.46.
Heck - where I worked back in college, the rental would have cost around the same, you could have done exactly what you did and bought a used trombone from the very same store for around $300 as well.  Rental program is a cash cow because most people don't think beyond "what do I have to spend today to walk out of here with a horn".  Anyone who spent more than 5 minutes looking around the store first would be like "I think I'll just buy one of those $300 ones right there."

Save money in the future - make sure kid doesn't sit around tapping the end of the slide into the floor.  Eventually, enough flattening will happen that it has to be fixed, and it is tempting to do because there is usually a rubber bumper on the end and there's a lot of sitting around not doing much in band rehearsal.

I know right? When I first read the terms of the trial/rent I was puzzled: "How on earth can the music store make any money out of this deal?". But then I realized that many parents would simply not bother to look for a used one because "is just 35/mo"!

Thanks for the pro-tip! I'll let my kid know for sure.
It is an interesting business model.  You might pay ~$300-400 for a brand new instrument from a reputable manufacturer, and you're going to sell this thing to a family who is going to give it to a child for $25 / month.  They can return it at any time, they can swap it for another instrument at any time, they can trade it in towards an upgraded instrument at any point in the future, they can ask you to fix it for free unless in all but the worst cases of intentional damage.  If you couldn't stretch those payments out for 3-4 years minimum, there's no way this would work at all.  So the keys are

1) make life as easy as you can for the band director - you have someone visit them at school at least weekly and deliver anything the program needs at near or sometimes below cost.  Helps if this person is an ex-band director themselves.
2) those returned instruments - you have to fix them and clean them, but you can do that pretty cheap - then you rent em again to next years crop at a slightly lower purchase price or rent
3) when the instrument gets banged up enough that its hard to charge a "nearly-new" price, you sell them for around what you paid for them years ago. 
4) don't make the availability of item 3 obvious to most people - engage them at their school and not the store if at all possible. 
5) Here's one the store learned while I was working there - don't incentivize your sales staff to sell the $300 used stuff before the rentals.  Seriously - we were on commission and there was a small fee we'd earn to go through the lengthy rental process and send a customer on their way.  But we'd be paid 10 times that for selling a used horn, and it was a much simpler transaction for us - I know my go-to move was "well, you know the rental program is great and I'm happy to help you with that if you want, but I've got this trumpet over here I can give you a deal on and you'd break even in a year or so . . ."

Basically, the whole thing is really hard to get started, but once that machine is humming, a good rental program just spews out money.  Not that it can't come crashing down - losing market share can be a real problem, so you've got to stay on top of what your competitors are doing and make changes when needed.

* - not the standard professional instruments generally speaking, but mid-grade.  That was always fun when someone misunderstood or had been lied to about that and wanted to upgrade to a Bach Strad or similar and you had to say "we can't do that - we can sell you the trumpet, and we have 6 months same as cash financing available, but we don't rent those  . . ."  Actually far, far cheaper to just buy those than anything similar to the rental program, but always a tense conversation with someone who expected this to be a zero-cost trip to the store and it turns out that to get what they want is a 4-figure trip to the music store.
« Last Edit: October 13, 2017, 09:26:08 AM by dandarc »

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #9963 on: October 13, 2017, 10:42:36 AM »
On vacation, so different frugality options than normal, but:
-Hotel provides "free" fitness classes & experiences. (Free = included in resort fee). Did a meditation class, yoga class, & free canoeing/snorkeling yesterday. Saw huge turtles!
-Going to three fitness classes this morning. I love that it's like a fitness retreat + a vacation
-Bought groceries at Costco, and have been eating breakfast/drinking coffee, and eating lunch in our room. Eating out for dinner.
-Hotel sent a free bottle of champagne for our anniversary. Lovely indulgence.
-Brought our own wine, laundry soap, & other expensive things via checked bag. Checked bag was free due to credit card through the airline.
-Ate first meal at Costco food court. Unintentionally, but had skipped breakfast & lunch. Lunch for under $6 - not bad. ;-)

It's not been all frugality. We had martinis at the Four Seasons yesterday, and watched the sun set. Stunning!

Linda_Norway

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Re: What small things did you do TODAY to save money?
« Reply #9964 on: October 13, 2017, 11:18:33 AM »
Normally I buy bags of fresh spinach and wack it into the freezer to make sure it doesn't die before we have tome to eat it. Today I compared prices between frozen and fresh spinach. The frozen costs only 20% of the fresh. So from now on I will buy the frozen spinach. There is also much more volumn in the bags. We just ate a whole bag and it was a lot. Next time we will manage with half a pack per meal. As I buy spinach quite often, almost weekly, this might make an inpact. It was about damn time I realized this...

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #9965 on: October 13, 2017, 12:08:43 PM »
Linda- similar thing here. Frequent veggie choices make a big difference =)

We loooove shaved brussel sprouts. Trader Joe's sells pre-shaved sprouts, which works out to like $3.50/lb. Costco sells whole brussel sprouts for ~$2.30/lb. I now buy them whole, and shave them in my food processor. Since we can easily eat one of the bags per week (2lbs? 3lbs?), this adds up over time.

Probably with the sprouts, and then putting up sooooo much salsa this summer, and making out own hummus (mostly) now, we've finally reached the break even on that food processor. Pure profit from here on out =)
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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #9966 on: October 13, 2017, 05:04:39 PM »
Cheering at not being lambasted for my vanilla confession!

I just went through the tub of airline/hotel toiletries - again. (When he gets home from a trip I throw the unopened kits in there, then sort them out when I get a chance.)

I put aside some Bvlgari cologne, aftershave balm and lotion for a friend.

Piled up a stash of brushes, combs, etc, for a women's charity.

At some point he's been given a tub of fancy bath salts (I googled them and they retail for $55). I'm going to make them part of our Christmas present to my mum.

Hmmm, this looks like more of a decluttering post than a what small thing post.

But I also organised all the free toothbrushes, razors, soap and deodorant which saves me a small fortune each year.

jeromedawg

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Re: What small things did you do TODAY to save money?
« Reply #9967 on: October 13, 2017, 05:09:34 PM »
Not today but about a month ago I donated my old 93 Camry (it had broken down on us on the way to a friends over an hour away). That effectively has forced us to become a one-car family. I wasn't really driving the Camry much anyway since I WFH but it does feel slightly liberating not to have another car taking up space in the garage.
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alewpanda

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Re: What small things did you do TODAY to save money?
« Reply #9968 on: October 14, 2017, 12:09:13 AM »
Thought I would need to purchase paint for our front door (it was all scratched up).  Turned out we had the last of the quart from the previous owners in the garage, and it was still good!  Brushed a thin coat over it and still have leftovers.

Resisted the chocolate bar while I was at the store today.

Stretched dinner the other night by using half the amount of meat and clearance noodles. 

By using a 5.00 off 25.00 coupon and by purchasing specific items that were cheaper at the family dollar store than they are at our local grocer, I paid 22.00 for what would have cost me 35.00 normally!  The family dollar doesn't have fresh foods and many items are not the quality of kind of food that I would normally buy.  However, toilet paper is cheaper there, they had some canned fruit in juice on clearance for 80 cents a can (name brand even) and there were a handful of household/misc canned items that I needed that I would have bought for more at the grocer if I had been there. 

Babysat for a friend today.  That meant hanging out at home with a really easy to watch preteen, eating at home, doing some odd jobs and cleaning, and hanging out outside.  Easy day. 

Finally emptied and cleaned out our standing freezer.  Posted it for sale online.  Hoping for a quick sale!

wauske

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Re: What small things did you do TODAY to save money?
« Reply #9969 on: October 14, 2017, 01:09:00 AM »
I washed all of our cleaning cloths / rags. I always wash them, many people think that's crazy.

I have been advised by our washing machine repair man (having a washing machine repaired is apparantly also crazy, but the repair added 3 years to the machine's life so far for Ä35) to run a cycle at maximum heat without soap but with vinegar every month or so. I use a clean rag every time I clean, and I dry the used rags and then collect them in a bucket. Every time I run a maximum heat cycle I throw all the rags in the bucket in the machine. They get boiled for two hours so I'm sure they're clean enough to be used again. I know the hottest cycle is pretty bad for the environment, but so is replacing a broken washing machine. This way, I can re-use my cloths and keep my machine in a good shape for a longer time. It's 11 years old now and still working fine.

The vinegar is probably to solve problems with chalk.
Running a hot laundry is probably good from time to time.
Not only chalk but it helps with dissolving the gunk left by washing at low cycles and also kills germs that nest in the gunk if you don't wash at 60 degrees Celsius regularly.
The gunk is basically solidified detergent.
Everything I say is my personal opinion which is based on my subjective experience.

Linda_Norway

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Re: What small things did you do TODAY to save money?
« Reply #9970 on: October 14, 2017, 05:17:50 AM »
We shopped some thing that we needed in the cheapest shop. I also bought 16 kgs of cheap pinenuts for the birds. A waste of money for me, but they appreciate it and I like watching birds and squirrels.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #9971 on: October 14, 2017, 04:23:50 PM »
Home alone this week so I'm only buying groceries for me. Cooked a big batch of pasta last night; I'm happy to eat that for a few days.

Cold-washed, line-dried two loads of washing yesterday.

Wrapped a gift for a friend, using paper and ribbon I've had in the cupboard for over a year.

Another friend offered me another bag of running gear she's never worn. While I'm grateful for it, I'm also gently trying to get her to stop spending a fortune on clothes she doesn't yet fit into. (She gets very optimistic about weight-loss programs and buys clothes in the next sizes down, then gets disheartened when she doesn't meet her goals and just wants the stuff out of her house.)

Dollar Slice

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Re: What small things did you do TODAY to save money?
« Reply #9972 on: October 14, 2017, 10:42:07 PM »
Totally accidental, but I'm taking credit anyway... there is this music documentary I've been hearing about for a couple of years, it was recently premiered in Paris and I heard a couple of months ago that it would be showing at the New York Film Festival. I looked into it but I couldn't quite figure out the scheduling, and tickets weren't on sale yet, and I had so much other stuff going on that I totally forgot about it. Stupid, stupid. I really badly wanted to see it.

So this afternoon I was napping and I woke up to find a text from a friend... hey, I have an extra ticket to this documentary this afternoon, you wanna go? OMG I forgot about that! Yes! Jumped out of bed, brushed-washed-dressed, raced downtown, met my friend outside the theater. I asked how much I owed him for the ticket, turns out he got four free tickets because he knows the director and is in the film for a few minutes. The director of the film came over and warmly greeted us, he handed me my free ticket personally, I got to shake his hand and meet the editor as well as the star of his other film being screened, a singer who is performing at Carnegie Hall next week.

If I'd remembered to buy a ticket online it would have been $27... :-)  So I saved $27 and got the priceless experience of a meet-and-greet too!
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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #9973 on: October 14, 2017, 11:50:48 PM »
10,000th reply in the thread, Dollar Slice!

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #9974 on: October 15, 2017, 10:03:37 AM »
We are still on vacation, so frugal options slightly outside the norm:
-Planned ahead & bought groceries, so we can eat breakfast & lunch in the hotel room (not a condo, no kitchen, so making creative use of space)
-Brought our own wine + a bottle of champagne from home, and having that before we go out to dinner
-Going out pretty much exclusively for happy hour, vs super expensive meals. We go to bed early here anyway (Hawaii - time zones), so it works out really well for us
-Take drinks & snacks everywhere we go, to cut down on impulse buying
-The hotel deal we're currently enjoying came from Costco, and was a great price. We'll also get 2% back on our Costco reward, which I just discovered
-Researched the hotel ahead of time. Their points program isn't something I'll use, and isn't very flexible. But, I found out I could get miles instead on our preferred airline! Going that route instead.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #9975 on: October 15, 2017, 12:49:47 PM »
-Needed to replace wiper blades for both cars. Costco has a great sale on them right now, $5 per. But you can only get 2 with the instant $3 off rebate. Luckily husband was on the trip with me, so cashier happily let him ring up the second set on his card. Got us $6 more off than if it was all on one transaction, saved us a trip somewhere else, and is a pretty good price period.

-Computer I "adopted" from DH when he replaced his last work computer was having a weird issue- it's touch screen, and it would periodically freak out and start reading "touches" all over the screen. So we just went in and disabled the touch screen. Problem solved, and I can keep rolling into year 8 since I've bought a computer.

-Filled both cars up at Costco since it's the lowest gas price we've had in a while.

-Cooked work lunches. Lots of batch cooking.

-(Earning not saving) Dog sitting on Friday.
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Imma

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Re: What small things did you do TODAY to save money?
« Reply #9976 on: October 15, 2017, 12:55:56 PM »
Resisted the impulse to go to the store today. I'm home alone all day and I'm undergoing a minor procedure at the hospital (nothing serious) tomorrow. I knew if I went grocery shopping today I'd buy all kinds of expensive and unhealthy food because I'd feel sorry for myself.

I have a well stocked pantry and instead made myself egg salad and put it on a hamburger bun. My own egg salad is much better than store bought anyway.

marty998

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Re: What small things did you do TODAY to save money?
« Reply #9977 on: October 15, 2017, 02:07:39 PM »
Used points to pay for the flights for my trip to Central Australia in December. Still had to pay $97 for airport and airline taxes and fees but the seats were free.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #9978 on: October 15, 2017, 04:14:47 PM »
Used points to pay for the flights for my trip to Central Australia in December. Still had to pay $97 for airport and airline taxes and fees but the seats were free.

Yay for points! Yay for travel! Still think it's weird you're going away for Christmas!

4alpacas

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Re: What small things did you do TODAY to save money?
« Reply #9979 on: October 16, 2017, 09:57:32 AM »
Resisted the impulse to go to the store today. I'm home alone all day and I'm undergoing a minor procedure at the hospital (nothing serious) tomorrow. I knew if I went grocery shopping today I'd buy all kinds of expensive and unhealthy food because I'd feel sorry for myself.

I have a well stocked pantry and instead made myself egg salad and put it on a hamburger bun. My own egg salad is much better than store bought anyway.
Nice!  A well-stocked kitchen helps me avoid impulse grocery and take-out. 

Made tea at home with the last of my caffeinated tea stash. 

Packed breakfast, lunch, and snacks. 

Planning carpools with friends for activity tonight and hike on Sunday. 

dandarc

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Re: What small things did you do TODAY to save money?
« Reply #9980 on: October 16, 2017, 03:34:08 PM »
Just noticed something that should allow me to save 1% on my property taxes.

Taxes here are officially due March 31, but you get a 1% discount for each month early you pay it, up until November - up to 4% off total.  We're waiting to pay until January - playing the every-other-year game with our taxes and donations to eek out a couple hundred extra dollars in federal income tax savings per year.

Today, I noticed the dates for which I can get the "December" amount to pay seem to include the 1st business day of the new year - so if I make my payment online on January 1 or 2, I think I should be able to get that extra $13 off without screwing up our little tax game.

Of course with my luck, they'll pass the tax reform in time for next year with the larger standard deduction and I'll just be out the $13 I could have saved by paying in November.  You know, offset by  whatever we might save due to the supposedly lower taxes we'll be paying.

Jaayse

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Re: What small things did you do TODAY to save money?
« Reply #9981 on: October 16, 2017, 03:45:24 PM »
Yesterday I walked around my new neighborhood and visited the ipermercato near me.  I picked up a few things I could get cheaper there and took note of the prices around the store.  Then when my BF got off work he wanted to come over and get dinner.  Instead of going out we made some pasta with pesto genovese that I had picked up at the store and enjoyed a night in.
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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #9982 on: October 16, 2017, 04:15:31 PM »
We're waiting to pay until January - playing the every-other-year game with our taxes and donations to eek out a couple hundred extra dollars in federal income tax savings per year.

Eke out. Gentle correction.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #9983 on: October 16, 2017, 04:28:17 PM »
Picked up a few bags of chips on special as my contribution to office drinks (the boss provides booze, we bring snacks).

I tend to buy flavours my team likes but I don't so that I'm not tempted.

Linda_Norway

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Re: What small things did you do TODAY to save money?
« Reply #9984 on: October 17, 2017, 01:07:46 PM »
Brought home leftover apples from work and cooked them. They are cooling down in two portions ready to be frozen.

Last few shopping trips I have been buying little bread as the cheap bread was sold out. Today the cheap and whole wheat bread was available and I bought all four. Freezer drawers are well filled up. I needed tomato in tin, but the cheapest was sold out. So I bought only one of the second cheapest.

We ate veggie tonight, with eggs instead of meat.

Eat homemade lunch at work as usual. As well as bananas provided by my work.

DH reduced the temperature of the hot water (for showers). That was on 75 degrees C, which is much higher than necessary.
He also reduced the temperature of the water for floor heating. Tonight we will start an experiment with receiving warm water from neighbour's mountain warmth pump. We don't want to risk warming up their water, so we reduced the temperature in our kettle to the temperature of the water that comes in.

Imma

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Re: What small things did you do TODAY to save money?
« Reply #9985 on: October 17, 2017, 02:19:28 PM »
Resisted the impulse to go to the store today. I'm home alone all day and I'm undergoing a minor procedure at the hospital (nothing serious) tomorrow. I knew if I went grocery shopping today I'd buy all kinds of expensive and unhealthy food because I'd feel sorry for myself.

I have a well stocked pantry and instead made myself egg salad and put it on a hamburger bun. My own egg salad is much better than store bought anyway.
Nice!  A well-stocked kitchen helps me avoid impulse grocery and take-out. 

Made tea at home with the last of my caffeinated tea stash. 

Packed breakfast, lunch, and snacks. 

Planning carpools with friends for activity tonight and hike on Sunday.

I always make sure I have a few 'bad' things in the pantry / freezer too. A little piece of chocolate, oven fries, homemade frozen pizza, a single can of soda, a can of soup, etc. If I crave something unhealthy or if I'm in a hurry, it's still better to eat that one thing you have, rather than go on an impulsive grocery trip and spend Ä15 on stuff you don't need.

It's tempting to stockpile your pantry with just dried lentils and oatmeal and beans and flour, but sometimes you need a quick fix too. I always have ingredients to whip up a batch of cupcakes or cookies too, because we tend to get unexpected visitors.

GoConfidently

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Re: What small things did you do TODAY to save money?
« Reply #9986 on: October 17, 2017, 09:14:41 PM »
My secretaryís mother gave her hundreds of dollars worth of essential oils after getting out of an MLM company (I say worth meaning thatís what it cost her, not their actual value which is horribly inflated by these companies). Anyway, she brought them to work to give away and I took three nice smelling ones for making soap. Now I can make something other than lavender scented soap. Made three batches and I think theyíre going to be nice.

I decided against buying a $180 bicycle that I really loved because itís not in my budget and I canít justify the cost right now. I canít commute by bike so it would just be a weekend thing, and I can continue to run for free.

I was at a work event that was supposed to include dinner last night, but I got stuck doing a job that didnít allow me to eat. When I was checking out, they sent me home with two big Caesar salads that no one else wanted and had been unopened. I ate one last night and one for dinner.

A/C stayed off all day because the weather finally realized itís not supposed to be hot anymore.

Iíve been wanting new clothes for work, so I rearranged the closet and pulled out some fall pieces instead. Iím making myself wear the clothes I donít usually reach for to decide if I want to keep them or donate. Iím seriously contemplating making my own work uniform wardrobe when itís time to buy new pieces.

Had a date cancel on me tonight and I was tempted to call friends to go out. Stayed in and got the  chores done and took a run instead. It was a pretty good day.

stashgrower

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Re: What small things did you do TODAY to save money?
« Reply #9987 on: October 17, 2017, 11:02:27 PM »
Home day as live meeting got rescheduled to a telecommute.
Exercised in the living room and planning a neighbourhood walk.
Cleaned out fridge and ate leftovers.

TartanTallulah

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Re: What small things did you do TODAY to save money?
« Reply #9988 on: October 17, 2017, 11:55:12 PM »
I was at the end of my mobile 'phone contract and called the company to switch to SIM only. Mentioned my occupation and was told it entitled me to a discount. That makes a total of £27 a month off what I was paying before.

And I retrieved some out-of-date tiny waxed paper tubs from work. They would have been thrown out, and they'll be perfect for bringing on seedlings in the spring.



Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #9989 on: October 18, 2017, 07:46:09 AM »
-Sad way to save money, but... our dog passed last month, and we've both been working a ton ever since. Since no living thing is home (other than the house plants), we're using the heat very very little right now. When Dog was around, we would keep at least a bottom threshold so she didn't get too cold (old and skinny).

-We turned off our sprinklers at our first possible opportunity this year. That's been working out well, there's been just enough rain the lawn is fine.

-When pulling out our tomato plants, I saved all the green tomatoes. Made green tomato salsa for the first time ever and canned it. Before processing it had great flavor but was a little too crunchy, so hopefully coming out of the jars it'll be perfect. It's kinda a weird brown color from the red onions the recipe called for though! Oh well, just not a "gifting" recipe.

-Husband was able to move a meeting by a day this week, so I could have the fuel efficient car yesterday for *my* long drive day, and he could have it today for *his* long drive day. Since the car gets 40mpg but the truck only gets 20mpg, this is a very useful savings. Splitting the car up like this has worked out really well. We've only put like 2k miles on the truck this year, but are up to 21k on the car. (We both work with various clients all over, and he gets reimbursed for gas at the IRS rate while I get a flat (smaller) bonus toward it. Not just long commutes, don't worry! But it means we can just pocket the fuel efficiency difference).
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kaypinkHH

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Re: What small things did you do TODAY to save money?
« Reply #9990 on: October 18, 2017, 08:08:06 AM »
Not sure if this is a small thing, but in getting ready to sell our house, we self-staged our house instead of hiring professionals. We put all our personal items and some furniture in storage (which we would have needed to do anyway), and rearranged our space to make it look bright and open. Spent ~$30 on some small decor items, that we will reuse at the new house. VS: Quoted price of $2000. I'm going to enjoy that $1770 in my pocket.

Imma

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Re: What small things did you do TODAY to save money?
« Reply #9991 on: October 18, 2017, 02:49:25 PM »
I canned 6 cans of applesauce and have a little bit leftover for dinner tomorrow. I will eat it with brussels sprouts that were on discount, potatoes that were on discount and home made stew from a cheap cut of meat that was on discount as well.

lexde

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Re: What small things did you do TODAY to save money?
« Reply #9992 on: October 18, 2017, 02:57:49 PM »
No-spend day for me. Drank tea this morning instead of buying anything at a convenience store; Packed a lunch while everyone else ordered out; Worked late and drank office coffee; still at work but I'll be going straight home and eating leftovers. $0 spent today!


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Trifele

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Re: What small things did you do TODAY to save money?
« Reply #9993 on: October 18, 2017, 04:20:34 PM »
I have an old pair of sneakers that I actually had thrown in the trash, but then I decided to haul them back out, clean them, and wear them a little longer.  It will put off a new sneaker purchase at least a while.

Linda_Norway

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Re: What small things did you do TODAY to save money?
« Reply #9994 on: October 18, 2017, 04:59:24 PM »
Walked to work and ate own lunch.

DH parked the car in town today, at a paid parking lot. He received a free leftover ticket from someone who was leaving. But he can claim the ticket to be paid by his company. Pure win.

Listened to podcast about starting a business without investing. I hope this is useful information during FIRE.

haypug16

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Re: What small things did you do TODAY to save money?
« Reply #9995 on: October 19, 2017, 10:56:11 AM »
Posting to follow.

Great thread. I'm reading from the beginning so I got like 200 pages to get through :)

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #9996 on: October 19, 2017, 11:01:49 AM »
-Thought I had been overchaged for a medical procedure. (Paying out of pocket because it's a noncovered condition). I was expecting ~$300, and it was $372. So when I went back in today, I asked them to follow up on it. Lo and behold, they had overcharged me by $51. Cancelled out my cost of appointment today and charged me the price less the $51. Really glad I asked. I am so done with this nonsense I nearly didn't ask because I didn't want to deal with it. Glad I did. It was easier than I expected. And of course, $51.

That's all I have so far for today.
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RidetheRain

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Re: What small things did you do TODAY to save money?
« Reply #9997 on: October 19, 2017, 11:28:35 AM »
Today I took all the small bills out of my wallet. I usually spend them on sodas from the vending machine at work. Not only am I improving my budget by not spending 50c on soda, but I'm drinking more water. Double win!
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PMG

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Re: What small things did you do TODAY to save money?
« Reply #9998 on: October 19, 2017, 11:44:09 AM »
Im using cleverly tucked flat full sheets on a queen size bed in my already furnished temporary apartment.

Glued some reinforcing straps on where my luggage handle was starting to tear and fray the fabric. 

Instigated a home party with friends tomorrow and volunteered to bring food and booze I already have. 

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #9999 on: October 19, 2017, 02:58:50 PM »
Came back from vacation last night, so have a hodge podge of stuff:
-bought lunch at Costco vs something from the airport, for our return flight
-Skipped having a glass of wine on the flight, even though I really, really wanted it
-Cancelled a fancy lunch on our last day, and went out for cheap fish tacos instead. Yum!
-Got a ride to work from my husband today, and taking free carpool home
-Ate free breakfast/lunch at work today, including a new tea
-I've been home for almost no time, and I have no idea what's waiting for me in the fridge/freezer (my parents have been at our house with the kids for the last week). No matter what, I have backup frozen options, and will make dinner for everyone from our freezer/pantry stash. No eating out!