Author Topic: What small things did you do TODAY to save money?  (Read 1642402 times)

Luckyvik

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Re: What small things did you do TODAY to save money?
« Reply #6550 on: June 18, 2016, 07:52:30 AM »
Our winter doona was getting a little sparse, contemplated getting new $200 doona, decided to put summer doona on top of winter one, that works well.


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21runner

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Re: What small things did you do TODAY to save money?
« Reply #6551 on: June 18, 2016, 10:13:09 AM »
I decided not to play in a day/night golf tournament that I had originally decided I might play in. To play in the tournament wouldn't have cost me anything, my employer would have paid for it since they sponsor the tournament, but I would have had to have purchased some glow-in-the-dark golf balls for the night portion of the tournament. I don't normally play at night (obviously) so this purchase would have had no use after the tournament. Saved $20.00 and it's going straight to the Roth!

Jakejake

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Re: What small things did you do TODAY to save money?
« Reply #6552 on: June 18, 2016, 07:21:25 PM »
I made a new batch of yogurt, made a loaf of bread from scratch, and made 4 quarts of plum jam using less than $2 of plums from a case of mark down fruit. Then I bicycled 20 miles round trip to kmart to get 2 more cases of quart sized mason jars, using a $15 off a $20 purchase coupon. (My daughter keeps asking for homemade jam every time I visit; I think it's a scam to get my mason jars.)

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #6553 on: June 18, 2016, 09:01:28 PM »
Made a Budget Bytes recipe* for lunch out of pantry/freezer ingredients.

It became less budget-friendly when my Pyrex baking dish exploded as I took it out of the oven. The potatoes were fine (protected by baking paper), but I have glass all over my kitchen and I've had to pull pieces out of my arm.

I recommend the recipe. The Pyrex dish, not so much...

*http://www.budgetbytes.com/2016/06/broccoli-cheddar-baked-potatoes

Basenji

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Re: What small things did you do TODAY to save money?
« Reply #6554 on: June 19, 2016, 01:31:55 PM »
Cut off garlic scapes from garlic plants (heads underground not yet ready), chopped them finely and put in freezer for stirfrys, anything needing a green garlic add.

« Last Edit: June 19, 2016, 01:33:31 PM by Basenji »

Basenji

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Re: What small things did you do TODAY to save money?
« Reply #6555 on: June 19, 2016, 01:33:06 PM »
It became less budget-friendly when my Pyrex baking dish exploded as I took it out of the oven. The potatoes were fine (protected by baking paper), but I have glass all over my kitchen and I've had to pull pieces out of my arm.

What? Omg! Hope you are ok

Basenji

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Re: What small things did you do TODAY to save money?
« Reply #6556 on: June 19, 2016, 01:35:54 PM »
Our winter doona was getting a little sparse, contemplated getting new $200 doona, decided to put summer doona on top of winter one, that works well.

Urban dictionary says, "Doona is Australian slang for quilt or blanket."

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #6557 on: June 19, 2016, 01:38:49 PM »
Usual run of the mill things:
- Harvested lettuce and peas from the garden, ate massive salad with olive oil and balsalmic from costco
- Worked out in our home gym
- Drank tea we got for free (lightly expired, tastes fine)
- Perk of a home gym: when doing clean and jerks that sometimes scuff up my workout shirts (the knurling snags), I just wear a sports bra. Problem solved, and less laundry and less clothing damage to boot! Plus there's an element of extra motivation to keep my core strong during the lift LOL- I guess vanity serves a purpose sometimes...

I'm also doing another big push of minimalism, so we will have less stuff to move when the time comes. Also, I'll feel like we have less stuff, so maybe we'll be drawn to a smaller house =P

It became less budget-friendly when my Pyrex baking dish exploded as I took it out of the oven. The potatoes were fine (protected by baking paper), but I have glass all over my kitchen and I've had to pull pieces out of my arm.

What? Omg! Hope you are ok

I second this! How scary. Keep an eye to make sure none of those spots get infected =o
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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #6558 on: June 19, 2016, 02:46:45 PM »
It became less budget-friendly when my Pyrex baking dish exploded as I took it out of the oven. The potatoes were fine (protected by baking paper), but I have glass all over my kitchen and I've had to pull pieces out of my arm.

What? Omg! Hope you are ok

All good, thank you.

Our winter doona was getting a little sparse, contemplated getting new $200 doona, decided to put summer doona on top of winter one, that works well.

Urban dictionary says, "Doona is Australian slang for quilt or blanket."

A doona-related "what small thing..." from my mum this winter. The casing of her down doona was wearing out and the down was escaping. She reasoned that there was nothing wrong with the down itself, so she made a new case for it. Not a new decorative cover, but replacing the fabric of the actual doona.

Rural

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Re: What small things did you do TODAY to save money?
« Reply #6559 on: June 19, 2016, 02:55:25 PM »
Made more bread, cooked up two pounds of brown rice, fertilized the squash and basil, kept an eye on one of the cats (commonly overeats and vomits, but it's been more frequent this week and late last night there were streaks of blood in the vomit). On Saturday night, of course. Today we've fed him minimal kibble and doled out most of a can of tuna, a teaspoonful at a time over the course of the day. He's kept that and water down and is behaving normally, so no emergency vet today, but I'm staying home from work tomorrow to take him to our regular vet. We already had the tuna and have cut it from our diets because it's a gout trigger, so ... Sort of money saved there?


 No one went down off the mountain today.


No money will be saved tomorrow, as veterinary care falls firmly into the "what money is for" category.


ETA I know better than to feed a cat a steady diet of tuna, but I figure five ounces one day will not cause any major problems from an incomplete diet, and meanwhile something's staying down. I anticipate we'll be changing cat's diet completely after tomorrow's visit, plus maybe other treatment as well, depending on the verdict.
« Last Edit: June 19, 2016, 02:59:26 PM by Rural »

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Re: What small things did you do TODAY to save money?
« Reply #6560 on: June 19, 2016, 04:46:10 PM »
No money will be saved tomorrow, as veterinary care falls firmly into the "what money is for" category.

ETA I know better than to feed a cat a steady diet of tuna, but I figure five ounces one day will not cause any major problems from an incomplete diet, and meanwhile something's staying down. I anticipate we'll be changing cat's diet completely after tomorrow's visit, plus maybe other treatment as well, depending on the verdict.

Sending well wishes for kitty. Get well little cat.

Cognitive Miser

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Re: What small things did you do TODAY to save money?
« Reply #6561 on: June 20, 2016, 02:22:30 PM »
I made my husband a Father's Day cake out of ingredients we already had, instead of buying him a gift (OK so this was yesterday).  My toddler had fun crushing up the nuts for the topping :)

Today I brought my lunch, which is somehow surprisingly difficult for me to accomplish on a Monday.

Trudie

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Re: What small things did you do TODAY to save money?
« Reply #6562 on: June 20, 2016, 02:30:00 PM »
Made eggs for breakfast (at home), brought my lunch and all my snacks.  9 days out of 10 I also do this, but I've been on a really good streak lately. 

Inaya

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Re: What small things did you do TODAY to save money?
« Reply #6563 on: June 20, 2016, 02:48:55 PM »
Fasting through breakfast and lunch today--won't eat until dinner. Purpose is weight control, but saving money is a side effect. Cheap-as-dirt homemade pizza for dinner, since I can load my side with veggies and pile calories (extra cheese, etc.) on hubs' side.
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Rural

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Re: What small things did you do TODAY to save money?
« Reply #6564 on: June 20, 2016, 03:46:08 PM »
No money will be saved tomorrow, as veterinary care falls firmly into the "what money is for" category.

ETA I know better than to feed a cat a steady diet of tuna, but I figure five ounces one day will not cause any major problems from an incomplete diet, and meanwhile something's staying down. I anticipate we'll be changing cat's diet completely after tomorrow's visit, plus maybe other treatment as well, depending on the verdict.

Sending well wishes for kitty. Get well little cat.

Thanks. Verdict is he neurotic (which we knew) and eats so fast his kibble doesn't even get wet until it hits his stomach (which we knew). So it swells in there and he barfs.

Why the blood right now is not entirely clear, but there's no infection and no blockage. Someone in this house are 3/4 of a mouse earlier in the week - he may have irritated an already irritated esophagus and stomach lining with mouse, causing the bleeding. Or it may be an ulcer from the long history of barfing.

 Anti nausea shot that will last 24 hours, and  we're adding wet food to everyone's diet (three cats) since the tuna stayed down and going to see if a smaller amount of kibble stays down. if nothing changes, then we treat for an ulcer with something that coats the stomach but that cats universally hate.

That was $200. We did exam, meds, a thyroid test because he has lost weight (fine) plus his first geriatric blood profile since he was there - I'm actually happy to have a healthy baseline on that.

So tonight the cat eats like a king and we eat leftovers. :-)
« Last Edit: June 20, 2016, 03:56:31 PM by Rural »

Inaya

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Re: What small things did you do TODAY to save money?
« Reply #6565 on: June 20, 2016, 03:54:27 PM »
No money will be saved tomorrow, as veterinary care falls firmly into the "what money is for" category.

ETA I know better than to feed a cat a steady diet of tuna, but I figure five ounces one day will not cause any major problems from an incomplete diet, and meanwhile something's staying down. I anticipate we'll be changing cat's diet completely after tomorrow's visit, plus maybe other treatment as well, depending on the verdict.

Sending well wishes for kitty. Get well little cat.
Thanks. Verdict is he neurotic (which we knew) and eats so fast his kibble doesn't even get wet until it hits his stomach (which we knew). So it swells in there and he barfs.

Glad to hear kitty is okay. I'd say you should get rid of the dry entirely (and ideally go raw), but I won't derail into that discussion here--especially since older cats can be unwilling to switch. I will, however, suggest trying some sort of puzzle feeder for him if you continue feeding the dry. It's mentally stimulating and will force him to slow down his eating. You can even make DIY puzzle feeders to keep it Mustachian. Quick Google search will give you all the info you need.
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Rural

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Re: What small things did you do TODAY to save money?
« Reply #6566 on: June 20, 2016, 04:00:57 PM »
No money will be saved tomorrow, as veterinary care falls firmly into the "what money is for" category.

ETA I know better than to feed a cat a steady diet of tuna, but I figure five ounces one day will not cause any major problems from an incomplete diet, and meanwhile something's staying down. I anticipate we'll be changing cat's diet completely after tomorrow's visit, plus maybe other treatment as well, depending on the verdict.

Sending well wishes for kitty. Get well little cat.
Thanks. Verdict is he neurotic (which we knew) and eats so fast his kibble doesn't even get wet until it hits his stomach (which we knew). So it swells in there and he barfs.

Glad to hear kitty is okay. I'd say you should get rid of the dry entirely (and ideally go raw), but I won't derail into that discussion here--especially since older cats can be unwilling to switch. I will, however, suggest trying some sort of puzzle feeder for him if you continue feeding the dry. It's mentally stimulating and will force him to slow down his eating. You can even make DIY puzzle feeders to keep it Mustachian. Quick Google search will give you all the info you need.


I'd thought we should consider eliminating dry as well, but the vet was very firm that we should continue with at least some dry daily. The abrasive effects help keep their teeth cleaner and in better shape, she says.
That's a good idea about the puzzle feeder, though. Not sure how well it would work here - one of our others has some brain damage (oxygen deprivation from being thrown out in a plastic bag with the rest of her litter, if you can believe that - I hate people). She almost certainly couldn't figure out a puzzle feeder, and he'd just steal hers.

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #6567 on: June 20, 2016, 06:24:13 PM »
Was running out of work clothes as they wear out (down to 2 dresses, 1 pair of pants, 1 blazer that doesn't match the pants, and a few shell tops...), and had no lunch during my thrifting expedition. I found some great stuff on good sale from 3 websites that normally have clothes that fit me well, but held off on pressing the buy button until I was absolutely sure that these were the items I wanted and that they'd give me another few years of basic workwear.

And then I got a positive pregnancy test. And all of the clothing I was looking at had cinched waists.

So, new plan: dresses until the end of summer, buy one new swing dress that will fit until I'm 7ish months pregnant and also look good with that blazer, and dig out my maternity clothes from my last pregnancy. Problem solved for 20$ and a kid. ;)

abiteveryday

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Re: What small things did you do TODAY to save money?
« Reply #6568 on: June 20, 2016, 06:32:29 PM »
Was running out of work clothes as they wear out (down to 2 dresses, 1 pair of pants, 1 blazer that doesn't match the pants, and a few shell tops...), and had no lunch during my thrifting expedition. I found some great stuff on good sale from 3 websites that normally have clothes that fit me well, but held off on pressing the buy button until I was absolutely sure that these were the items I wanted and that they'd give me another few years of basic workwear.

And then I got a positive pregnancy test. And all of the clothing I was looking at had cinched waists.

So, new plan: dresses until the end of summer, buy one new swing dress that will fit until I'm 7ish months pregnant and also look good with that blazer, and dig out my maternity clothes from my last pregnancy. Problem solved for 20$ and a kid. ;)

What's that saying about penny wise and something else? 

Congrats ;)

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #6569 on: June 20, 2016, 06:40:38 PM »
Was running out of work clothes as they wear out (down to 2 dresses, 1 pair of pants, 1 blazer that doesn't match the pants, and a few shell tops...), and had no lunch during my thrifting expedition. I found some great stuff on good sale from 3 websites that normally have clothes that fit me well, but held off on pressing the buy button until I was absolutely sure that these were the items I wanted and that they'd give me another few years of basic workwear.

And then I got a positive pregnancy test. And all of the clothing I was looking at had cinched waists.

So, new plan: dresses until the end of summer, buy one new swing dress that will fit until I'm 7ish months pregnant and also look good with that blazer, and dig out my maternity clothes from my last pregnancy. Problem solved for 20$ and a kid. ;)

What's that saying about penny wise and something else? 

Congrats ;)

Haha kinda, right? But I can guarantee that the kid will make me happier than the clothes.

(Except that, according to my YNAB, my now-2-year-old has cost us an average of 150$/month, including daycare. Bless you,Quebec daycare subsidies. So it's not so horrendously bad!)

MoneyCat

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Re: What small things did you do TODAY to save money?
« Reply #6570 on: June 20, 2016, 06:48:51 PM »
I sewed a button onto an old pair of camo cargo shorts. Now I will be able to continue wearing them to 1990s nostalgia rock concerts.
« Last Edit: June 20, 2016, 10:08:28 PM by MoneyCat »

Rubic

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Re: What small things did you do TODAY to save money?
« Reply #6571 on: June 20, 2016, 07:10:05 PM »
Got a $60 refund from Zipcar.  I love the concept and currently live 0.10 miles from a station, but never took advantage of the car rentals in the past 12 months.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #6572 on: June 20, 2016, 07:52:04 PM »
Last night I renegotiated my contents insurance policy (dropped portable valuable insurance on a couple of items I will now self-insure). Saved $227/year.

jengod

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Re: What small things did you do TODAY to save money?
« Reply #6573 on: June 20, 2016, 09:01:07 PM »
* Replaced a missing drawstring from one of my reusable produce bags
* Cooked at home
* Hung laundry out to dry instead of using electric dryer
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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #6574 on: June 20, 2016, 09:44:38 PM »
Was running out of work clothes as they wear out (down to 2 dresses, 1 pair of pants, 1 blazer that doesn't match the pants, and a few shell tops...), and had no lunch during my thrifting expedition. I found some great stuff on good sale from 3 websites that normally have clothes that fit me well, but held off on pressing the buy button until I was absolutely sure that these were the items I wanted and that they'd give me another few years of basic workwear.

And then I got a positive pregnancy test. And all of the clothing I was looking at had cinched waists.

So, new plan: dresses until the end of summer, buy one new swing dress that will fit until I'm 7ish months pregnant and also look good with that blazer, and dig out my maternity clothes from my last pregnancy. Problem solved for 20$ and a kid. ;)

Congratulations! When are you due?

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #6575 on: June 21, 2016, 06:52:42 AM »
Was running out of work clothes as they wear out (down to 2 dresses, 1 pair of pants, 1 blazer that doesn't match the pants, and a few shell tops...), and had no lunch during my thrifting expedition. I found some great stuff on good sale from 3 websites that normally have clothes that fit me well, but held off on pressing the buy button until I was absolutely sure that these were the items I wanted and that they'd give me another few years of basic workwear.

And then I got a positive pregnancy test. And all of the clothing I was looking at had cinched waists.

So, new plan: dresses until the end of summer, buy one new swing dress that will fit until I'm 7ish months pregnant and also look good with that blazer, and dig out my maternity clothes from my last pregnancy. Problem solved for 20$ and a kid. ;)

Congratulations! When are you due?

At this point, presumably early march? Literally got the positive pregnancy test on father's day. Happy father's day, honey, you get another one! :)

I'm a bit stressed about scheduling - honestly, last time, getting pregnant took 6 months, and I went off the pill on mother's day and... let's just say we didn't have the most active month... so I certainly wasn't expecting to be pregnant yet! But there you have it.

Babies. They come when they will, I suppose!

At least this is our second, and our first is out of her crib next month, so we have all the baby gear and maternity clothing and gender-neutral baby clothing, and we're in Quebec so it's a year-long paid leave for maternity. It's not the baby that'll add huge expenses onto our plate!

misshathaway

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Re: What small things did you do TODAY to save money?
« Reply #6576 on: June 21, 2016, 07:10:44 AM »
Looked up what neighborhood in my town had recycle pickup the next morning and went out at 4pm the night before looking for clean newspaper. Scored a full weeks worth. Need it for packing filler on eBay shipments. Beats buying brown paper. I still bubble wrap items first. So far no buyer has complained.
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infogoon

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Re: What small things did you do TODAY to save money?
« Reply #6577 on: June 21, 2016, 07:16:59 AM »
Looked up what neighborhood in my town had recycle pickup the next morning and went out at 4pm the night before looking for clean newspaper. Scored a full weeks worth. Need it for packing filler on eBay shipments. Beats buying brown paper. I still bubble wrap items first. So far no buyer has complained.

I actually really like it when people use local newspaper for the packing material. Maybe I'm just a giant nerd, but I enjoy browsing the news from some place I've never been.

Mikila

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Re: What small things did you do TODAY to save money?
« Reply #6578 on: June 21, 2016, 07:18:36 AM »
We typically eat $6 worth of pickles each month.  This Summer I am growing a big garden.  In the last 3 weeks, I have made 15 jars of pickles, and another 4 of relish.  I am making every kind of pickles...and if we have excess, so much the better.  Homemade preserves make great gifts.

Mikila

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Re: What small things did you do TODAY to save money?
« Reply #6579 on: June 21, 2016, 07:20:52 AM »
Was running out of work clothes as they wear out (down to 2 dresses, 1 pair of pants, 1 blazer that doesn't match the pants, and a few shell tops...), and had no lunch during my thrifting expedition. I found some great stuff on good sale from 3 websites that normally have clothes that fit me well, but held off on pressing the buy button until I was absolutely sure that these were the items I wanted and that they'd give me another few years of basic workwear.

And then I got a positive pregnancy test. And all of the clothing I was looking at had cinched waists.

So, new plan: dresses until the end of summer, buy one new swing dress that will fit until I'm 7ish months pregnant and also look good with that blazer, and dig out my maternity clothes from my last pregnancy. Problem solved for 20$ and a kid. ;)

Congratulations! When are you due?

At this point, presumably early march? Literally got the positive pregnancy test on father's day. Happy father's day, honey, you get another one! :)

I'm a bit stressed about scheduling - honestly, last time, getting pregnant took 6 months, and I went off the pill on mother's day and... let's just say we didn't have the most active month... so I certainly wasn't expecting to be pregnant yet! But there you have it.

Babies. They come when they will, I suppose!

At least this is our second, and our first is out of her crib next month, so we have all the baby gear and maternity clothing and gender-neutral baby clothing, and we're in Quebec so it's a year-long paid leave for maternity. It's not the baby that'll add huge expenses onto our plate!

Congratulations. 

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #6580 on: June 21, 2016, 07:27:51 AM »
Now that we have a mortgage preaprroval, we're combining DH's work trip to the town we're looking in with a house hunting trip. It'll save on gas.

DH got a burn yesterday. Instead of going straight in to urgent care, I called our insurance advice nurse who gave the thumbs up for home care measures.

Planning to use up some soft bananas for 2 ingredient cookies. YUM.

Even though I was tired, after DH's burn and the mortgage appointment, I still stopped by the only grocery store that carried well priced chipotles en adobo without a bunch of additive crap, so I could make my pork carnitas recipe for dinner. $1.79 and good ingredients instead of the $3+ I see elsewhere, with tons of stabilizers.

Good news for my mustachianism that it didn't even occur to me to go out to dinner though!
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Noodle

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Re: What small things did you do TODAY to save money?
« Reply #6581 on: June 21, 2016, 07:48:12 AM »
Cleaned my beloved sun hat--I had set a bag of groceries on top of it, not realizing that the blackberries were leaking juice, and ended up with purple stains all over it. It's "straw" so I wasn't sure it could go in the washer. Turns out those Tide pens work great--you can still see faint marks but the hat is wearable again...good thing because I need it for an outdoor event in the next couple of weeks.

Dollar Slice

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Re: What small things did you do TODAY to save money?
« Reply #6582 on: June 21, 2016, 10:51:19 AM »
I am debating a small thing to save money and I'm asking for opinions: I have one of those quarterly rewards cards (e.g. you get bonus points for groceries for three months, gas for three months, etc.) and groceries are 5% cash back until the end of June. I was thinking about buying some grocery store gift cards to get the discount for another few months or so. But it's such a small difference that I'm wondering if the risk/reward is worth it since a gift card could be lost or stolen. I could save $15 on $500, but is it worth the risk of losing the whole thing?

I think I'm a little wary because I lost a $50 gift card once*, and had another gift card stop working for no reason (I did get my money back on that one but it was a hassle and took several weeks).

* Mustachian People Problem: takes 6+ months to stop being angry at self for losing gift card
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Inaya

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Re: What small things did you do TODAY to save money?
« Reply #6583 on: June 21, 2016, 11:45:55 AM »
I am debating a small thing to save money and I'm asking for opinions: I have one of those quarterly rewards cards (e.g. you get bonus points for groceries for three months, gas for three months, etc.) and groceries are 5% cash back until the end of June. I was thinking about buying some grocery store gift cards to get the discount for another few months or so. But it's such a small difference that I'm wondering if the risk/reward is worth it since a gift card could be lost or stolen. I could save $15 on $500, but is it worth the risk of losing the whole thing?

I think I'm a little wary because I lost a $50 gift card once*, and had another gift card stop working for no reason (I did get my money back on that one but it was a hassle and took several weeks).

* Mustachian People Problem: takes 6+ months to stop being angry at self for losing gift card


Some gift cards will let you register them online, then you can use them with the store's mobile app. Once you do that, you can toss the card completely. Starbucks and Barnes & Noble are the examples I know offhand, but I'm sure there are more. Figure out which ones you could potentially purchase, then research them to see if you can register them.
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Dollar Slice

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Re: What small things did you do TODAY to save money?
« Reply #6584 on: June 21, 2016, 11:56:12 AM »
Some gift cards will let you register them online, then you can use them with the store's mobile app. Once you do that, you can toss the card completely. Starbucks and Barnes & Noble are the examples I know offhand, but I'm sure there are more. Figure out which ones you could potentially purchase, then research them to see if you can register them.

I was looking at buying gift cards for the actual grocery store, not random store gift cards off the rack. I don't spend enough money at any of those kinds of places to make it worthwhile keeping track of a gift card. But the grocery store is a weekly thing, so that seemed to make sense. It looks like one of the stores I shop at has an app but it doesn't say anything about gift cards in it.
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Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #6585 on: June 21, 2016, 12:10:22 PM »
Amazon gave us a $5 credit for reloading a gift card on our account with $100. And we put it on the card we get 3% back from amazon on. So 3% back on $100, then a $5 credit. It'll get used- we do amazon subscribe and save for some key staple items like dog food, lara bars for work, mascara, tooth paste, etc.
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Rubic

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Re: What small things did you do TODAY to save money?
« Reply #6586 on: June 21, 2016, 12:19:34 PM »
I am debating a small thing to save money and I'm asking for opinions: I have one of those quarterly rewards cards (e.g. you get bonus points for groceries for three months, gas for three months, etc.) and groceries are 5% cash back until the end of June. I was thinking about buying some grocery store gift cards to get the discount for another few months or so. But it's such a small difference that I'm wondering if the risk/reward is worth it since a gift card could be lost or stolen. I could save $15 on $500, but is it worth the risk of losing the whole thing?

I've often bought myself grocery gift cards at Trader Joe's to meet minimum spend requirements when churning credits cards.  You could purchase 5 x $100 cards to reduce the risk that a single $500 card would be lost/stolen.

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #6587 on: June 21, 2016, 12:24:30 PM »
Just wrote out a menu for the five nights my dad will be visiting.  Only need to buy lettuce for salads, but will be able to make everything else with stuff I have on hand.  Got a free zucchini from a co-worker that will round out our veggie dish tonight.

Running fans and opening up the house at night to minimize A/C usage during the day.

Had a free lunch at a work meeting yesterday; today's lunch is leftover lentils with ham and carrots

SomedayStache

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Re: What small things did you do TODAY to save money?
« Reply #6588 on: June 21, 2016, 12:35:49 PM »
My employer gives us 3 hours each week to perform physical fitness activities.  Since the gyms are inconveniently far I usually just walk inside or outside my building.  Also I don't want to get all sweaty and then return to the office.

I've now decided that twice a week I'm going to the gym, I will perform some sort of physical activity that  gets my heart rate up, and I'll shower at the gym afterward.

This is a win for my health AND by showering at work I'm saving electricity at home (hot-water) and saving time in the evening because I don't need a shower at home.  Triple win.


Hadilly

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Re: What small things did you do TODAY to save money?
« Reply #6589 on: June 22, 2016, 07:09:16 AM »
Noodle: boiling water will get out most berry stains. It's pretty magical to watch the color vanish.

Noodle

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Re: What small things did you do TODAY to save money?
« Reply #6590 on: June 22, 2016, 07:28:20 AM »
Noodle: boiling water will get out most berry stains. It's pretty magical to watch the color vanish.

Hopefully there will be no more hat accidents but that's good to know for the future!

dandarc

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Re: What small things did you do TODAY to save money?
« Reply #6591 on: June 22, 2016, 12:18:29 PM »
Ordered a belt for our dryer on Amazon last night - under $10.  We can live without a working dryer for a couple more days and we're fixed.

Amazing how simple older washer's and dryers are under the hood.
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Re: What small things did you do TODAY to save money?
« Reply #6592 on: June 22, 2016, 03:41:03 PM »
I am debating a small thing to save money and I'm asking for opinions: I have one of those quarterly rewards cards (e.g. you get bonus points for groceries for three months, gas for three months, etc.) and groceries are 5% cash back until the end of June. I was thinking about buying some grocery store gift cards to get the discount for another few months or so. But it's such a small difference that I'm wondering if the risk/reward is worth it since a gift card could be lost or stolen. I could save $15 on $500, but is it worth the risk of losing the whole thing?

I think I'm a little wary because I lost a $50 gift card once*, and had another gift card stop working for no reason (I did get my money back on that one but it was a hassle and took several weeks).

* Mustachian People Problem: takes 6+ months to stop being angry at self for losing gift card

I'd only buy what you can use before they expire. Also, a major store here in Australia went bust and the cards were worthless. The cards are considered unsecured credit and rank below other creditors if a company goes into administration.

Gerard

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Re: What small things did you do TODAY to save money?
« Reply #6593 on: June 22, 2016, 04:55:55 PM »
Rode bike home from work the scenic way to the supermarket. Lots of stuff marked down for last day of sale. Plus the cash register tape price didn't match the shelf price for my red peppers, so I challenged and got them for free. Supper tonight is discount sausage and free peppers, fried in leftover bacon fat, over excellent bread I took home after a dept. reception yesterday. Total cost about 56 cents Canadian per huge serving.
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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #6594 on: June 22, 2016, 06:14:30 PM »
Claimed $47 worth of expenses at work, and followed up a $45 refund owing from an airline.

Also, I had forgotten to factor in holiday loading from two recent days of annual leave so that was a little bonus yesterday.

And my husband is considering dropping his union/professional association membership, which would save us $700/year.

geekette

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Re: What small things did you do TODAY to save money?
« Reply #6595 on: June 23, 2016, 09:12:30 AM »
Two items, both involving shipping. 

Online shipping for a heavy item (not available locally) was $48, so I called and they lowered it to the actual cost of $22.56.

The other was an Amazon return.  My fault, so I needed to pay shipping to return it, but oddly, the only option listed was $8.05 for UPS (for a 2 ounce item!)  I started an online chat and got a return authorization and mailed it myself for $1.36.

Sometimes, ya just gotta ask (something my DH is loathe to do).

geekette

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Re: What small things did you do TODAY to save money?
« Reply #6596 on: June 23, 2016, 09:15:26 AM »
I am debating a small thing to save money and I'm asking for opinions: I have one of those quarterly rewards cards (e.g. you get bonus points for groceries for three months, gas for three months, etc.) and groceries are 5% cash back until the end of June. I was thinking about buying some grocery store gift cards to get the discount for another few months or so. But it's such a small difference that I'm wondering if the risk/reward is worth it since a gift card could be lost or stolen. I could save $15 on $500, but is it worth the risk of losing the whole thing?

I think I'm a little wary because I lost a $50 gift card once*, and had another gift card stop working for no reason (I did get my money back on that one but it was a hassle and took several weeks).

* Mustachian People Problem: takes 6+ months to stop being angry at self for losing gift card

I'd only buy what you can use before they expire. Also, a major store here in Australia went bust and the cards were worthless. The cards are considered unsecured credit and rank below other creditors if a company goes into administration.

Most gift cards in the US don't expire, but if the store goes bankrupt, yeah, SOL.

Dollar Slice

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Re: What small things did you do TODAY to save money?
« Reply #6597 on: June 23, 2016, 08:19:25 PM »
I'd only buy what you can use before they expire. Also, a major store here in Australia went bust and the cards were worthless. The cards are considered unsecured credit and rank below other creditors if a company goes into administration.

Yeah, I think I decided it's not worth the risk/annoyance of keeping track of them/having to keep months' worth of grocery money tied up, just to save an extra 3%.

On the theme of groceries, today I ate slightly sandy leftover roasted asparagus with my dinner instead of throwing them away. Won't need my mineral supplement tonight! Note to self: wash asparagus more carefully.
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Tom Bri

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Re: What small things did you do TODAY to save money?
« Reply #6598 on: June 23, 2016, 09:01:00 PM »
Clothes washer drain clogged up. I took off the panels and found the drain filter (thanks youtube!), unclamped it and it was chock-full of grunge. Hard to tell, but I think the majority was from an ancient scrub pad that snuck in from the wash. The washer is ten years old and the drain had never been cleaned! Now it is back together and working.
That's the good. The bad is I couldn't get the spring clamps back on the hoses in the tight little space under the washer. My arms are too big, and the space is very tight. So I had to spend a few dollars at the hardware store and buy screw-type hose clamps. That worked, and now all is good.

Inaya

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Re: What small things did you do TODAY to save money?
« Reply #6599 on: June 24, 2016, 09:04:58 AM »
Stopped at Aldi on the way home last night. After paying, I found to my dismay that I hadn't packed my shopping bag in my backpack. So rather than spend money on a bag (when I have millions at home already), I shoved what I could into my backpack and toted the rest in a cardboard box.
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