I just switched insurance companies.
Last year, I paid $816.72 for car & renter's insurance. A month ago I dropped comp & collision, and it went down to about $550 per year, which was still more than I was hoping to pay.
So I did some research online with Progressive & Geico, and Progressive gave me better quotes for the same coverage I have now (still no comp/collision) at $361 a year for auto & renter's. So I picked a local agent from Progressive's website, and gave him a call.
Here's where it gets good -
After he took all my information and asked me about what I wanted out of insurance, he asked if I wanted Progressive specifically, or if I'd like him to run some other quotes with other companies. I said by all means, if you can find a better quote for the same coverage, I'm all for it.
He found one that was even less. $240/year for actually a little bit better coverage.
So, yay insurance agent! He could have saved himself work and signed me up for Progressive like I'd called about, and I'd have been happy. Now, I'm even happier, and I'd recommend HIM as an agent!
Savings: Approx $580/year!