Author Topic: What small things did you do TODAY to save money?  (Read 3209889 times)

Eucalyptus

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Re: What small things did you do TODAY to save money?
« Reply #11400 on: April 23, 2018, 11:09:12 PM »
My home contents insurance was due at the end of the week. It was already pretty cheap. But twenty minutes on the phone to my car insurer and they are covering my contents now too.


Saving = $40/yr. Pretty happy with that :-)

Roadrunner53

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Re: What small things did you do TODAY to save money?
« Reply #11401 on: April 24, 2018, 06:20:58 AM »
I just received a renewal for an American Express card and I owe $50 membership fee. I have not used this card in years and want to call and cancel it but have heard it affect your credit rating. Is this true and why would credit be affected by getting rid of a credit card? My credit rating is way, way up there so I am not really that concerned. Anyone have advice?

Hirondelle

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Re: What small things did you do TODAY to save money?
« Reply #11402 on: April 24, 2018, 06:44:16 AM »
Resolved my snack attack with raisins instead of buying snacks.

Didn't go to the canteen for lunch with co-workers, which could've tempted me to buy a soup (A Whole Shocking €0.70 saved).

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #11403 on: April 24, 2018, 08:04:16 AM »
-Called about our home owner's insurance & saved $55/year
-Agreed to give our old car to my parents. We were planning to sell it, but they really need the car, and I'm desperate to get it off of our car insurance. My parents help us out with the kids, so it's nice to be able to return the favor.
-Cobbled together a freezer dinner last night.

kaypinkHH

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Re: What small things did you do TODAY to save money?
« Reply #11404 on: April 24, 2018, 08:44:00 AM »
Turned down a work lunch (where I would have to pay myself), which means it has been almost 3 months since the last time I bought something at lunch (same for DH). Even if I had only gone out 1x per week, still looking like ~$350 in savings (minus the cost of the food we do eat for lunch).

We have also not bought coffee...all year? Makes me so happy!

This weekend DH and I were in an all day course and we packed coffee/snacks/lunch etc. Savings of approx ~$25.

lexde

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Re: What small things did you do TODAY to save money?
« Reply #11405 on: April 24, 2018, 01:14:05 PM »
I just received a renewal for an American Express card and I owe $50 membership fee. I have not used this card in years and want to call and cancel it but have heard it affect your credit rating. Is this true and why would credit be affected by getting rid of a credit card? My credit rating is way, way up there so I am not really that concerned. Anyone have advice?
Average age of credit will decrease and will affect your credit score. If it’s one of only a few that you have, see if they can downgrade to a few-free product instead of closing the card.

Which Amex card do you have?

lexde

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Re: What small things did you do TODAY to save money?
« Reply #11406 on: April 24, 2018, 01:17:11 PM »
• No spend day today.
• Eating leftovers from the fridge.
• Working extra hours at home to meet my monthly goal (likely won’t exceed it this month for a bonus because of personal reasons).
• Does saving others’ money count? Letting my mom park at my house and driving her and her BF downtown (1mi) for a concert and picking them up again. Saving $15 in parking for them, and taking her car so it’s no cost to me but 10 minutes there and back.

Roadrunner53

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Re: What small things did you do TODAY to save money?
« Reply #11407 on: April 24, 2018, 01:31:39 PM »
lexde, my mistake. It is a Citibank AAdvantage Gold Card. I used to travel a lot and would accumulate FF miles on it but the AAdvantage miles are zero now.

I also have a Citi bank Costco Visa card that I use extensively for bonus bucks. I use this card exclusively.

Would they give me another Citi card that required no yearly fee? I have to decide by April 27th so I am torn on what to do. I don't want to pay the $50 yearly fee since I don't use this card at all! I don't want another card but I don't want my credit score to go down either.

living small

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Re: What small things did you do TODAY to save money?
« Reply #11408 on: April 24, 2018, 01:53:47 PM »
Borrowed a trailer from our friends to go to our town's FREE compost center. We shoveled the first load ourselves, took that to the garden, spread that, then went back to get more...this time we spent the $4 it costs to have them load it with the industrial equipment. So, all told, a little gas, a little muscle, and $4 spent for a mountain of glorious compost!

off to see which of out friends has a tiller to loan out...

Threshkin

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Re: What small things did you do TODAY to save money?
« Reply #11409 on: April 24, 2018, 04:24:29 PM »
lexde, my mistake. It is a Citibank AAdvantage Gold Card. I used to travel a lot and would accumulate FF miles on it but the AAdvantage miles are zero now.

I also have a Citi bank Costco Visa card that I use extensively for bonus bucks. I use this card exclusively.

Would they give me another Citi card that required no yearly fee? I have to decide by April 27th so I am torn on what to do. I don't want to pay the $50 yearly fee since I don't use this card at all! I don't want another card but I don't want my credit score to go down either.

Go in to Citi and ask.  Just be up front with them.  Tell them what you want to do and why.  They will help.  I have done this several times at Chase and other banks without any trouble.  They want to keep you as a customer after all.  You can also call but I find going in is more effective.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #11410 on: April 24, 2018, 07:58:20 PM »
Used up the remains of a Costco lasagna + some cheese pizza I found in the fridge for dinner. (Did serve with salad).

Tom Bri

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Re: What small things did you do TODAY to save money?
« Reply #11411 on: April 24, 2018, 09:52:48 PM »
Planted a large wildflower garden today using seeds I saved from last year's flowers, and 25-cents-a-pack seeds bought from Walmart. About $5 total in bought seeds.

Dicey

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Re: What small things did you do TODAY to save money?
« Reply #11412 on: April 25, 2018, 12:38:19 AM »
lexde, my mistake. It is a Citibank AAdvantage Gold Card. I used to travel a lot and would accumulate FF miles on it but the AAdvantage miles are zero now.

I also have a Citi bank Costco Visa card that I use extensively for bonus bucks. I use this card exclusively.

Would they give me another Citi card that required no yearly fee? I have to decide by April 27th so I am torn on what to do. I don't want to pay the $50 yearly fee since I don't use this card at all! I don't want another card but I don't want my credit score to go down either.
Oh, @RoadRunner, this just happened to me! I was so pissed that my miles disappeared (for the second time) that I pretty much decided to get rid of the card. But I dithered past the due date, because it was my oldest account. Even though they apparently can no longer charge late fees or interest on annual fees, they can use it as the basis to refuse to offer you any other options. Plus, they can report you as delinquent. Assholes.

Right after I pulled the plug, rather unexpectedly, after 2+ years of looking, we found our next project house. I was a little worried about the hit to my score. Yep. It dropped all the way to 777. I can live with that. The lender doesn't care. We close Friday.  Moral of the story: Don't delay. Make a decision and act on it promptly.
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mountain mustache

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Re: What small things did you do TODAY to save money?
« Reply #11413 on: April 25, 2018, 06:44:54 AM »
I needed a few new items of clothing, so I went to my favorite consignment shop and got jeans, a new skirt, and a couple of sweaters, and used part of the $200 store credit I have from trading in my used clothing. Zero spend, and I only used about 1/3 of the credit!

Roadrunner53

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Re: What small things did you do TODAY to save money?
« Reply #11414 on: April 25, 2018, 06:48:35 AM »
Dicey, I am on the fence on paying that $50 membership fee. GRRRR, I have to pay it today or call Citi. I have no Citi office around here. Thanks for the heads up!

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #11415 on: April 25, 2018, 11:51:04 AM »
-"Returned" onions to Costco. They all turned moldy and started to liquefy within a week of getting them home. I say "return" because I threw them away but got the refund- I guess "refunded" would have been more accurate. It's frustrating- I gave up buying the costco onions last year because they molded too quickly (even with good storage practices). But these ones looked great! Shows me =( So I'm back to not buying costco onions. SIGH. $5.99 back.

-My usual combine trips approach. Return, gas, and groceries at costco, all in one go.

-Garden year 2 at this house is underway. Planting what we eat and what would be expensive to buy.

-Last time we bought rice, costco didn't have our usual type. We bought a different one. We HATE the texture. Even tinkering with the cooking times, etc, it doesn't absorb water quite right. Still, we have gone through nearly all of it, and are sticking it out to the end. Something like 15-20lbs of this stuff. I refuse to waste any though. And I've been working it into recipes it does better, like soups.
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Roadrunner53

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Re: What small things did you do TODAY to save money?
« Reply #11416 on: April 25, 2018, 11:52:02 AM »
So I called Citi and downgraded to a Double Cash Back Card. No annual fee and the $50 membership on the AAdvantage card will be wiped out.

Glad I did this. I guess the AAdvantage card had many more perks but since I don't use it, the perks don't mean much.

I was crabbing about this last year and I just paid the $50 and then this year it comes again and now I am really annoyed. So now it is over and done with!

lexde

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Re: What small things did you do TODAY to save money?
« Reply #11417 on: April 25, 2018, 01:15:43 PM »
lexde, my mistake. It is a Citibank AAdvantage Gold Card. I used to travel a lot and would accumulate FF miles on it but the AAdvantage miles are zero now.

I also have a Citi bank Costco Visa card that I use extensively for bonus bucks. I use this card exclusively.

Would they give me another Citi card that required no yearly fee? I have to decide by April 27th so I am torn on what to do. I don't want to pay the $50 yearly fee since I don't use this card at all! I don't want another card but I don't want my credit score to go down either.
Oh! I have three of those. Call and ask to downgrade to Citi  AAdvantage bronze. They don’t advertise it but it’s fee free. Done!

Roadrunner53

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Re: What small things did you do TODAY to save money?
« Reply #11418 on: April 25, 2018, 01:38:32 PM »
Citi bank AAdvantage was $50 membership fee.

The Double Cash Back Card is fee free.
You get 1% on purchases and another 1% back when you pay your bill on time.

Unless they have some good deals I probably won't use it much anyway. The guy said they have promotions now and then.

I use my Costco Visa to charge everything to get the bonus bucks. This year was $581.00

lexde

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Re: What small things did you do TODAY to save money?
« Reply #11419 on: April 25, 2018, 01:40:29 PM »
Citi bank AAdvantage was $50 membership fee.

The Double Cash Back Card is fee free.
You get 1% on purchases and another 1% back when you pay your bill on time.

Unless they have some good deals I probably won't use it much anyway. The guy said they have promotions now and then.

I use my Costco Visa to charge everything to get the bonus bucks. This year was $581.00
Nice. I missed your previous update post and didn’t see you already product changed. Either way, good call!

jengod

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Re: What small things did you do TODAY to save money?
« Reply #11420 on: April 25, 2018, 01:52:04 PM »
* Line-dried two loads of clothes

* Found a nickel on the street

* Menstrual cup

* Made coffee at home, grounds go to the garden
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JLee

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Re: What small things did you do TODAY to save money?
« Reply #11421 on: April 25, 2018, 01:56:10 PM »
I scored a 2 month / 2 credit Audible trial with a bonus $10 Amazon gift card. :)

slappy

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Re: What small things did you do TODAY to save money?
« Reply #11422 on: April 25, 2018, 02:04:31 PM »
I scored a 2 month / 2 credit Audible trial with a bonus $10 Amazon gift card. :)

Me too!

Dollar Slice

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Re: What small things did you do TODAY to save money?
« Reply #11423 on: April 25, 2018, 02:13:49 PM »
I scored a 2 month / 2 credit Audible trial with a bonus $10 Amazon gift card. :)

Me too!

*googles* *signs up*  Me three! :-) 

I used the first credit on an audio-exclusive book I've been wanting to hear that normally costs $30.
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marcela

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Re: What small things did you do TODAY to save money?
« Reply #11424 on: April 25, 2018, 02:23:10 PM »
I scored a 2 month / 2 credit Audible trial with a bonus $10 Amazon gift card. :)

Me too!

*googles* *signs up*  Me three! :-) 

I used the first credit on an audio-exclusive book I've been wanting to hear that normally costs $30.
Add me to the list. I'm not much of one for audiobooks, but the free $10 gift card is too hard to pass up! I'll find something fun to listen to while knitting.

Treb3

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Re: What small things did you do TODAY to save money?
« Reply #11425 on: April 25, 2018, 06:36:33 PM »
I wanted pizza for dinner in the worst way but instead went home and ate homemade hamburger stroganoff and lemon custard from my fridge. 😀

OtherJen

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Re: What small things did you do TODAY to save money?
« Reply #11426 on: April 25, 2018, 09:39:53 PM »
Made a batch of homemade corn tortillas and a batch of sangria (using homemade wine) for dad’s birthday gift. He’s in his late 60s and really difficult to buy gifts for (he never wants anything), but these are two of his favorite consumables and e would never make either for himself.

I desperately wanted diner breakfast food for dinner so I got out the food processor, shredded a bunch of potatoes, and made hash browns. They were exactly what I wanted alongside a pile of eggs scrambled with peppers+onions.

Threshkin

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Re: What small things did you do TODAY to save money?
« Reply #11427 on: April 26, 2018, 03:25:14 PM »
I wanted pizza for dinner in the worst way but instead went home and ate homemade hamburger stroganoff and lemon custard from my fridge. 😀

But but....Pizza is so cheap and easy to make at home!

Roadrunner53

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Re: What small things did you do TODAY to save money?
« Reply #11428 on: April 26, 2018, 03:59:02 PM »
Didn't save money but went to Costco and finally cashed my Costco Visa bonus buck check for $581! Then spent almost $200 at Costco. However, I don't spend my bonus bucks, I bring them home and put them in a jug.

Threshkin

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Re: What small things did you do TODAY to save money?
« Reply #11429 on: April 26, 2018, 04:48:56 PM »
Didn't save money but went to Costco and finally cashed my Costco Visa bonus buck check for $581! Then spent almost $200 at Costco. However, I don't spend my bonus bucks, I bring them home and put them in a jug.

Jug money!  It's the best.  Now take that jug and bury it in the back yard.  20 years later you will still have a better return on your "investment" than most people.

Roadrunner53

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Re: What small things did you do TODAY to save money?
« Reply #11430 on: April 26, 2018, 07:53:57 PM »
Hahaha, Jug money! Well, this year I turn 65 and in 20 years I will be 85 so I don't think burying a jug with money in it would benefit me!

LOL!

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #11431 on: April 26, 2018, 08:46:05 PM »
We've been out of sorts with the meal plan this week (I was gone over the weekend), so I've been scrambling to keep everyone fed. But, made it happen again tonight! Some nights it really does feel like a victory.

-Got up & did a free workout at home this morning
-Free breakfast/lunch at work
-Found leftovers in the freezer, & served that with a salad for dinner
-Ended up being able to cancel a $200 flight for my husband for a trip in June. Turns out he needs to go to the same place as our family event - on a work trip! Yes!

frooglepoodle

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Re: What small things did you do TODAY to save money?
« Reply #11432 on: April 26, 2018, 09:01:32 PM »
Got $16 refunded from an online purchase for taking 2 minutes to send an email requesting a price adjustment.

When making dinner tonight (chicken and white bean soup in the Instant Pot), I made a second batch of the same soup as a freezer meal. Twice the chopping today for a dinner that will only require opening a can of tomatoes and pushing a button one day later in pregnancy!
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Imma

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Re: What small things did you do TODAY to save money?
« Reply #11433 on: April 27, 2018, 04:41:02 AM »
Today is King's day in my country, but I've had a really busy week so I'm staying home. I only spent €2 buying the orange pastry we traditionally eat on King's day. I don't support the monarchy, but I fully support orange food!

I've worked a lot of overtime so I didn't eat at home a lot, there's a lot of food in the fridge left that we'll be eating this weekend. I don't think we need to buy more food until Tuesday.

RamonaQ

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Re: What small things did you do TODAY to save money?
« Reply #11434 on: April 27, 2018, 07:04:43 AM »
The inner thighs of my favorite pair of jeans are getting super thin.  I tried to buy a new pair but it seems like they have stopped making this particular style.  To tide me over I bought some iron-on patches to reinforce the thin areas.  They seem to be working great!  I'll still need new jeans pretty soon but this is a good temporary solution.

The only drawback is that now I'm thinking back with regret on all the jeans I've discarded that could have been saved this way!
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OtherJen

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Re: What small things did you do TODAY to save money?
« Reply #11435 on: April 27, 2018, 01:52:17 PM »
After talking with a spendy friend about her fancy Mexican resort vacation plans, I was feeling a bit envious. So husband and I just booked four nights in July at our favorite state park campground in Michigan's upper peninsula. We love camping and already own a good tent and all other equipment, so it cost us $108 to book the campsite and then we'll only have to pay for gas, ice, food/drinks, and firewood. Our site is steps from an inland lake and a short walk from Lake Superior, and we'll be there during the warmest part of the summer (hopefully when the wild blueberries are fruiting).

I cannot wait! My plan for at least two of the afternoons is to anchor our floating chairs in the inland lake and lounge around while sipping cocktails.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #11436 on: April 27, 2018, 05:51:42 PM »
I almost caved & ordered pizza delivery for the kids, as a special request. Instead, went to the grocery store & picked up two frozen pizzas & snacks for way less than delivery. Wasn't the best option, but was better than what almost happened. I'll take it!

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #11437 on: April 27, 2018, 08:47:27 PM »
Last week I spied some items at the feed store on clearance for $70 (retail $149.99).  I knew I could re-sell them on eBay, so I bought two and listed them at $124.99.  One just sold, so that's about a $35 profit after shipping and fees, for about 15 minutes worth of work.

At the feed store again today, and two more of these were still on the clearance table.  Having the first two sold, I scooped them up and should make another $60 selling them on eBay.

lexde

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Re: What small things did you do TODAY to save money?
« Reply #11438 on: April 28, 2018, 02:31:57 PM »
To be determined if it actually saves me money: Sent a message to my utility company today over a $25.00 new install charge. They told me if I transferred by X date there would be no service installation fee, so I did, and I got charged the fee, anyway. This, plus the second half of my utilities deposit, has resulted in a pretty steep bill for May ($185 total), so if I can get them to drop that charge I'll be a happy camper.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #11439 on: April 28, 2018, 03:19:17 PM »
Didn't buy anything at a plant sale today. Instead, got home and posted on Buy Nothing for anyone dividing shade loving perennials. Looks like I'll be getting calla lilies and irises. Still hoping for some hostas, but we'll see. May also try to propagate my hydrangeas from the backyard and see if I can get some out front that way. Free landscaping.

Used up soft bananas as 2-ingredient oatmeal cookies.

Tried a BBQ sauce costco started carrying. Not the best on planet earth, but good price and good ingredients list, so I think it'll be a keeper. Cheaper than what we've been using from trader joe's.

Made our own soy sauce+ sesame roasted almonds from costco almonds. Tasty and save a bunch of $.
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Imma

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Re: What small things did you do TODAY to save money?
« Reply #11440 on: April 29, 2018, 02:54:22 AM »
Went thrift shopping. Bought 2 meters of lovely fabric for curtains for €14, an small emaille cup for €1 to replace the cup of my thermos flask that was lost, and a small pot with a lid, also emaille, for €1. The pot I use for oatmeal right now doesn't have a lid, so I can't make oatmeal porridge ahead and cover it. From now on I can prepare it in the evening and I'll only have to heat it in the morning which will save me time.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #11441 on: April 29, 2018, 09:37:41 AM »
-Made a food donation at the library & got fines waived. We pay quite a bit in fines throughout the year (kids!), so we're still contributing. I also donated 20 books that have accumulated to the library sale.
-Finished off the rest of a bottle of wine my mom left behind. Not my favorite, but passable.
-Took a bonus kid to soccer warmups yesterday, and exchanged for a ride to today's game for one kiddo. Saves me a lot of time & travel.
-Discovered that my son can bike to a birthday party, vs having me drive both ways.
-Making homemade chicken broth out of some leftovers.

lexde

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Re: What small things did you do TODAY to save money?
« Reply #11442 on: April 29, 2018, 12:02:39 PM »
No-spend day.

I've been looking at lap desks for the past few days so I can put my feet up/lay in bed while I work from home since it's more comfortable than sitting on my high-top pub set (and would probably end up being better for my back, too). Instead, I realized I could use one of the last of the boxes left over from my move. It's much thicker than a lap desk and not quite as comfortable, but it serves the exact same purpose and is free.

I'm going to walk to work tomorrow to save gas/mileage it's less than 1.5 miles as the crow flies so there's no reason not to.

I listed a nice pair of leather sandals on ebay/offerup/facebook so hopefully I can make that sale.

ramengurl

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Re: What small things did you do TODAY to save money?
« Reply #11443 on: April 29, 2018, 01:18:27 PM »
Yesterday was for me a great savings day, I forced myself to bike to Ramen Festival and on my way I saw the SHEIK holiday parade / festival.  It was epic because basically a whole Avenue is closed off for FREE FOOD and drinks.  And its the best food because its really authentic, so many different drinks, desserts, curry dishes all FREE so I texted my friends and they agreed to change of plans lol.  It was just amazing because you could sense the community and how good vibes this holiday was.  Either way we ended up eating some of the best indian food ever , like ROSE Pistachio icecream omg best ever.  Granted I really wanted to go to Japanese Ramen festival, I realistically know I would have gone crazy and spent at least $30. And even better  I was able to convince everyone to just pregame in my apt hehehe instead which utimately saved me time and bar tab.  And I finally got around to redeeming my Amex reward offer for Google express which was $20 back wyb $60 worth of stuff.  I was able to use my friends Costco membership and buy Forever Stamps and $25 lb of rice (I didn't ever wanna carry).  The extra dollar markup online vs in store was worth not having to lug huge bag of rice on bike home.  Either way saved $20 on stuff i really was gonna buy. And First time users also got a 20% off code, which wasn't working right for me so quick 5 min chat with customer service and they gave me antoher $15 off code.  Which I used to order a ton of Charcoal like 70lb worth for around $16 which I also get free delivery for double whoopee because carrying that home even from store is tough work you have no muscles.  All in all great cost effective Saturday.

Hirondelle

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Re: What small things did you do TODAY to save money?
« Reply #11444 on: April 29, 2018, 01:28:43 PM »
Talked myself out of getting a treat on the train by promising myself some of the black bean brownies that were still in my freezer.

BZB

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Re: What small things did you do TODAY to save money?
« Reply #11445 on: April 30, 2018, 05:40:23 AM »
I have spent about $60 total on groceries this month, and have been using up what's in the pantry and freezer. I won't be able to shop again until the second week of May, so I cooked up some things to get through - pancakes, corn muffins, black beans and rice, roasted a frozen turkey I had saved from the post-Thanksgiving sales. I'm out of fresh fruit and veggies, but I have some frozen, so I'll make use of that to round out the meals until the next grocery shop. This weekend I only spent money on a tank of gas and a dinner at a conference out of town. Most meals were provided, and I brought my own coffee for the drive there.

Carrie

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Re: What small things did you do TODAY to save money?
« Reply #11446 on: April 30, 2018, 08:29:34 AM »
This weekend: free irises from a neighbor  (ask and ye shall receive), friends had a rug they didn't need, I've been looking for a rug, so when they offered I took that baby home! (It's really high quality, so in exchange I'll make something nice for them.) Also made a housewarming gift instead of buying something. DH did some diy repairs - fixed a leaky faucet, replaced bad fluorescents with tube LEDs. We were frugal AF this weekend.

Linda_Norway

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Re: What small things did you do TODAY to save money?
« Reply #11447 on: May 03, 2018, 02:54:17 AM »
Combined a trip to my GP with a visit to the library in the same building. Borrowed some interesting books.
Eating lunch from home as usual.

SmartMoves

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Re: What small things did you do TODAY to save money?
« Reply #11448 on: May 03, 2018, 04:36:14 AM »
Did a free consultation for a friend. So that saved her money, which made me feel pretty good!

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #11449 on: May 03, 2018, 07:26:30 AM »
-Got approved to expense a flight (leaving vacation early to attend a work event).
-Bought an Uber gift card at a slight discount. Earned cash back for purchase. Will be using for multiple upcoming travel events.
-Realized that my internet bill (covered by work) has gone up slightly & I've never adjusted my work allowance. Will save $6/month or something.