Author Topic: What small things did you do TODAY to save money?  (Read 2466921 times)

iowajes

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Re: What small things did you do TODAY to save money?
« Reply #10600 on: January 02, 2018, 02:25:24 PM »
Requested and received an exercauser (baby docking station) on buy nothing project.

Husband said "didn't you get one of those at your shower and return it?"
Yep, I did. I knew I wouldn't need it until baby is about 9 months, if at all, and figured I could rebuy it if I found myself needing it.  And instead I got a truly free one, so the money from returning it can still go to diapers :)

If I didn't get a freebie, probably wouldn't have bought it, as it wasn't a need- but man I'm glad to have a place to put the baby when she and the dog won't stay apart for three seconds.

Meesh

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Re: What small things did you do TODAY to save money?
« Reply #10601 on: January 02, 2018, 04:31:20 PM »
Set everything up to max 401k, HSA, and both IRAs for 2018! 1 hr of work now, for $34,900 more in savings (+ 8,300 more from employer so really 43,200) by this time next year. woo

posting here bc DH does not appreciate this awesomeness.

Good for you! My spouse initially wasn't thinking that maxing out retirement and FSAs wasn't a big deal, either, but he did get on board after we recalculated our net worth at the end of November.
Thanks! He definitely got excited when I showed him the savings difference from just in taxables but I think he forgot by now :/ I should remind him. lol

Mele

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Re: What small things did you do TODAY to save money?
« Reply #10602 on: January 02, 2018, 07:23:28 PM »
Today I received a $50 gift card in the mail for opening (and promptly paying off) a credit card when I bought my husband's Christmas gift from Orvis.  Since his birthday and Valentine's are the same week -- and since he dearly loves getting gifts, it's his love language-- I have a good dent already in whatever I get him.  Which will have to do with fishing, of course, since the gift card is for more Orvis gear.  Which he will love.

Pasteurized a gallon of fresh milk, separated the heavy cream, and gathered the ingredients to make greek yogurt when I get my next delivery on Thurs.

Ate leftovers for breakfast and lunch.  I really want to have as close to zero food waste as possible.

Used plasma card to buy chicken feed since our checking account is a little low at the moment.

And tonight as we chowed on a delicious simple dinner, I started reflecting on how much of it we got for free.  Homemade teriyaki sauce was sent home with us from Christmas festivities.  Brown rice was gifted to us by someone (who struggles financially) whose family "doesn't really eat rice."  Chicken was free, gifted by my grandma who somehow scores free meat from the grocery store on the day it expires, then throws it in the freezer.  Then gets too much free meat in her freezer.  Then gives it to me at Christmas.  Like clockwork.  Thanks, Grams!

Mele

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Re: What small things did you do TODAY to save money?
« Reply #10603 on: January 02, 2018, 07:24:33 PM »
Set everything up to max 401k, HSA, and both IRAs for 2018! 1 hr of work now, for $34,900 more in savings (+ 8,300 more from employer so really 43,200) by this time next year. woo

posting here bc DH does not appreciate this awesomeness.

Good for you! My spouse initially wasn't thinking that maxing out retirement and FSAs wasn't a big deal, either, but he did get on board after we recalculated our net worth at the end of November.
Thanks! He definitely got excited when I showed him the savings difference from just in taxables but I think he forgot by now :/ I should remind him. lol

Holla!  Great job!   

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10604 on: January 02, 2018, 07:40:02 PM »
-Made breakfast with random fridge items, using the last of dribs & drabs of random things we had on hand
-Returned two pair of pants we didn't need for a vacation
-Made dinner with pasta taken from our vacation house, pasta sauce (bought for $.29, but doctored up by me) & meatballs. It was delish.

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10605 on: January 02, 2018, 08:26:54 PM »
* Walked to the library to return books before they were late. Managed not to duck into Starbucks for a hot drink :)

* Made paneer for tomorrow's dinner of saag paneer. (I am so ridiculously excited about this one!)

* Made oat milk for lactose intolerant son. Threw the oat "pulp" and leftover chocolate fondue together with other ingredients to make cookies. They were gobbled up, so I assume they were edible!

*Dinner was a creamy one pot lemon pasta. I tossed the leftover half-package of cream cheese in the freezer to be used in a future sauce, instead of my normal M.O. of letting it mold in the fridge.

* Touched up my roots with the remains of a tube of "Just for Men." Seriously, ladies, if you only have a tiny amount of gray you want to cover (mine is a skunk stripe in my otherwise very dark brown bangs), JFM is far superior and cheaper than dye marketed to women. THere's nothing to mix. You just screw the little comb to the tube, brush it onto your roots, remove and rinse comb, but lid back on tube, save tube until next time you need to touch up the roots in six weeks or so, wait 30 minutes or so, rinse out dye. One tube lasts me six months, and a tube costs about $5 to $6 depending on if I can find a sale.

* No spend day!

tomita

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Re: What small things did you do TODAY to save money?
« Reply #10606 on: January 02, 2018, 09:03:34 PM »


Took the family to a Fly In, where we ogled the planes, ate lunch, played in the kids area, fished, rode horses and a little train, pet goats, painted pumpkins, etc. Hours of fun. Admission cost was a side dish and a 2 litre of soda. Took an unopened bottle of ginger ale left over from our last bout of stomach bug and made a .99 box of brownies and a pumpkin cake I had been craving, but didn't want a whole cake sitting around the house. Hubs and I also volunteered working a few stations, so will return in a few weeks for a free thank-you lunch for volunteers.


I really like this, we should look into, DH  knows about planes and flying, he'd like it
thanks for sharing

zygote

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Re: What small things did you do TODAY to save money?
« Reply #10607 on: January 02, 2018, 09:58:02 PM »
New to the MMM journey, and I really like this thread. Baby steps are easier to grasp and, most importantly, maintain.

I live in NYC, and fast food/delivery is probably my biggest avoidable money weakness because it's so easy. This weekend I made a big batch of pasta and side salad, intending to take leftovers for lunch instead of buying this week. But I thought about it some more, and I spend way more on delivery for dinner than I do picking up some fast casual food for lunch. So I decided to treat myself to lunch out and save the leftovers for dinner. I know this sounds crazy to a lot of you who make every meal for yourself, but it's big for me to cook with any consistency. And I prevented myself from spending probably $20 on delivery after tax and tip.

I also returned a shirt I ordered online and didn't like. Money back in my pocket.

PMG

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Re: What small things did you do TODAY to save money?
« Reply #10608 on: January 03, 2018, 01:22:32 AM »
Finally found a place to meet with my English student where I donít have to buy an obligatory coffee or snack.

Yesterday we walked to and from the grocery saving bus fare for 2 x 2.

Boiled water at home instead of buying a jug of drinking water. Iím undecided about this long term, but satisfied for now.

Did not buy bread from the bakery around the corner to accompany the split pea soup I made.
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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10609 on: January 03, 2018, 01:45:03 AM »
Scored two beautiful coffee table books at work that reflect our interests and let me update a little corner of the lounge room without spending a dollar.

kaypinkHH

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Re: What small things did you do TODAY to save money?
« Reply #10610 on: January 03, 2018, 05:46:06 AM »
Had planned to go out to a work lunch today for a student who is returning to school. I didn't really work with the student, but do love thai food. I forgot about the lunch, and packed leftovers for today. Cancelled my attendance for the lunch, and will save $15-$20!

Trifele

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Re: What small things did you do TODAY to save money?
« Reply #10611 on: January 03, 2018, 07:56:25 AM »
I have to do a day trip for work today.  Ate an extra large "second breakfast" that will see me through til I get home tonight, so am not tempted to buy food on the road.  Making a large thermos of tea to drink on the drive. 

Kwill

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Re: What small things did you do TODAY to save money?
« Reply #10612 on: January 03, 2018, 12:42:10 PM »
I've now made lunch every workday this year! This is my New Year's resolution, and I hope I can stick to it. I was gone for the holidays, so there wasn't much to work with for breakfast and lunch. I used meat and vegetables from the freezer and made spaghetti for breakfast yesterday (because jet lag) with extra to take for lunch the same day. Today I used bread I had frozen in the freezer for a peanut butter toast breakfast and a PB&J lunch. I finally got to the supermarket this evening, so the rest of the week can be normal food. I got some yellow-tagged specials there, which saved a little. And I had a half glass of wine with dinner from a free little bottle I got on my flight for being willing to switch seats.

1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10613 on: January 03, 2018, 12:51:25 PM »
Welcome, zygote! Great little corner of the forum here!

*Using a $25 gift card I won at the health food store to buy a dozen almond milk - also get a discount for buying a whole case

*Drinking tea at home BEFORE I go out to run errands so I'm not tempted by SBux

*Oatmeal for breakfast

*Returned a pile of books to the library and took out another pile. Husband scored a brand new book on the express shelf (one week loan, heavy late fines) that has over 200 people waiting for it in regular circulation.

*Planning dinner from the freezer

« Last Edit: January 03, 2018, 12:52:56 PM by 1967mama »

lexde

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What small things did you do TODAY to save money?
« Reply #10614 on: January 03, 2018, 12:53:35 PM »
Stuck to my breakfast and lunch plan at work ($1.67 for both + snack).

Boss had a football party on New Years and over-estimated food, so he brought in a sub tray. I stuck to my planned lunch, but am taking some subs home for a free dinner for me and bf.

I can’t tell if this is frugal, or just plain cheap of me, but working in an office means there is free food at least once or twice a month. I put some resealable bags in my purse and take leftovers home to prevent waste. :v It’d go bad or be discarded otherwise. Bagels, subs, etc.
« Last Edit: January 03, 2018, 01:40:09 PM by lexde »

Trifele

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Re: What small things did you do TODAY to save money?
« Reply #10615 on: January 03, 2018, 02:29:56 PM »
I canít tell if this is frugal, or just plain cheap of me, but working in an office means there is free food at least once or twice a month. I put some resealable bags in my purse and take leftovers home to prevent waste. :v Itíd go bad or be discarded otherwise. Bagels, subs, etc.

Definitely not 'cheap' -- it's frugal, and well done. 

pegleglolita

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Re: What small things did you do TODAY to save money?
« Reply #10616 on: January 03, 2018, 02:38:09 PM »
Found three refillable stick lighters for $1.00 each...the refillable ones are getting so hard to find!  Also, at the same place (Bargain Hunt), found a women's J. Crew 100% silk button-down shirt marked down to $1.50.  It was $5 with a 75% discount: total insanity!!!  Not a single thing wrong with it, probably just a return that someone took the tags off of. 

Mele

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Re: What small things did you do TODAY to save money?
« Reply #10617 on: January 03, 2018, 02:46:31 PM »
Make pumpkin muffins today, again with some free ingredients.

--Pumpkin was free from a friend (instapot + food processor = easy pumpkin pulp)
--Oatmeal was free from husband's work (they have a zero'd out food budget and re-order a whole bunch of stuff, so he saves a ton from getting tossed)

Rest of ingredients were either fresh milk (discount from friend) or from the bulk section at Winco.

My family has become a bit addicted to cereal lately, and I'm trying to wean them off such an expensive and unfilling choice.  I figure 2x a week is fine.  The rest of the time I'm making oatmeal, healthy muffins, or omelets.  Takes more preplanning, but hopefully it'll be better in the long run.

For dinner a mock Panera butternut squash soup, from my garden surplus.  Made with cream from the cheap fresh dairy source.  (Actually, including the heavy cream I get with each gallon, that's actually $3-4 extra value.  Hadn't thought of that.  Gonna start making my own butter soon : )

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10618 on: January 03, 2018, 03:09:06 PM »
At work:
-Ate free breakfast & lunch
-Charged the electric car for free
-Picked up four new books off of the "free" table

Home:
-Dinner made from things we have on hand (tortellini, homemade pesto, chicken from the freezer + salad)

Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10619 on: January 03, 2018, 07:06:07 PM »
Cloth diapered kid today. Ate leftovers today. Took kid out to play in the snow & when he got cold, took him to the library afterwards. This was after my mom gave me a hard time about living in a "small" house (her words). She was worried about her grandson not having a place to play. I thought, "what better places to play than outside & in a library?" Bonus going to library: found a book that the library was selling that would be perfect for next year's Christmas gifts (50Ę). Bought it & got a head start on next year's Christmas gifts.

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10620 on: January 03, 2018, 07:29:29 PM »
I took the bus to class today! I tell myself each quarter to take advantage of the free student bus pass, but then give in to the convenience of driving. Seriously, the bus was easier and I got 15 minutes of reading time. This saves me about $80 a year on parking, not to mention gas and wear and tear.

Other small things:

* Made saag paneer with the homemade paneer from yesterday. Also used spinach, garlic, onions, and tomatoes that were frozen or canned from last summer's garden. (It was so, so, so, so good!)

* Filed a warranty claim with Keen. My new hiking shoes had a burr on one eyelet, which shredded the lace the first time I put them on. Normally I'd sand down the burr and buy new laces, but it's their fault so I figured they should send me new laces. We'll see what happens.

* My grants disbursed into my checking account today. Transferred it immediately into savings so not tempted to spend any of it. (Tuition already paid, this was the amount left over. )

* Found out that the school fitness center is free for all students as of next week. Not sure if I'll take advantage of it, but went down to get my pass and sign up for an orientation just in case. There's a rumor of free yoga classes on Fridays, which makes me happy.

* Didn't spend anything!

ElleFiji

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Re: What small things did you do TODAY to save money?
« Reply #10621 on: January 03, 2018, 09:01:11 PM »
Had people over for lunch and forced them to eat tofu and broccoli :)

Broccoli was on sale for 99Ę
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Helvegen

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Re: What small things did you do TODAY to save money?
« Reply #10622 on: January 03, 2018, 09:26:39 PM »
Did more of those idiotic health incentive activities for work so I get more employer money in my HSA. They flat contribute $1500 for family coverage and then up to $2400 more if you jump through hoops. I have to do another incentive activity tomorrow afternoon which I am not really looking forward to, but it is worth $150 and takes 10-15 minutes of my time so I guess I better suck it up. I try to get these things done as soon as humanly possible in the year just in case. $950 down, $1450 to go.

Wings5

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Re: What small things did you do TODAY to save money?
« Reply #10623 on: January 03, 2018, 09:36:47 PM »
Used the hot pot to make tea. Stayed ahead on health care costs by riding the bike out of doors for one hour.

Dicey

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Re: What small things did you do TODAY to save money?
« Reply #10624 on: January 03, 2018, 11:08:12 PM »
Paid for 2 years of auto registration instead of one, saving about $60.  We can do this in AZ, and can also take the amount as a tax deduction in our state taxes. 

Topped off the gas tank at Costco ($2.15/gallon) saving $1 over regular gas station prices (various, up to $2.33/gallon)

Christmas items at the 99Cent store were marked down to 25 cents, so I picked up a packet of 3 jingle bell bracelets (.25 for all three), a packet of gift tags, and a packet of Xmas money holders.
@LaineyAZ - This post made me laugh. We visited my brother in Phoenix (Peoria) between Christmas and New Year's. He works for Costco, so of course we bought gas there. We also hit the 99 Cent Only Store. Got the same 25 cent deal on Christmas gift bags and tissue. I also found Jalapeno Flavored sliced olives, which are great on tacos. When they rang up 2/.9999, I went back and bought a whole case. One of the advantages of driving, no weight limits!

Frugal fail: last year they gave us a PFChang gift card for Christmas. The money goes a lot further at PeiWei, which we do not have in NorCal, so I offered to buy lunch for everyone there. When we arrived, there was a sign on the door saying "Sorry, due to a computer problem, we can't accept gift cards today." Oof! I bought anyway. Lunch for 5 was $50, so it's not going to break us, but it was kinda funny.
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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10625 on: January 04, 2018, 05:21:25 AM »
Iíve run out of big tubes of toothpaste (finished off the last one just before Christmas), and emptied a box of tissues today.

But Iím still holding off on grocery shopping (heaps of food in pantry and freezer).

So Iím into the stockpile of airline toiletries, travel packs of tissues and tubes of toothpaste smaller than my little finger.

Use it up...


BethAnnieT

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Re: What small things did you do TODAY to save money?
« Reply #10626 on: January 04, 2018, 06:35:48 AM »
Did more of those idiotic health incentive activities for work so I get more employer money in my HSA. They flat contribute $1500 for family coverage and then up to $2400 more if you jump through hoops. I have to do another incentive activity tomorrow afternoon which I am not really looking forward to, but it is worth $150 and takes 10-15 minutes of my time so I guess I better suck it up. I try to get these things done as soon as humanly possible in the year just in case. $950 down, $1450 to go.

I spent some time yesterday doing these things too. We max out at $1000 but I need to hit that since our deductible went up $1000 this year!

Stachetastic

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Re: What small things did you do TODAY to save money?
« Reply #10627 on: January 04, 2018, 06:55:05 AM »
It's been too damn cold here to bother with grocery shopping, so I've been getting creative with meals. I told my husband I will not be getting groceries until it is above 20F, so it looks like Sunday may be the day. I've got a few eggs left to boil for breakfasts on the go, a couple slices of bread for a sandwich, and lots of pasta. We can do this!

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10628 on: January 04, 2018, 10:56:17 AM »
-Ran the dishwasher only once, saving energy/water & the cost of a dishwasher tablet
-Eating breakfast, lunch & snacks at work
-Making dinner from the fridge/freezer/pantry. I wanted to do beef tacos with guacamole, but my avocados aren't ripe yet. I'm thinking of doing naan bread pizza instead. Pizza is one of my favorite ways to use up other leftovers: meatballs (thinly sliced), marinara sauce as base, leftover pesto, etc.
-Picked up a couple of other books off of the "free" table at work.
-Sold an extra hoodie for $6 on local Facebook swap

1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10629 on: January 04, 2018, 11:30:46 AM »
So far today I:

*Made a huge batch of oatmeal that will last several days in the fridge

*Started a batch of black beans in the Instant Pot

*Started a chicken dinner in the crockpot since we will be out this afternoon

*Started yummy tea in my $3 thrifted tea pot acquired last week. Still enjoying how big it is and how hot it keeps my tea!

MBot

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Re: What small things did you do TODAY to save money?
« Reply #10630 on: January 04, 2018, 11:32:47 AM »
* Walked to the library to return books before they were late. Managed not to duck into Starbucks for a hot drink :)

* Made paneer for tomorrow's dinner of saag paneer. (I am so ridiculously excited about this one!)

* Made oat milk for lactose intolerant son. Threw the oat "pulp" and leftover chocolate fondue together with other ingredients to make cookies. They were gobbled up, so I assume they were edible!

*Dinner was a creamy one pot lemon pasta. I tossed the leftover half-package of cream cheese in the freezer to be used in a future sauce, instead of my normal M.O. of letting it mold in the fridge.

* Touched up my roots with the remains of a tube of "Just for Men." Seriously, ladies, if you only have a tiny amount of gray you want to cover (mine is a skunk stripe in my otherwise very dark brown bangs), JFM is far superior and cheaper than dye marketed to women. THere's nothing to mix. You just screw the little comb to the tube, brush it onto your roots, remove and rinse comb, but lid back on tube, save tube until next time you need to touch up the roots in six weeks or so, wait 30 minutes or so, rinse out dye. One tube lasts me six months, and a tube costs about $5 to $6 depending on if I can find a sale.

* No spend day!

Genius suggestion on the "just for men" colour! Love it. Thanks for sharing.

Kwill

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Re: What small things did you do TODAY to save money?
« Reply #10631 on: January 04, 2018, 11:37:12 AM »
Brought lunch to work again. For dinner, I baked a pre-made pizza from the supermarket, but it was marked down to less than I would usually spend on a sandwich for lunch at work. It tastes much nicer than the sandwiches, too.

On oatmeal -- I haven't seen it in the UK, but in the US there are 'quick oats' that are the same price as regular oatmeal but almost as quick to cook in the microwave as instant oatmeal. I used to get those until I decided I needed more protein at breakfast.

Roadrunner53

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What small things did you do TODAY to save money?
« Reply #10632 on: January 04, 2018, 11:38:08 AM »
 I made a batch of steel cut oats in my smaller slow cooker. Took around 2 hours on high.

Made home made chili in my bigger slow cooker.

When oats were done, I made Jiffy corn bread in my small slow cooker. Used Reynolds slow cooker liners in the slow cookers and they are the bomb! No clean up or very little clean up. Saved on detergent and hot water plus my time!

I have enough chili for a small army. Will eat on it some more this week and the corn bread. Oats are ready to warm up as needed.

marcela

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Re: What small things did you do TODAY to save money?
« Reply #10633 on: January 04, 2018, 11:47:37 AM »
- Did a top to bottom financial review post holiday and am seeing where we can cut.
- Finally got bills for all the new utilities at the house and have added to the budget. Looks like we'll be trying for uber-frugal this month to smooth out the bumps
- Asked new neighbors about their bill and determined that the irrigation system is our likely culprit for the high water bill. Have completely turned it off for now and will fiddle with the settings next week when it warms up again.
- Brought lunch to work despite not being thrilled with my potato and pulled pork.
- Figuring out what unwanted Christmas presents can be sent in for store credit and which I'll have to create postings for.
- Going this afternoon to get birth control implanted in my arm. Hopefully this will work for me and I'll have 3 years of no birth control costs.

1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10634 on: January 04, 2018, 01:03:06 PM »
Love my kitchen appliances ... they really do help me frugalify our life!

In my large slow cooker I have a chicken/salsa/bean/corn dinner going. Later I will add cream cheese and serve over rice that I will cook in the Instant Pot when I get home with the kids after our afternoon excursion.

In my small slow cooker I have a huge sweet potato cooking - cut it in half and wrapped in foil. It had a big soft spot that I cut out. Former self would definitely have chucked the whole thing.

In the Instant Pot I just finished cooking some black beans from dry, and now have in some barley for the fridge for a few days.  Rice in there later.


alewpanda

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Re: What small things did you do TODAY to save money?
« Reply #10635 on: January 04, 2018, 02:26:55 PM »
-- Ate in and ate random leftovers for the last few days while DH was out of town.  No need to cook that way and stuff gets used up.  I do, however, need to make something this afternoon so we have leftovers for tomorrows lunch....oops.

-- Got invited to dinner at another couple's house and they are providing everything.  So no need to make a dinner for tonight.

-- Living in a rental for *hopefully* only the next 5 months.  The blinds are functional but not high quality, and on nights with fuller moons I was finding myself unable to sleep in such a well lit room.  I still wanted the ability to easily open a curtain (as opposed to just tacking up random fabric for the next 5 months), so I went to goodwill looking for a curtain.   A 3.50 black out curtain panel from goodwill and a 10.00 rod/hanger set from Lowes means I now have a gloriously dark bedroom at night, and I'm not out much money if the parts just end up being donated at the end of May.   

lexde

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Re: What small things did you do TODAY to save money?
« Reply #10636 on: January 04, 2018, 03:56:41 PM »
No-spend today again.
Okay, I did technically spend for a gas fill up, but it’s reimbursed for travel. So no-spend for my own money.


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mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10637 on: January 04, 2018, 04:07:49 PM »
-- Living in a rental for *hopefully* only the next 5 months.  The blinds are functional but not high quality, and on nights with fuller moons I was finding myself unable to sleep in such a well lit room.  I still wanted the ability to easily open a curtain (as opposed to just tacking up random fabric for the next 5 months), so I went to goodwill looking for a curtain.   A 3.50 black out curtain panel from goodwill and a 10.00 rod/hanger set from Lowes means I now have a gloriously dark bedroom at night, and I'm not out much money if the parts just end up being donated at the end of May.

Great fix, @alewpanda.

I posted this a couple of years ago but my solution when living in a similar situation was to buy used block-out verticals from eBay for $10. It took thirty seconds to pull down the existing rack and put up the new rack, and vice versa when it was time to move.

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10638 on: January 04, 2018, 04:14:40 PM »
* Took the bus to school and back again -- our car hasn't been out of the garage since Sunday!

* Wife texted when I was getting out of class and asked me to meet her at Starbucks because she had good news to share. (A very lucrative client signed her on to illustrate a second book, whee!) She walked the 1/2 mile, I got off at the bus stop  in front of the cafe. We enjoyed a free afternoon fancy coffee using Christmas gift cards. Saving the rest of the gift card for when we are traveling next week.

* Worked out this morning to free yoga videos and free body weight exercises.

* Watching a Netflix movie tonight. DS2's turn to pick, but he won't tell us his choice. This probably means stupid comedy with lots of fart jokes... :)

* Eating frozen pizza and salad. Cheaper than delivery! Movie and frozen pizza is supposed to be the Friday treat, but we have a kid activity tomorrow night so I flipped it around.

I still need to figure out a potluck dish to take to the activity tomorrow. Something with apples. I still have three bushels of fall apples in my root cellar that I need to work through before they go wrinkly...

Helvegen

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Re: What small things did you do TODAY to save money?
« Reply #10639 on: January 04, 2018, 04:18:56 PM »
Did more of those idiotic health incentive activities for work so I get more employer money in my HSA. They flat contribute $1500 for family coverage and then up to $2400 more if you jump through hoops. I have to do another incentive activity tomorrow afternoon which I am not really looking forward to, but it is worth $150 and takes 10-15 minutes of my time so I guess I better suck it up. I try to get these things done as soon as humanly possible in the year just in case. $950 down, $1450 to go.

I spent some time yesterday doing these things too. We max out at $1000 but I need to hit that since our deductible went up $1000 this year!

My health plan stayed the same for 2018, but my share of the premium went up. I am not really complaining. Last year, the megacorp paid about $18-$19k for my family's health insurance. Yikes.

I had to have a phone consultation as today's health incentive. It actually took only about 5 minutes and was not as bad as I thought it was going to be. Another $150 down. 

Gerard

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Re: What small things did you do TODAY to save money?
« Reply #10640 on: January 04, 2018, 05:55:47 PM »
Actually Tuesday, but this is the first time I've had energy/time for the MMM site:

I went to the local "expensive" supermarket and learned that Jan. 2 is "holy crap we're stuck with stuff from the holidays and now nobody has any money" day... got about $80 worth of stuff, mostly meat and cheese, for $35.

Used the meat for the biggest pot of ragu I've ever tried. It's actually easier in big batches (and a big pot).

Now cooking off some "enjoy tonight!" bacon in the oven.
"I can't believe you're still doing things your way after I explained why my way is better."

Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10641 on: January 04, 2018, 07:31:15 PM »
Set everything up to max 401k, HSA, and both IRAs for 2018! 1 hr of work now, for $34,900 more in savings (+ 8,300 more from employer so really 43,200) by this time next year. woo

posting here bc DH does not appreciate this awesomeness.

Good for you! My spouse initially wasn't thinking that maxing out retirement and FSAs wasn't a big deal, either, but he did get on board after we recalculated our net worth at the end of November.
Thanks! He definitely got excited when I showed him the savings difference from just in taxables but I think he forgot by now :/ I should remind him. lol

Holla!  Great job!

Likewise, nice work, Meesh!

Juslookin

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Re: What small things did you do TODAY to save money?
« Reply #10642 on: January 04, 2018, 07:37:25 PM »
Leftovers for dinner. DH came home early and we left the heat turned down and hid under blankets on the couch staying out of the cold, cold weather. Nice.

Entertainment tonight was texting our friends in other parts of the country to compare who has the coldest temps. :)

So far have spent very little on groceries this month. Sticking to a meal plan and using up what's in the freezer is going to get us through the winter with I am hoping some record low food bills.



halftimer

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Re: What small things did you do TODAY to save money?
« Reply #10643 on: January 04, 2018, 10:04:06 PM »
Yesterday morning I discovered as I was getting ready that my favorite pants were becoming worn on the rear - since I was running late I just opted to hide the problem with a long sweater over top.  At the end of the day I saw the true extent of the damage and had to retire the pair.  I didn't plan to replace them, but when I checked my clothing capsule app I realized that they are my most versatile item and because they are maroon add a lot of color and variety. (They go with work outfits and casual outfits in more than 30+ combinations.) Today in the midst of other errands I went looking for replacements - the store where I originally bought them more than 6 years ago with a gift card no longer carries them. But I tried on a few similar pairs at a thrift store and got something nearly identical with a slightly better fit to the leg. Total time spent: maybe 30 minutes total; price: $5. Score!   I'm also looking at the old pair to refashion into either a children's overall, or maybe a messenger bag. I already know it would match almost everything I own...

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10644 on: January 04, 2018, 11:17:08 PM »
I went to the local "expensive" supermarket and learned that Jan. 2 is "holy crap we're stuck with stuff from the holidays and now nobody has any money" day... got about $80 worth of stuff, mostly meat and cheese, for $35.

I had a good laugh at this. Well done!

newgirl

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Re: What small things did you do TODAY to save money?
« Reply #10645 on: January 05, 2018, 02:02:53 PM »
Randomly decided to log into my 401k at work and increased my contributions by 1%

(hey, this thread said SMALL things you did to save money!)

Imma

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Re: What small things did you do TODAY to save money?
« Reply #10646 on: January 05, 2018, 03:41:54 PM »
I wanted to go to the grocery store to buy some stuff I "needed" but then it rained so I didn't go.

We're going tomorrow for the big grocery shop anyway and our house is full of food so it's not like I'm going to go hungry.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10647 on: January 05, 2018, 05:17:19 PM »
-Ate random leftovers from the fridge/freezer for breakfast & lunch
-Re-purposing other leftovers for dinner
-Skipped running the dishwasher, and will hand wash a few things & just do one load today
-Listed three things on eBay. Every time I think we don't have anything left to list, I'll open a cupboard I'd forgotten about, and there's a new prospect.
-Bought a flight for my girls trip to Las Vegas for $11. Used points earned from work travel to cover the rest. Woop! Also staying at the hotel for free, so feeling pretty good about the budget friendly options.
-Cancelled our ski trip to Tahoe. We decided we'd rather do a few day trips vs the logistics of staying over. I emailed the owner & he refunded me the full amount (not the lesser amount, as I was expecting).

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10648 on: January 05, 2018, 05:37:24 PM »
* Keen emailed me on my warranty claim yesterday evening. $150 credit and I get to keep the shoes! I'll use the credit to replace the damaged laces and to get DS2 a new pair of shoes(Which we were planning to buy next month.)

* DS1 gets a $50 voucher to the college bookstore every quarter as part of an aid package. He didn't need books this quarter, only art supplies. The bookstore has the supplies, although they are more expensive than getting them elsewhere. The voucher is use it or lose it, so I had him use it for his supplies. There was a few dollars left, so he bought a few extra pieces of drawing charcoal since he goes through a lot.

* DS2's astro club has a potluck tonight. I made an apple sheet cake using items we had on hand. The whole fam is going, so free dinner, entertainment, and hanging out with friends.

* Another no spend day! We are 5 for 5 this year ;)

eliza

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Re: What small things did you do TODAY to save money?
« Reply #10649 on: January 05, 2018, 06:16:52 PM »
Yesterday morning I discovered as I was getting ready that my favorite pants were becoming worn on the rear - since I was running late I just opted to hide the problem with a long sweater over top.  At the end of the day I saw the true extent of the damage and had to retire the pair.

Nice find on the replacement.  And glad you noticed before you went out.  Several times I've managed to come home, change into my pajamas and only then noticed a giant rip/stain/other issue with my clothes which mean I spend the night worrying about how long it had been like that and how noticeable it had been.