The Money Mustache Community

Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: MrsPete on February 27, 2014, 06:05:14 AM

Title: What small things did you do today that were foolish money wasters?
Post by: MrsPete on February 27, 2014, 06:05:14 AM
We have an active thread about small things you did that were money savers, but this is the opposite question:  What did you do that was wasteful? 

I did something stupid recently:  Somehow I skipped paying the January power bill.  I can't find it, so perhaps I never received it, or -- more likely -- it was lost in the house.  Perhaps thrown away or put into the tax files.  Anyway, I didn't pay it, so now I have TWO huge winter power bills . . . and a late fee. 

Bummer, but it is my own fault.  I was probably careless with the original bill, and when paying the other bills, I should have noticed that this one was missing. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: jhartt3 on February 27, 2014, 06:21:40 AM
not small but i went on a spending spree this week.  For my boat. (yeah i know not mustachian neither is half the crap i bought. 

Spent around 700 on some needed things and some stereo equipment.  Really not necessary.  but i got it all at affordable used or super discount prices.  Could have easily spent over 2k on what i got for 700.  Still 700 that wont be in savings this year.  i better hope this sound system is worth every penny.  Maybe if i play it loud enough people will pay me to turn it off.  haha. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: EngineerMum on February 27, 2014, 06:37:01 AM
I might need someone to rule on this for me, whether this was a money waster or good mustacian spending. I attended a bike maintenance course on the weekend, which taught me some revelations - like that bikes need to be oiled! Wow. SO the course was free, but after learning how to do it, I "needed" the tools.
Instead of shopping around, I just went to the bike shop and bought a floor pump, lights, oil and a few other bits. Spent around $100 all up - but that now means I feel comfortable going for longer rides in my quest to get fit enough to start bike commuting.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: jhartt3 on February 27, 2014, 06:59:55 AM
I'd say you should have shopped around.  Online that could have been had new for half the price.  B&M  Retail stores are notoriously overpriced..  could have even gotten it down to 25 bucks by being patient with CL.  Mustachian to attend a free course and increase your own personal maint. knowledge though. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: dude on February 27, 2014, 07:37:40 AM
Dropped around $800 this weekend on vet bills for a sick cat.  Many Mustachians would consider pet ownership, for precisely this reason, to be anti-Mustachian -- so thus this would be a money waster in their eyes.  But I and my wife are suckers for animals (1 dog, 2 cats), and the benefits (happiness, health, laughter) to us of having them exceed the costs, so it's an area where I'm willing to bite the bullet, since we are otherwise doing fine as far as getting to FIRE in a reasonable amount of time.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: MissStache on February 27, 2014, 07:42:01 AM
Forgot to put away the leftovers last night after dinner!  Didn't realize it until I came downstairs this morning and saw that I'd left the big pot of pasta out on the stove all night.  Not only did I waste leftovers that could have been two lunches, but I realized it so late I didn't have time to grab something else for lunch, so now I have to buy it at work.  DOH!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Khao on February 27, 2014, 07:54:13 AM
Bummer, but it is my own fault.  I was probably careless with the original bill, and when paying the other bills, I should have noticed that this one was missing.

Can you get your bills by e-mail? It's easier to organize (make folders for paid/unpaid bills in your email client) and it wastes less paper!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: jhartt3 on February 27, 2014, 07:55:17 AM
I might need someone to rule on this for me, whether this was a money waster or good mustacian spending. I attended a bike maintenance course on the weekend, which taught me some revelations - like that bikes need to be oiled! Wow. SO the course was free, but after learning how to do it, I "needed" the tools.
Instead of shopping around, I just went to the bike shop and bought a floor pump, lights, oil and a few other bits. Spent around $100 all up - but that now means I feel comfortable going for longer rides in my quest to get fit enough to start bike commuting.

I'd live by the standard of if you feel like its unMustachian it probably is.  You know you're getting there when you question every purchase.  And you get a sick feeling in your stomach when you spend money.  I'd say i'm half way there.  A couple years ago b4 i found this site i was converting an old fridge to a kegerator for my home brews.  I knew how much it cost online around 200 bucks.  But I had been traveling alot for work and hadnt had much time at home.  So I HAD to do it that weekend(not really but that was in my head) ... so i dropped 450 at the local home brew supply store.  felt sick to my stomach for 2 or 3 days ... still makes me sick thinking about it.  I think when you get to that feeling with spending any money at all not just buying stuff you dont need thats at a marked up price  you have made it to mustachian levels. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: rocksinmyhead on February 27, 2014, 08:12:28 AM
Forgot to put away the leftovers last night after dinner!  Didn't realize it until I came downstairs this morning and saw that I'd left the big pot of pasta out on the stove all night.  Not only did I waste leftovers that could have been two lunches, but I realized it so late I didn't have time to grab something else for lunch, so now I have to buy it at work.  DOH!

noooooo! I HATE when I do this. (yes, it has happened multiple times.) all-time WORST was when we made absolutely amazing crab cakes with a pound ($20) of fresh crabmeat from the seafood truck. the recipe made 6 so we ate 4 and put 2 in a container to save as leftovers... I for some reason then thought "hmm, I grabbed this Tupperware container out of the cupboard, guess it goes back in the cupboard!" and LEFT THE CRABCAKES IN THE CUPBOARD OVERNIGHT instead of in the fridge.

I was very close to crying actual tears.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: lackofstache on February 27, 2014, 08:36:19 AM
I might need someone to rule on this for me, whether this was a money waster or good mustacian spending. I attended a bike maintenance course on the weekend, which taught me some revelations - like that bikes need to be oiled! Wow. SO the course was free, but after learning how to do it, I "needed" the tools.
Instead of shopping around, I just went to the bike shop and bought a floor pump, lights, oil and a few other bits. Spent around $100 all up - but that now means I feel comfortable going for longer rides in my quest to get fit enough to start bike commuting.

If they give you the knowledge for free, I say don't worry about cost, buy it from them. You could take the free workshop and then buy elsewhere for cheaper, but part of mustachianism is responsibility to others, I say you did well.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: dcheesi on February 27, 2014, 08:52:53 AM
Not a big one, but I spent $6 (and a fair bit of research) on the "perfect" keychain bottle opener. I don't like any of the standard ones because they're too bulky, etc., so I found one that lays flat and also has some other useful tools built into it. But then last night I was looking for a pen, and stumbled across a promotional "dog tag" bottle opener that I got somewhere years ago, and it's absolutely perfect for my keychain... d'oh!

Dropped around $800 this weekend on vet bills for a sick cat.  Many Mustachians would consider pet ownership, for precisely this reason, to be anti-Mustachian -- so thus this would be a money waster in their eyes.  But I and my wife are suckers for animals (1 dog, 2 cats), and the benefits (happiness, health, laughter) to us of having them exceed the costs, so it's an area where I'm willing to bite the bullet, since we are otherwise doing fine as far as getting to FIRE in a reasonable amount of time.
Pets keep me sane, so any (reasonable) cost is worth it :)
Title: Re: What small things did you do today that were foolish money wasters?
Post by: NeverWasACornflakeGirl on February 27, 2014, 08:54:16 AM
I stayed home from work today because I have a cold and instead of letting the thermostat turn the heat down to its daytime low (62), I turned it back up to the programmed "at home, awake" temp of 68.  I usually just pile on more wool sweaters and socks and blankets and even fingerless gloves if I'm working from home but today I'm just kind of miserable and even with the wool and the blanket it wasn't enough.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Trip on February 27, 2014, 09:33:25 AM
I spent too long getting ready for work this morning, bumming around mostly.  Then bought 2 McDonald's Sausage McMuffin's with Egg  on the the way to work because I didn't eat breakfast at home...face punches welcome...
Title: Re: What small things did you do today that were foolish money wasters?
Post by: lizzzi on February 27, 2014, 10:50:22 AM
Needed three copies of a deceased brother's death certificate so surviving beneficiary siblings and I can access deceased mother's annuity cash-value. (Ridiculous investment, but that's for another thread.) Knew that uncertified copies were acceptable--so ordered one certified copy from Vital Records, and then…doh, Facepunch, brain-dead--ordered another two at $25 each instead of just ordering one copy and taking it down to the UPS store for cheap copying. (I can't do legal size at home.) Dumb, dumber, dumbest.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: jscott2135 on February 27, 2014, 03:34:52 PM
I spent $13 on fish tacos for lunch?  Wait, can I at least argue that these fish tacos are so insanely good that I get a tear in my eye when I finish?  That has to at least take it down from insanely stupid to just moderately ambivalent towards my future financial goals right?

Oh also I'm seriously considering signing up for yoga classes at a local studio.  Not because I'm incapable of doing yoga at home but because I have a 1 yr old and 2 yr old and am pretty sure I'm close to understanding why some species eat their young.  Fairly certain that's not legal in Oregon...I think its assisted suicide we're into here....I need a break.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Paul der Krake on February 27, 2014, 05:02:58 PM
Regarding leftovers, how warm are your houses? If I'm going to eat leftover pasta the following day, I don't even bother putting it in the fridge. Unless it's something like seafood, is it really risky to eat food that hasn't been refrigerated for < 24 hours?
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Bookworm on February 27, 2014, 05:03:31 PM
We bought an $8 leather steering wheel cover because the worn off rubber bits on my car's steering wheel felt funny to my fingers.  It smells amazing and luxurious and I'm ridiculously satisfied that this purchase has made my 12-year-old Saturn feel like a new Lexus. :)
Title: Re: What small things did you do today that were foolish money wasters?
Post by: ruthiegirl on February 27, 2014, 05:19:35 PM
I drove around aimlessly with my screaming toddler till he fell asleep.  Drove home, parked, and took a nap with him. 

I would feel guilty, but damn, some days are just hard. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Cheddar Stacker on February 27, 2014, 05:25:53 PM
Procrastinated too long on a work project and ended up having to drive about 35 miles round trip to deliver something in the middle of the day. This is about twice my daily commute. Small price (maybe $3.50 in gas) but very foolish and un-mustachian.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Zaga on February 27, 2014, 06:54:28 PM
I didn't plan well this week and have bought lunch at work 3 out of 4 days so far.  Yuck!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Tempe on February 27, 2014, 07:00:47 PM
Forgot to put away the leftovers last night after dinner!  Didn't realize it until I came downstairs this morning and saw that I'd left the big pot of pasta out on the stove all night.  Not only did I waste leftovers that could have been two lunches, but I realized it so late I didn't have time to grab something else for lunch, so now I have to buy it at work.  DOH!

noooooo! I HATE when I do this. (yes, it has happened multiple times.) all-time WORST was when we made absolutely amazing crab cakes with a pound ($20) of fresh crabmeat from the seafood truck. the recipe made 6 so we ate 4 and put 2 in a container to save as leftovers... I for some reason then thought "hmm, I grabbed this Tupperware container out of the cupboard, guess it goes back in the cupboard!" and LEFT THE CRABCAKES IN THE CUPBOARD OVERNIGHT instead of in the fridge.

I was very close to crying actual tears.
I hate this so much as well. I once left 3 pounds of chicken in a pan and fell asleep and forgot about putting it away. I walked downstairs and stared at it in disbelief. I did buy it on sale, but I made it with rice and it was so delicious, and then all my leftover plans went down into the garbage. I am terrible remembering to put things away sometimes. I nearly left my pasta out last night and as I was falling asleep I remembered it and saved it. It is easier at my new place because it is a 1 bedroom apartment so I am more likely to see the food out.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Rural on February 27, 2014, 07:23:59 PM
Nothing today, but after working twelve hours on Monday, I called my husband and asked him to pick up takeout from the local Mexican place. Today I worked ten hours and came home and cooked despite not having carved out time to meal plan or shop last weekend, so I'm considering it my atonement.

Hmm. Looking back at that, I think my real thing is not so small. I'm working too long for too little reward and forgetting to have a life, too. Time to start saying "no" more often.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: darkadams00 on February 27, 2014, 07:37:01 PM
Slept in and bought $3 breakfast at work instead of eating at home for $1. It cost me 50 push-ups (25 push-ups/$1, kind of like a "Swearing Jar"). Glad I didn't go boat accessorizing like the previous poster. I wouldn't be able to type! :)
Title: Re: What small things did you do today that were foolish money wasters?
Post by: luigi49 on February 27, 2014, 07:58:36 PM
Well, I rolled on a stop sign but I could have sworn I stopped.  Red and blue lights behind me.  I am expecting a $300 fine but officer gave me a warning.   Its been a while since I got a ticket.  WHEW $300
Title: Re: What small things did you do today that were foolish money wasters?
Post by: lizzzi on February 27, 2014, 08:25:07 PM
"Forgot to put away leftovers…"  I believe the rule is that food can be left out for two hours at room temperature, and after that, it must be covered and refrigerated at between 36--46 degrees Fahrenheit.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: horsepoor on February 27, 2014, 09:25:11 PM
Regarding leftovers, how warm are your houses? If I'm going to eat leftover pasta the following day, I don't even bother putting it in the fridge. Unless it's something like seafood, is it really risky to eat food that hasn't been refrigerated for < 24 hours?

Honestly?  In the winter, it's 58 at night in our house.  If it was say, a fully cooked chicken, I would probably boil the crap out of it in a soup and eat it.  If it was during the summer, mid to upper 70's inside, I'd probably chuck the food.

If vegetarian food, again, I'd probably just get it good and hot all the way through and go ahead and eat it.  Crab cakes?  Probably not, though I'm not sure why seafood always seems a little iffier/more delicate in the food poisoning department.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: galliver on February 27, 2014, 11:22:10 PM
Today, stayed home to wait for UPS guy delivering new computer. Realized at 4:30-5 that I would much much rather do a task on my office computer with a 24" screen and went in. Except I'd had a headache all day so I needed coffee. And I've been feeling pressured/stressed to no end this week, so I got a consolation pastry too... >_>

Earlier this week, bought a $400 computer I didn't strictly *need*. But I've been thinking about this for a year or two, and my only computer is a 5yo+ laptop (which I'm keeping for when I need the mobility, hopefully for a while yet!)
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Osprey on February 28, 2014, 12:07:01 AM
Ooh, ok. How about this: I didn't claim for overtime last month because I hate admin. Now it's too late. :(
Title: Re: What small things did you do today that were foolish money wasters?
Post by: MustachianAccountant on February 28, 2014, 08:09:27 AM
I bought a Hostess Pie from the vending machine at work.
Unhealthy AND a money waster! Twofer!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: adesertsky on February 28, 2014, 08:13:00 AM
Starbucks for breakfast. A+ WIN!

Me too AND I didn't have time (or, didn't MAKE time) to make a lunch so I'm buying that, too.  Whoops.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: irononmaiden on February 28, 2014, 08:44:17 AM
I've been dicking around reading about ER instead of racking up freelance hours.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: jhartt3 on February 28, 2014, 09:03:54 AM
agree with the left out food thing.  i'm young and my body can take alot.  in the winter with my house at 61 degrees.  i dont care about leaving something out overnight.  My wife wont eat it but i havent had any issues. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: nereo on April 01, 2014, 02:09:12 PM
UGH - I returned two library books late - $10 fee.  Facepunch!
oh well, at least the money goes towards something I support.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: wealthviahealth on April 01, 2014, 02:14:23 PM
Bought mixed nuts in work vending machine for a snack.
I usually never do this but I suppose its what I get for not packing a large enough lunch and for carrying cash on me. I find cash much easier to spend than debit/credit.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Norrie on April 01, 2014, 02:30:53 PM
Forgot to bring my leftovers for lunch, and ended up getting the most over-priced yet delicious smoothie and kale salad ever. Not only did I hate spending the money, but I also am not a fan of having to go anywhere during my lunch hour. Won't make that mistake again any time soon. On the plus side, the food was awesome.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Threshkin on April 01, 2014, 04:06:05 PM
UGH - I returned two library books late - $10 fee.  Facepunch!
oh well, at least the money goes towards something I support.

Ouch!  That is a nasty high late charge.  Ours is five cents per day or twenty five cents for high demand books and DVDs.  It would take me a long time to get up to a $10 fine.  Even so I hate paying late fees. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: szmaine on April 01, 2014, 04:13:38 PM
I turned up the thermostat to warm up the house when I got home instead of getting a fire going in the wood stove because I was cold, tired and lazy. After the house was warm THEN I built a fire.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: libertarian4321 on April 01, 2014, 04:38:06 PM
I bought engine coolant at full price rather than waiting for a sale.

I panicked when the "low coolant" light flashed and went into the nearest gas station, where I knew the cost would be high.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: mc6 on April 01, 2014, 04:52:10 PM
Purchased a get well card for a jerk of a coworker, for colleagues to sign. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: ender on April 01, 2014, 04:52:50 PM
Some people really like buying certain things.

My thing is keyboards and mice. I spent another $60 on a keyboard the other day - this one (http://www.amazon.com/gp/product/B00CYX26BC/ref=oh_details_o00_s00_i00?ie=UTF8&psc=1) hopefully is good :)

I swear I will find the perfect keyboard eventually :)
Title: Re: What small things did you do today that were foolish money wasters?
Post by: tmac on April 01, 2014, 05:05:11 PM
I bought $20 of unnecessary cleaning supplies at the Costco. I could easily have done the job with the vinegar, ammonia, and rags I already have at home.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: szmaine on April 01, 2014, 05:05:43 PM
I didn't plan well this week and have bought lunch at work 3 out of 4 days so far.  Yuck!

Can you stash some food at work? That's working out really well for me. I have a stash of bread, peanut butter, honey, yogurt and granola.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Zaga on April 01, 2014, 08:16:22 PM
I didn't plan well this week and have bought lunch at work 3 out of 4 days so far.  Yuck!

Can you stash some food at work? That's working out really well for me. I have a stash of bread, peanut butter, honey, yogurt and granola.
I do at least have a snack stash, but not a great full meal stash.  We were just switched from cubes to tiny desks, so my space is fairly limited, though I do have access to a walk in fridge where I could keep whatever I want.  I'll have to work on this!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: spider1204 on April 01, 2014, 08:18:57 PM
I lost my car key and now will probably have to pay to get the car towed and the key replaced.  I think my forgetfulness budget might be higher than anything else at the moment.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: CarDude on April 01, 2014, 08:35:05 PM
I lost my car key and now will probably have to pay to get the car towed and the key replaced.  I think my forgetfulness budget might be higher than anything else at the moment.

Mmm, I know the replacement fee on a number of new cars can be insane. Volvo used to charge $300 or more back in 2000 with the S60, and I'm sure it's higher now.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: spider1204 on April 01, 2014, 08:56:07 PM
I lost my car key and now will probably have to pay to get the car towed and the key replaced.  I think my forgetfulness budget might be higher than anything else at the moment.

Mmm, I know the replacement fee on a number of new cars can be insane. Volvo used to charge $300 or more back in 2000 with the S60, and I'm sure it's higher now.

Ya, it's a volvo actually : p  Once it's towed to a safe location I'm probably gonna try to delay as long as possible and keep searching.  There are only really 4 possible locations and then the paths between them.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: galliver on April 01, 2014, 09:38:20 PM
I didn't plan well this week and have bought lunch at work 3 out of 4 days so far.  Yuck!

Can you stash some food at work? That's working out really well for me. I have a stash of bread, peanut butter, honey, yogurt and granola.
I do at least have a snack stash, but not a great full meal stash.  We were just switched from cubes to tiny desks, so my space is fairly limited, though I do have access to a walk in fridge where I could keep whatever I want.  I'll have to work on this!

Canned soup is an excellent standby. Even if you get the bowl-shaped ones that are like $2/ea, still cheaper than eating out.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Zamboni on April 01, 2014, 09:51:46 PM
I drove about 15 extra miles out of the way and took my kids to Arby's for dinner tonight.  Mostly I did this because my son is hurt and was crying that he was going to miss basketball practice.  "Hey, let's go to Arby's for dinner!"  He loves Arby's and it had the desired effect that he stopped crying and started planning to eat his turnover.  It was good, but not as good as I remember it.  They seemed happy with it.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: spoonman on April 01, 2014, 10:02:55 PM
I keep adding beer when I go to a restaurant, which easily adds an extra $9 to the bill and takes it from "so and so" to ridiculus.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: lhamo on April 01, 2014, 11:15:54 PM
I have been going through a very stressful time at work, compounded by nearly two weeks of travel/out of office meetings and some IT changes that have turned managing my schedule/email flow/all the urgent tasks very challenging.  Stressed out to the max, basically.  So yesterday was the first day in almost 3 weeks that I was able to get home at a reasonable time.  Had some time before I needed to pick my daughter up from the bus, so decided to get some groceries.  The potato chips were calling so lovingly I had to buy some.  And then eat them.  Woke up this morning feeling like crap, as I always do after eating junk -- totally dehydrated, with a massive headache.  I KNOW that crap is bad for me, but when I'm stressed food is my #1 release valve.  But it makes me feel awful after the immediate indulgence is satisfied.  I have a Ph.D., but I can't seem to get past this reactive behavior.  It isn't rocket science, but I find it so hard to change this pattern.  I know I'm wasting money and life energy, and shortening my life.  Gotta get a grip on the whole food thing.  Hard when the stress levels are so high, though.  At least today I'm back in the office and have been able to cross a few urgent and important things off the list, so making progress. And I'm having a healthy lunch -- lentil soup and an apple.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: fantabulous on April 01, 2014, 11:20:34 PM
Some people really like buying certain things.

My thing is keyboards and mice. I spent another $60 on a keyboard the other day - this one (http://www.amazon.com/gp/product/B00CYX26BC/ref=oh_details_o00_s00_i00?ie=UTF8&psc=1) hopefully is good :)

I swear I will find the perfect keyboard eventually :)

Being an IT worker, I have $100 keyboards (Das Keyboard (http://www.daskeyboard.com/)) and consider them valuable work tools. In addition to being great typing implements, they're sturdy enough for when a punch in the face just won't do.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Rural on April 02, 2014, 03:32:46 AM
I bought engine coolant at full price rather than waiting for a sale.

I panicked when the "low coolant" light flashed and went into the nearest gas station, where I knew the cost would be high.


Neither foolish nor a waste, unless as opposed to always keeping some in the car. Overpriced coolant is much cheaper than a new engine.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Nissykins on April 02, 2014, 04:21:49 AM
I just wanted to say that I love this thread. I tend to really beat myself up when making a money 'mistake', and it's great to hear that even other financially careful people have lapses sometimes. Mine for this week was the fact that I procrastinated on filing my taxes, and the price for Turbotax online went up $25 while I waited.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: nosyparker on April 02, 2014, 04:30:20 AM
I've been dicking around reading about ER instead of racking up freelance hours.

yip, know that one!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Zaga on April 02, 2014, 04:39:28 AM
I didn't plan well this week and have bought lunch at work 3 out of 4 days so far.  Yuck!

Can you stash some food at work? That's working out really well for me. I have a stash of bread, peanut butter, honey, yogurt and granola.
I do at least have a snack stash, but not a great full meal stash.  We were just switched from cubes to tiny desks, so my space is fairly limited, though I do have access to a walk in fridge where I could keep whatever I want.  I'll have to work on this!

Canned soup is an excellent standby. Even if you get the bowl-shaped ones that are like $2/ea, still cheaper than eating out.
With my food allergies, that doesn't usually work.

Because of this though, I remembered some stew my mom made for me that's in the freezer.  It's going with me to work today!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: NeverWasACornflakeGirl on April 02, 2014, 04:51:39 AM
Drove to work today instead of taking the bus because it was pouring rain.  Yes, I had my bedpan and catheter right next to me.... 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Khan on April 02, 2014, 05:25:26 AM
I'd say you should have shopped around.  Online that could have been had new for half the price.  B&M  Retail stores are notoriously overpriced..  could have even gotten it down to 25 bucks by being patient with CL.  Mustachian to attend a free course and increase your own personal maint. knowledge though.

I'll come at this from the other side, you supported your local bike shop.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: boogiewoogie on April 02, 2014, 05:57:03 AM
I opened up my gambling account and had a few losing bets! I guess, if you're going to lose money you might as well do it in an exciting manner. Somebody punch me.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: rocksinmyhead on April 02, 2014, 06:42:20 AM
totally out of it this morning... not only did I almost leave my keys at yoga but I forgot to bring a breakfast muffin!! I just can't skip breakfast so I bought a sandwich downstairs for $3.15... and all this after I went through the extra effort Monday night to make sure I would have delicious and healthy muffins for today. I consoled myself by remembering that forgetting breakfast is much cheaper than forgetting lunch (and I have some chipotle chicken chowder and a tamale for lunch, mmmm)
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Paul der Krake on April 02, 2014, 09:56:57 AM
I lost my car key and now will probably have to pay to get the car towed and the key replaced.  I think my forgetfulness budget might be higher than anything else at the moment.

Mmm, I know the replacement fee on a number of new cars can be insane. Volvo used to charge $300 or more back in 2000 with the S60, and I'm sure it's higher now.
Another great advantage of driving old cars! Less than two dollars a pop at Lowe's.

Don't all cars let you open them manually by twisting a "dumb" key in the door anyway? That way, you enjoy the remote unlocking until the original smart key is lost, but don't have to pay for an expensive replacement?
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Bookworm on April 02, 2014, 12:55:34 PM
I did the DUMBEST thing.  I went to pay off my credit card balance, and accidentally made the electronic payment from the wrong account (picked the wrong one from the pull-down menu), so both the bank and the credit card company charged me NSF fees.  I didn't notice for a week or so until the payment never cleared from the right account, and by that time, the credit card company had tried THREE times to process the payment, and the bank charged $35 for NSF every time.  That one little clicking error was really expensive!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: spider1204 on April 02, 2014, 01:15:03 PM
I lost my car key and now will probably have to pay to get the car towed and the key replaced.  I think my forgetfulness budget might be higher than anything else at the moment.

Mmm, I know the replacement fee on a number of new cars can be insane. Volvo used to charge $300 or more back in 2000 with the S60, and I'm sure it's higher now.
Another great advantage of driving old cars! Less than two dollars a pop at Lowe's.

Don't all cars let you open them manually by twisting a "dumb" key in the door anyway? That way, you enjoy the remote unlocking until the original smart key is lost, but don't have to pay for an expensive replacement?

Even the "dumb" key appears to have to be coded with software I think.  It's gonna end up costing ~$200 total for my misplacement.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: EconDiva on April 02, 2014, 02:00:01 PM
I didn't manage my time well this morning and had to pay $9 cab fare to get a ride to my train on time.

:(

Time really does = money. I'm realizing I need to work on my time management skills.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: data.Damnation on April 02, 2014, 02:39:51 PM
Bought new tires on tirerack for my wife's car and forgot to use the $10 coupon that tirerack offers through their recommended installers page.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: EconDiva on April 02, 2014, 04:29:42 PM
Bought new tires on tirerack for my wife's car and forgot to use the $10 coupon that tirerack offers through their recommended installers page.

Call them and explain. Email the coupon to them. Go back if it's not out of the way and ask for an adjustment/credit. Can't hurt, right?
Title: Re: What small things did you do today that were foolish money wasters?
Post by: horsepoor on April 02, 2014, 10:31:03 PM
I couldn't find my can opener to open the can of soup I brought for lunch, so went over to Wal-Mart and proceeded to spend $18 on lunch and various other crap, such as a $5 bag of chocolates to share at my all-day working meeting.

There is a can opener in the break room, which I remembered before I left the building.  But did I turn back around and open that can of soup?  NO.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: DaKini on April 03, 2014, 12:44:20 AM
Did not bring lunch yesterday and headed to a canteen. Spent 2,50 there.
However this was offset by socializing with coworkers...
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Rural on April 03, 2014, 06:03:48 AM
Worked until 7:30 pm and drove three miles out of my way to go into town and pick up pizza on my way home. Fortunately (or not, since I feel I can justify it) one $5 pizza feeds us both. The primary damage is health, not finances.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: serhomeslice on April 03, 2014, 07:10:51 AM
I spent money on a bottle of water yesterday($2) at the ballpark.  One of my biggest pet peeves, but we forgot water and me and my son were thirsty.  The fountains are close to undrinkable. 

At least the proceeds help out the ballpark but I'm still mad about it. 

Also, I work in foodservice, and I highly recommend not eating leftovers that have been left out overnight.  The one time you get food poisoning will fix this very quickly.  It is amazing how quickly little bad things grow on food - even vegetarian food. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Jomar on April 03, 2014, 01:29:57 PM
I might need someone to rule on this for me, whether this was a money waster or good mustacian spending. I attended a bike maintenance course on the weekend, which taught me some revelations - like that bikes need to be oiled! Wow. SO the course was free, but after learning how to do it, I "needed" the tools.
Instead of shopping around, I just went to the bike shop and bought a floor pump, lights, oil and a few other bits. Spent around $100 all up - but that now means I feel comfortable going for longer rides in my quest to get fit enough to start bike commuting.

If they give you the knowledge for free, I say don't worry about cost, buy it from them. You could take the free workshop and then buy elsewhere for cheaper, but part of mustachianism is responsibility to others, I say you did well.

+1 As a former bike shop manager, I whole-heartedly agree. I often spent good chunks of my day in the bike shop explaining to people how to fix their own bikes, no charge. Plus we ran free public clinics. It would piss me off if people took advantage of my knowledge and then went out and bought their tools on Amazon rather than support my shop and me.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Wolf_Stache on April 03, 2014, 02:01:48 PM
I might need someone to rule on this for me, whether this was a money waster or good mustacian spending. I attended a bike maintenance course on the weekend, which taught me some revelations - like that bikes need to be oiled! Wow. SO the course was free, but after learning how to do it, I "needed" the tools.
Instead of shopping around, I just went to the bike shop and bought a floor pump, lights, oil and a few other bits. Spent around $100 all up - but that now means I feel comfortable going for longer rides in my quest to get fit enough to start bike commuting.

If they give you the knowledge for free, I say don't worry about cost, buy it from them. You could take the free workshop and then buy elsewhere for cheaper, but part of mustachianism is responsibility to others, I say you did well.

+1 As a former bike shop manager, I whole-heartedly agree. I often spent good chunks of my day in the bike shop explaining to people how to fix their own bikes, no charge. Plus we ran free public clinics. It would piss me off if people took advantage of my knowledge and then went out and bought their tools on Amazon rather than support my shop and me.

Another +1 on supporting a local shop. I always buy my biking things from the shop next to my work. I love how close it is and I want them to stay open! They are also awesome, sometimes going 'oh, such and such is cheaper and better quality!,' not to mention all the free bike tips.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: netskyblue on April 03, 2014, 03:01:29 PM
Yesterday I had an important meeting (non-work related) over my lunch hour, so I didn't eat any lunch, and by the end of the work day I was SO STARVING and craving a Hardee's mushroom & swiss sandwich.  So I bought one.  And fries.   Oh the shame....
Title: Re: What small things did you do today that were foolish money wasters?
Post by: spider1204 on April 03, 2014, 04:10:26 PM
Well I caved and paid the $160 for a replacement key yesterday, which of course means that I found the missing key this morning!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: horsepoor on April 03, 2014, 09:37:52 PM
Last night we were over at our old house getting it cleaned up to put on the market.  I spaced and left the pressure washer sitting out in plain view of the sketchy neighbors, who I'm sure know the place is vacant.  So this morning I drove back there (38 miles round trip) to go move it to a safe location.  At least it didn't get stolen.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: aetherie on April 04, 2014, 02:04:08 PM
Bought an Izze soda when I could have just asked for a cup of water. After 2 hours at the DMV I was thirsty and feeling sorry for myself.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: sleepyguy on April 04, 2014, 02:11:21 PM
New tennis season coming, re-grip and restring all 4 my racquets.  Really i probably could have played fine with them, good thing is I own a personal stringer or it's about $40 (String+regrip) per racquet at the store.  Instead it's more like $8 per... still kinda a waste.  Oh well.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: brewer12345 on April 04, 2014, 02:24:12 PM
This morning I paid $20 for the privilege of spending an hour in a noisy room flinging little pieces of lead 25 yards away from where I was sitting.  Looking forward to doing it again.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: warfreak2 on April 04, 2014, 02:25:24 PM
This morning I paid $20 for the privilege of spending an hour in a noisy room flinging little pieces of lead 25 yards away from where I was sitting.  Looking forward to doing it again.
Are those the little pieces of lead that are designed to make red holes in things that breathe?
Title: Re: What small things did you do today that were foolish money wasters?
Post by: crazy jane on April 04, 2014, 02:27:03 PM
My daughter recently became a Mary Kay rep. In a moment of weakness I bought some of her products. It will take ages for me to use the stuff so at least I won't be buying any more for a while but still I had to give myself a face punch. It was an outrageous $50 for some hand lotion stuff and a mascara.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: brewer12345 on April 04, 2014, 02:37:51 PM
This morning I paid $20 for the privilege of spending an hour in a noisy room flinging little pieces of lead 25 yards away from where I was sitting.  Looking forward to doing it again.
Are those the little pieces of lead that are designed to make red holes in things that breathe?

During hunting season, yes.  Otherwise they are for punching high speed holes in paper.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Weyfarere on April 04, 2014, 06:32:10 PM
I overslept this morning and woke up about 40 minutes before my flight was scheduled to leave from an airport 20+ minutes away.

I think the flight rescheduling cost me at least $200.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: NeverWasACornflakeGirl on April 08, 2014, 04:40:59 AM
Had to get our car inspected and we couldn't find the registration.  The sticker was on the car, but the paper was not in the car.  So I spent $10 at AAA to get a new registration printed (tried to find a way to print one from the PA DMV site, but no luck).  Later that day I found the original registration in my office.  Doh!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Bookworm on April 08, 2014, 05:13:06 AM
I got some upsetting news over the phone, had a crying meltdown, and then soothed myself with a huge $6 meal at Jack in the Box that neither my 'stache nor my waistline appreciated.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: NinetyFour on April 08, 2014, 05:40:33 AM
I will be playing in a hockey tournament next month, which requires me to be a member of USA Hockey.  Rather than check my membership status, I got on their website and plunked down $40 for a new membership.  I saw that it was valid until August 2015, which probably meant that the membership I bought last year at this time was valid until August 2014...which meant that I had just wasted $40.  Sigh--tuition of life!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: SweetLife on April 08, 2014, 07:20:02 AM
Husband out of town yesterday and today ... which means this pregger girl barely slept last night :(  ... which led to me calling in to work sick for 2 hours ... which further led me to take a $8 cab to work to get to work on time :(

Duh
Title: Re: What small things did you do today that were foolish money wasters?
Post by: ms on April 08, 2014, 07:41:50 AM
I can think of two things easily:

1. Driving 10mins all the way to Walmart to purchase one of those plastic inserts in a paint tray.  Getting there and finding they don't have any large size ones unless you buy a whole $8 kit.  Then driving home empty handed and using the existing paint tray without the insert vowing to clean it of paint instead when I'm done painting.
2. Allowing data while roaming and not double checking that I'm in fact on the hotel wifi and then sending my sister a picture from my phone.. a picture that cost $4.75 in roaming data.

Sigh.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: wtjbatman on April 08, 2014, 06:54:01 PM
I drove my car (mustang convertible) the long way to work today on a curvy/fun back road because the weather was really nice. It's not crazy out of the way, but it definitely adds 5 minutes to the drive.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: galliver on April 08, 2014, 10:15:10 PM
Got TP at Walgreens because roomie and I both stupidly forgot to pick some up at Meijer the last few weeks, and now have no time to go. Also had to grab bottled water because I forgot my bottle and had a 4 hour exam to go to.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: iris lily on April 08, 2014, 10:55:38 PM
ate one extra meal than I needed. Should have saved that in the freezer.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Connemara on April 09, 2014, 05:53:00 PM
I made this nice chickpea dish last night with the intent of eating it for dinner for the remainder of this week. But as soon as I walked in the door the desire for pizza overtook me. It was incredibly good pizza, but a $15 hit to my entertainment budget.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: ketchup on April 09, 2014, 05:56:56 PM
Bought sesame oil at the store on my bike ride home from the train station.  Shit's expensive.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Wolf_Stache on April 10, 2014, 10:03:39 AM
Yesterday, I got a phone call at 3 am and another at 5:30 am, so needless to say I was pretty tired in the morning. In addition to forgetting to pack a lunch, I was too tired to cook breakfast, so I purchased both from fast food places by my work:

Breakfast $5
Lunch $10

Then when I got home I discovered I turned on the stove out of habit (I usually cook myself eggs in the morning) and then forgot about it, so the stove was on all day.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: garion on April 10, 2014, 11:17:51 AM
Bought lunch at Whole Foods :(. The whole story is, I messed up a slow cooker recipe yesterday, so it wasn't very tasty and leftovers were the only thing in the house for me to bring for lunch today... And I just couldn't do it! That'll teach me to skim slow cooker recipes.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: rocksinmyhead on April 10, 2014, 11:25:19 AM
Then when I got home I discovered I turned on the stove out of habit (I usually cook myself eggs in the morning) and then forgot about it, so the stove was on all day.

realized this morning I left the oven on "warm" overnight. I had been making beer battered fish tacos and planned on putting them into the oven to keep warm as each batch finished, but I forgot. arrrrgggghhh.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: peppermint on April 28, 2014, 08:29:59 PM
Spent a bit too much on food and drink out this weekend. I feel like some of this is important, because I'm new to town and live alone and socialization is important, but I could have been a little more creative in suggesting things to do besides go out to eat.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Frugal Vegan Mom on April 28, 2014, 09:55:46 PM
I drove 25 minutes round trip to the credit union to deposit a couple of non-urgent checks.  I had mentioned it to my 3 year old and she kept asking to go so this was our outing for the morning (they have a play area... and coffee and newspapers...)  hey I guess those perks make it cheaper than hanging out at a coffee shop!  But it still felt wasteful to drive so far when we didn't have to. 
Title: Re: What small things did you do today that were foolish money wasters?
Post by: wtjbatman on April 29, 2014, 12:26:24 AM
Bought a ham and turkey sub from Subway. All of that advertising (http://forum.mrmoneymustache.com/welcome-to-the-forum/most-have-been-tricked!/) for $5 footlongs finally got to me, and I had to enjoy a freshly toasted sub.

The best part of the sub was the creamy sriracha I got on it. Yum.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: MissStache on April 29, 2014, 07:36:34 AM
Bought lunch at Whole Foods :(. The whole story is, I messed up a slow cooker recipe yesterday, so it wasn't very tasty and leftovers were the only thing in the house for me to bring for lunch today... And I just couldn't do it! That'll teach me to skim slow cooker recipes.

SHIT!  This just reminded me that I didn't turn on my crockpot for my Mexican chicken this morning!  I put it together last night and walked out the door this morning with it still in the fridge.  Leftover Chicken Tikka for dinner AGAIN.  It's good, but I'm tired of it...
Title: Re: What small things did you do today that were foolish money wasters?
Post by: NeverWasACornflakeGirl on April 29, 2014, 08:09:14 AM
I seem to be doing better today, but I got a great part-time, post-retirement job offer for when I'm done with my current full time gig (June 2), and we went a little wild over the weekend on eating out because we were in "celebration" mode.  :-(

Brought my lunch today, though, and will stick to my guns even though my coworkers are pressuring me to eat out.  Because of where they're going I can just heat up my lunch and eat with them.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Rural on April 29, 2014, 08:21:10 AM
Bought lunch at Whole Foods :(. The whole story is, I messed up a slow cooker recipe yesterday, so it wasn't very tasty and leftovers were the only thing in the house for me to bring for lunch today... And I just couldn't do it! That'll teach me to skim slow cooker recipes.

SHIT!  This just reminded me that I didn't turn on my crockpot for my Mexican chicken this morning!  I put it together last night and walked out the door this morning with it still in the fridge.  Leftover Chicken Tikka for dinner AGAIN.  It's good, but I'm tired of it...


At least you didn't set it on the counter and then forget to  turn it on. I've totally done that.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: HappierAtHome on May 11, 2014, 07:13:51 PM
Dropped a container of butter on the kitchen tiles. It shattered and had to be thrown out.

Not half an hour afterwards, dropped a container of homemade curry on the kitchen tiles. Container shattered and again, the whole thing had to be thrown out.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Freckles on May 11, 2014, 09:08:01 PM
Happier, I think you should stay out of the kitchen for the rest of the day.  ;)
Title: Re: What small things did you do today that were foolish money wasters?
Post by: HappierAtHome on May 11, 2014, 09:28:58 PM
Happier, I think you should stay out of the kitchen for the rest of the day.  ;)

Yeah, I gave up after that and left for work. Otherwise I would have needed all new kitchen appliances, crockery etc by the time I was done...
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Zamboni on May 11, 2014, 09:29:36 PM
Let my offspring blow $25 at a local amusement park on the following:  3 games (all involving shooting a basketball) and 1 glitter tattoo.  They seemed happy with it all, and the basketball games netted us three more basketballs as prizes, but we do not need more basketballs.  And the temporary tattoo is just pointless.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: begood on May 12, 2014, 08:10:20 AM
I've been dicking around reading about ER instead of racking up freelance hours.

HA! *ding ding* We have a winner. I try not to even open my personal browser until after lunch and just workworkwork the morning hours.

Didn't make that goal today!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Quark on May 13, 2014, 09:33:10 AM
I lost my car key and now will probably have to pay to get the car towed and the key replaced.  I think my forgetfulness budget might be higher than anything else at the moment.

I DID THE SAME THING!!  Only I dropped mine in a school parking lot at a weekend festival and when I called them on Monday morning, 8am, they had already THROWN THE KEY IN THE DUMPSTER. Who frickin throws car keys away??!!
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Quark on May 13, 2014, 09:35:25 AM
I didn't plan well this week and have bought lunch at work 3 out of 4 days so far.  Yuck!

Can you stash some food at work? That's working out really well for me. I have a stash of bread, peanut butter, honey, yogurt and granola.
I do at least have a snack stash, but not a great full meal stash.  We were just switched from cubes to tiny desks, so my space is fairly limited, though I do have access to a walk in fridge where I could keep whatever I want.  I'll have to work on this!

Canned soup is an excellent standby. Even if you get the bowl-shaped ones that are like $2/ea, still cheaper than eating out.

I require at least 1000 calories for lunch. How many bowls of soup would that be? Probably at least 3 or 4, so not really cost effective. I'd rather go to the nearby Vietnamese place and get a giant bowl of pho for $7.
Title: Re: What small things did you do today that were foolish money wasters?
Post by: Quark on May 13, 2014, 09:41:04 AM
I spent money on a bottle of water yesterday($2) at the ballpark.  One of my biggest pet peeves, but we forgot water and me and my son were thirsty.  The fountains are close to undrinkable. 

At least the proceeds help out the ballpark but I'm still mad about it. 

Also, I work in foodservice, and I highly recommend not eating leftovers that have been left out overnight.  The one time you get food poisoning will fix this very quickly.  It is amazing how quickly little bad things grow on food - even vegetarian food.


YMMV but I have eaten tons of questionable food from my own kitchen my entire life, never been sick. I usually heat it up again thoroughly. Both food poisoning occurances were from restaurants.!