Hello Mustachians, I've been lurking for a while and soaking up as much info from this forum and blog as possible. Thank you to all for your contributions to this community. I hope to one day be knowledgable and experienced enough to contribute as well.
About me:
I'm 26 years old and recently re-entered the workforce after an extended stay at college. I have no debt, and live very frugally, often ride a bike, eat at home, etc. Now that I'm making real money I have started getting serious about investing and planning for FIRE. I have already funded a traditional IRA as well as a taxable account with vanguard in VTSMX and VTSAX respectively. I am fully convinced that low cost index funds are the way to go and I would like to keep my asset allocation at or near 100% equities for now.
Unfortunately I don't have access to Vanguard funds through my 401k plan.
Here is a link to the list of funds available to me
http://seafarers.org/memberbenefits/benefitplans/documents/FundProfiles07_01_2014.pdfI'm leaning towards:
MM S&P 500 Index Fund (MIEAX)
and/or
T. Rowe Price Spectrum Growth (PRSGX)
due to their near 100% stock holdings as well as lower expense ratios.
If anyone cares to peruse the list I linked to, I would love to hear any and all opinions about what fund or funds you would pick in my situation.
Thanks