(Note up front: I got stitches on my finger tips last weekend so typing is not easy without two fingers so some sentences will be poorly written because I cant bother to rewrite, sorry.)
Took some time to see what I have been spending this year. 12k in "one offs" really does not help but I am not to upset by the core spending.
Life outline: Single but GF lives with me, I pay 99% of common expenses (she is paying down CC debt). Bought a house 1 year ago, single story 1400sq ft built in 62' one owner since then who got old and relaxed on keeping it up so my maintenance is higher. Also still own a condo my parent lives in rent free, they started a business two years ago (i funded) that is going well and supporting them besides rent. I work ~7 miles away been biking more and more. I travel a bit for work so some numbers will be softer than others, is hard to split out all restaurants/cash that i get reimbursed for.
Below are all monthly amounts are averaged over this calendar year.
Monthly bills:
car insurance $25.00 (metro mile, is base rate they pay per mile)
cell phone $25.00 (google fi, before July I was with tmoble at 62$/mon)
netflix $9.99
internet $62.40
electric power $92.22
sanitation $28.22
water $63.33
natural gas $40.22
Condo mortgage $964, 15 year at 3.5% (owe ~90k)
Condo fees $150
House mortgage $912, 30 year at 4.2% (owe ~120k)
Food
Costo $ 438
grocery store $85
target