I know there has been a lot of topics about this but I am wondering if my scenario makes sense..
I got offered 2.875% for a 30 year yesterday with closing costs of $1750 ($1450 if I open a checking account with them) ... currently at 3.55% and this would lower my payment by about $130/month. This is a no brainer, right?
Is anyone seeing lower than 2.875% right now?
Thanks