FIRE is imminent for me, and I want to get an independent analysis from a fee based, NAPFA approved, financial advisor. I may only take a sabbatical, but as I am age 56, this is something of a one way decision for my career. I can likely find a job if I need it, but it will be a slog through age discrimination to get it, and I doubt it will pay as well. I would rather know I am able to retire, and how much margin I have. I posted a case study on MMM a year ago, and due to some inheritance we are in even better shape now than I expected. My analysis and this community give me a thumbs up. This is strictly a belt-and-suspenders level final analysis before I quit.
What is a reasonable fee to review my investments, recommend a spending range with probability of success, adjust the nest egg for spending instead of accumulation, provide recommendations on optimizing spending for tax efficiency and ACA qualification, and look for gaps in my current plans? I have 1 quote for $2500. That feels OK to slightly expensive to me.
Bonus question: Am I being overly cautious? Or just extra prudent?