My Corp allows post tax contributions and will assist with in-service withdrawals, so I would like to take this approach to adding to my Roth.
I see a couple of advantages:
1.) as a newbie anything I can do to automate this system seems like the best approach for me, at this time.
2.) greater contribution amount that includes the tax shelter on gains.
My questions:
1.) Do I set up the pre-tax to run the whole 18,000 and then have the post tax go? The reason would be to limit possible pre withdrawal gains and to limit the amount of withdrawals I make each year, for simplicities sake. When I talked to the 401k admin I'm not sure they totally understood what I was asking(in their defense this could be me not knowing exactly what I'm talking about either) and so I would like to just do a one time transfer at the end of the year with gains going to IRA and post tax contributions going to the Roth. We are not looking at huge sums, I'm a median income earner, so gains should be tiny.
2.) or do I split the pre-tax and post-tax for each check and do the transfers quarterly, weather the admin is confident about this or not?
please forgive me if my use of terms and lingo is totally off, I'm very new to all of this.
