Long time reader, first time posting. Hi all! I am gearing up for a divorce. No, there is no chance of avoiding it, husband is an addict, his behavior is unacceptable, etc, etc, etc. Ok, so I am currently in school working towards my LCSW. We have one child. My basic plan is to live off of my savings until I earn my LCSW, then fill the savings back up. Currently, I have a brokerage account with Vanguard which is split between bonds and stocks. Since I will be living off this money soon, do I close the Vanguard account and move it into my savings account? Thanks!