That's why I put generally. Also getting married in October so an engagement ring, wedding, just bought the house, and moved all that stuff has ate up some of it. I also just got the raise. So prior it was over 50%, and it will be again once get settled in, moving is rather expensive, but worth it in long term.
Here in OK there are plenty of 1% homes but finding over 1.5% are a bit more tricky in nicer neighborhoods.