I just found out they will charge me $3000 a year to manage my account. That seems like a lot of money for me (I just cancelled ATT landline, netflix DVDs, post office box, and Audible fees to cut back on expenses).
I was completely impressed with their 25 page report of how they will carry out the detail for my ER, regarding tax adjustments/selling loses first, etc. I know they could do a much better job than me, I just don't know if it is worth $3000. That would pay 6 months of my health insurance. But I also paid and extra $15,000 in taxes last year because I didn't expect such a huge income from Vanguard...so obviously I'm *not* doing a great job.
Anyone else use them for fund management?