Is it true that during the COVID-19 Public Health Emergency you can't be kicked off Medicaid even if your income increases?
Context:
I was approved for and have been on (income-based/ACA) Medicaid in WA for more than a year. My spouse started a new job recently that pushed our income up above 138% FPL (and above 200%, in case that's relevant).
I updated my income info with my state and the (automated) result said I'm ineligible for Medicaid, so it invited me to shop for a plan on the marketplace.
My understanding is that the COVID PHE won't end in 2022 and I shouldn't be kicked off of Medicaid in 2022, despite the income increase. If I'm right, then shopping for a marketplace plan is a really bad idea because that means I would not be eligible for tax credits either (because I have other insurance, i.e. Medicaid).
So... why is it trying to get me to sign up for unnecessary and unsubsidized insurance? Is my understanding incorrect?
I'll have to wait until tomorrow to get a direct answer from marketplace support. For what it's worth, I described my situation to a support agent today to resolve a separate issue and they didn't bring up the PHE (although I didn't directly ask about my eligibility--I was asking how to enter my income correctly).