I'm buying a house and need to come up with a down payment. This was unexpected, so I've been channelling all my money into either paying off debts, or IRA/401k. I've read that I can pull money out of the IRA account as long as I put it back in 60 days. Is this true? I have strong cash flow and can easily do that. I need to close in about 2 weeks, and this is the only place I can think of to get cash (can't really pull money out of 401k or mortgage once it's paid...)
I should mention that gift funds are also an option. If nothing else, I can delay for a month and just come up with the downpayment through savings... But I'd rather move sooner than later to start collecting rent for my current place.
I have a betterment account in case that matters.