Hi everyone:
Thank you so much for reading my post.
I purchased a home June 27, 2019 and yesterday I filed a home insurance claim due to ice buildup causing water to come through walls, ceilings and floors. My insurance deductible is $1,900.00. I live in Ottawa, Ontario.
The previous owners had installed cable on the roof to melt the ice. The insurance inspector said that they must home known this was a problem because people don’t install heating cables outside otherwise.
The cost for repairs will be thousands more than my deductible.
I already filed a small claim against the sellers about another issue.
I would love any tips you may have.
Thank you so much for your help.