Questions, hopefully general, about how one handles being pregnant during ACA open enrollment period and the options available.
i.e. if a woman is pregnant during 2016 open enrollment and expecting 2017, would she enter information only for current household size, not the current + 1 and then re-sign up for healthcare after birth (life event)? Having an extra family member but same income seems like it could affect subsidy and cost sharing eligibility a lot, not sure how one factors that into planning.
Follow up, being pregnant seems to greatly increase the income levels at which a woman is eligible for medicaid. If you are eligible for medicaid you lose ACA subsidies right? This also seems to create situation where pregnant family member would be medicaid eligible, but non-pregnant adults in family are not. If one wanted to avoid medicaid for any reason, do you have to disclose the pregnancy, and at what point (ie are you not pregnant until a certain date, until confirmed by a medical professional, etc)?