Hello,
I recently moved to the UK and I'm a bit afraid by my lack of credit history.
At the moment I am not needing any credit nor I foresee I'll need it in the near future but at a certain point I'd might ask for a mortgage and I guess having some credit history could be handy.
I was thinking at getting a credit card, do some payments with it and make sure I always pay everything off on time so I won't have to pay some extra fee. Does that make any sense?