I have used Wise, but have consistently used OFX for a few years now. I did a small transfer to establish the account connections, and after that it's quite fast. No fees over $1k--just the spread. So you know what you're getting.
If you have a VPN, US phone number, and US mailing address, opening a US account isn't different if you are living internationally. I rolled over CD's (which are each new accounts) at Ally pretty easily.