Hi mustachians,
My husband and I bought our house in March of this year, and at the time the best mortgage rate we could get was 4.75%. Thankfully because we signed with a certain mortgage lender they actually paid a few thousand dollars in closing costs.
I am wondering if mortgage rates have gone down again below this point, because it sounds like a lot of you have lower rates, but I'm not sure exactly where to check. When we were getting this mortgage I checked online and things looked lower than when we actually called around to mortgage brokers.
That being said, how soon can you refinance a mortgage? I know there are costs involved, so I'm not sure when it would be profitable to even check, but if there are lower rates I would love to get one! Can you all give me some advice from your years of wisdom? Thanks!
