So do I. I have more money to invest now.
Me too! I was broke in 2008 and barely had anything in the market. Grrr...
This is what is available in the SEP IRA. I don't know if this is all of their funds or not.
Mutual funds
General attributes
Name (Minimum) Ticker Asset
Class Fund No. Expense ratio
500 Index VFINX Stock - Large-Cap Blend 0040 0.17%
Admiral Treasury Money Market VUSXX Money Market 0011 0.10%
Balanced Index VBINX Balanced 0002 0.24%
Capital Opportunity VHCOX Stock - Mid-Cap Growth 0111 0.48%
Capital Value VCVLX Stock - Mid-Cap Value 0328 0.47%
Convertible Securities VCVSX Balanced 0082 0.52%
Developed Markets Index VDMIX International 0227 0.20%
Diversified Equity VDEQX Stock - Large-Cap Blend 0608 0.40%
Dividend Appreciation Index VDAIX Stock - Large-Cap Blend 0602 0.25%
Dividend Growth VDIGX Stock - Large-Cap Blend 0057 0.31%
Emerging Markets Government Bond Index
Purchase Fee: 0.75% VGOVX International 1120 —
Emerging Markets Select Stock VMMSX International 0752 0.92%
Emerging Markets Stock Index VEIEX International 0533 0.33%
Energy VGENX Stock - Sector 0051 0.34%
Equity Income VEIPX Stock - Large-Cap Value 0065 0.30%
European Stock Index VEURX International 0079 0.26%
Explorer VEXPX Stock - Small-Cap Growth 0024 0.49%
Explorer Value VEVFX Stock - Small-Cap Value 1690 0.63%
Extended Market Index VEXMX Stock - Mid-Cap Blend 0098 0.28%
Federal Money Market VMFXX Money Market 0033 0.16%
FTSE All-World ex-US Index VFWIX International 0770 0.30%
FTSE All-World ex-US Small-Cap Index
Purchase Fee: 0.50%
Redemption Fee:0.50% VFSVX International 1684 0.45%
FTSE Social Index VFTSX Stock - Large-Cap Growth 0213 0.29%
Global Equity VHGEX International 0129 0.59%
Global ex-U.S. Real Estate Index
Purchase Fee: 0.25%
Redemption Fee:0.25% VGXRX International 0738 0.45%
GNMA VFIIX Bond - Inter-term Government 0036 0.21%
Growth and Income VQNPX Stock - Large-Cap Blend 0093 0.36%
Growth Equity VGEQX Stock - Large-Cap Growth 0544 0.54%
Growth Index VIGRX Stock - Large-Cap Growth 0009 0.24%
Health Care VGHCX Stock - Sector 0052 0.35%
High Dividend Yield Index VHDYX Stock - Large-Cap Value 0623 0.20%
High-Yield Corporate VWEHX Bond - Inter-term Low Quality 0029 0.23%
Inflation-Protected Securities VIPSX Bond - Inter-term Government 0119 0.20%
Intermediate-Term Bond Index VBIIX Bond - Inter-term Investment 0314 0.20%
Intermediate-Term Investment-Grade VFICX Bond - Inter-term Investment 0071 0.20%
Intermediate-Term Treasury VFITX Bond - Inter-term Government 0035 0.20%
International Explorer VINEX International 0126 0.43%
International Growth VWIGX International 0081 0.49%
International Value VTRIX International 0046 0.41%
Large-Cap Index VLACX Stock - Large-Cap Blend 0307 0.24%
LifeStrategy Conservative Growth VSCGX Balanced 0724 0.15%
LifeStrategy Growth VASGX Balanced 0122 0.17%
LifeStrategy Income VASIX Balanced 0723 0.14%
LifeStrategy Moderate Growth VSMGX Balanced 0914 0.16%
Long-Term Bond Index VBLTX Bond - Long-term Investment 0522 0.20%
Long-Term Investment-Grade VWESX Bond - Long-term Investment 0028 0.22%
Long-Term Treasury VUSTX Bond - Long-term Government 0083 0.20%
Managed Payout Distribution Focus VPDFX Balanced 1499 0.51%
Managed Payout Growth and Distribution VPGDX Balanced 1498 0.43%
Managed Payout Growth Focus VPGFX Balanced 1497 0.35%
Market Neutral VMNFX Stock - Long-Short 0634 1.90%
Mid-Cap Growth VMGRX Stock - Mid-Cap Growth 0301 0.54%
Mid-Cap Growth Index VMGIX Stock - Mid-Cap Growth 0832 0.24%
Mid-Cap Index VIMSX Stock - Mid-Cap Blend 0859 0.24%
Mid-Cap Value Index VMVIX Stock - Mid-Cap Value 0835 0.24%
Morgan Growth VMRGX Stock - Large-Cap Growth 0026 0.40%
Pacific Stock Index VPACX International 0072 0.26%
Precious Metals and Mining VGPMX Stock - Sector 0053 0.29%
Prime Money Market VMMXX Money Market 0030 0.16%
PRIMECAP Core VPCCX Stock - Large-Cap Blend 1220 0.50%
PRIMECAP VPMCX Stock - Large-Cap Growth 0059 0.45%
REIT Index VGSIX Stock - Sector 0123 0.24%
Selected Value VASVX Stock - Mid-Cap Value 0934 0.38%
Short-Term Bond Index VBISX Bond - Short-term Investment 0132 0.20%
Short-Term Federal VSGBX Bond - Short-term Government 0049 0.20%
Short-Term Inflation-Protected Securities Index
Purchase Fee: 0.25% VTIPX Bond - Short-term Government 1967 0.20%
Short-Term Investment-Grade VFSTX Bond - Short-term Investment 0039 0.20%
Short-Term Treasury VFISX Bond - Short-term Government 0032 0.20%
Small-Cap Growth Index VISGX Stock - Small-Cap Growth 0861 0.24%
Small-Cap Index NAESX Stock - Small-Cap Blend 0048 0.24%
Small-Cap Value Index VISVX Stock - Small-Cap Value 0860 0.24%
STAR VGSTX Balanced 0056 0.34%
Strategic Equity VSEQX Stock - Mid-Cap Blend 0114 0.29%
Strategic Small-Cap Equity VSTCX Stock - Small-Cap Blend 0615 0.40%
Target Retirement 2010 VTENX Balanced 0681 0.16%
Target Retirement 2015 VTXVX Balanced 0303 0.16%
Target Retirement 2020 VTWNX Balanced 0682 0.16%
Target Retirement 2025 VTTVX Balanced 0304 0.17%
Target Retirement 2030 VTHRX Balanced 0695 0.17%
Target Retirement 2035 VTTHX Balanced 0305 0.18%
Target Retirement 2040 VFORX Balanced 0696 0.18%
Target Retirement 2045 VTIVX Balanced 0306 0.18%
Target Retirement 2050 VFIFX Balanced 0699 0.18%
Target Retirement 2055 VFFVX Balanced 1487 0.18%
Target Retirement 2060 VTTSX Balanced 1691 0.18%
Target Retirement Income VTINX Balanced 0308 0.16%
Total Bond Market Index VBMFX Bond - Inter-term Investment 0084 0.20%
Total International Stock Index VGTSX International 0113 0.22%
Total Stock Market Index VTSMX Stock - Large-Cap Blend 0085 0.17%
Total World Stock Index VTWSX International 0628 0.35%
U.S. Growth VWUSX Stock - Large-Cap Growth 0023 0.45%
U.S. Value VUVLX Stock - Large-Cap Value 0124 0.29%
Value Index VIVAX Stock - Large-Cap Value 0006 0.24%
Wellesley Income VWINX Balanced 0027 0.25%
Wellington VWELX Balanced 0021 0.25%
Windsor VWNDX Stock - Large-Cap Value 0022 0.41%
Windsor II VWNFX Stock - Large-Cap Value 0073 0.35%
Find the choices in his 403(b) - if you can get ticker symbols, names, and expense ratios, that'd be fantastic.
It looks like I was wrong about his retirement. It's seems to be a pension of some sort. If her retires after 20 years of service (when he's 51) he would collect about $1000/month. If he waits until 61 then it's between 2600-3200/month. There are different "options," and I don't know what they mean, but the lease amount projected is $2600.
have you made your Roth IRA contributions for 2013 yet, and if not, do you intend to do so
I have autodraft set up to deduct the maximum contribution for each of us broken into monthly deductions...about 458/month.