Hail damage insurance claim

[terran]

We had a number of speed dimples installed on our car by the hailstorm that came through our area yesterday. I didn't bother counting, but quite a few over the hood and roof. It's all cosmetic, so I doubt we'll have it repaired.

It's a 2015 Mazda 3 hatchback with low miles. Our insurance is through Geico with a $1000 deductible.

Should we make a claim? If we make a claim, is it likely by premiums will go up? Or maybe our premiums will go up regardless since the whole area will now be considered higher risk?

If we make a claim and don't fix it then will any panel with hail damage be excluded from future claims of any type, or only future hail damage?

Thanks!

[Duke03]

Paint less dent repair is fairly cheap.  If you don't have dents all over the car doubt you'd come anywhere close to hitting at $1000 deductible.  My advice is wait a few months until the PDR guys are slow and pay $200 or $300 cash to get the car fixed.