Recently started at a ~140 person company. The 401k plan is with Fidelity, and the fund selections are OK- there's only 5 low-cost options, but they include U.S. large and mid caps, U.S. total bond market, and international large cap. However, there's lots of low-cost Fidelity funds that aren't even offered- U.S. small cap, for example. I talked to one of our 2 HR people, and she basically said we had no choices and Fidelity just gave us what they gave us. Anyone have experience in a situation like this? What did you do to get changes made?