Hey all,
So I have a question.
I'm married, 37, and my SO is 60 (I am male, she is female, yes you read that right about our age difference).
I am really eager to raise my income to handle expenses, save a higher percentage, and achieve our financial goals.
Currently we are getting a huge subsidy for our Covered California Health insurance.
Without the subsidy, our insurance would cost over $900/mo... that's even with the high deductible HSA-compatible
plan (btw I love our HSA).
Obviously, as I grow my income, that will reduce the subsidy. The income is MORE important than the subsidy,
I know that, yet there is some fear, some hesitation. And I really just want to blast it out of the park and earn
so much money that it won't matter how much our health care is.
Yet there seems to be a gap where I will be earning more money yet will be therefore paying high premiums
therefore not seeing as much money and it's discouraging me even though I MUST earn more money! Aaaaaay.
I appreciate any perspective or ideas that could help me get out of the way and do what I need to do (raise my income
and take the risk of higher premiums).
Thanks.