Thanks for posting the updated guidelines, very useful.
Anyone applying for financial aid who feels the paperwork does not accurately reflect their financial situation should pay close attention to the Professional Judgement Reviews or Appeals mentioned in the quoted parts above. This would be especially important for, say, a person retiring and reporting income in one year but now they have no earned income. But it can also be used for all kinds of other situations. In my case, for example, I had a calculated Family Contribution reduced from around $14,000 to $0 by appealing. The financial aid office was using my stepfather's income (filed jointly with my mother) to determine need, but he supported in me in no way. It made the difference between me having to drop out of college and getting full financial aid.