I'm 36 years old, with average yearly spending of $40,000 (including mortgage). I feel I'm getting close to FI, but I'm struggling with calculating the 4% rule as it relates to the different types of investment accounts. Specifically
What is the SWR if you have 600k all in a taxable account?
What is the SWR if you have 600k all in a 401k?
or...
What is the SWR if you have 100k in taxable, 300k in 401k, 200k in Roth IRA's?