So, I have never in my life been to a hospital or dealt with medical billing, so this is all new to me and I'm hoping some wise mustachians can help me out.
Yesterday during work, I had a very fast onset of intense kidney stone pain and fainted (very freaky for both me and my coworkers!). They called for an ambulance, which brought me to the hospital. I definitely wasn't up to standing up, let alone getting there under my own steam. Pretty embarrassing for me, I hate causing all that excitement at work in front of my coworkers and boss. Anyway...
I was brought to the emergency department, checked out, etc. Got some meds, and they discharged me. I'm back home and fine now. But this morning, I realized no one ever was given my insurance info. I had the card on me and told people I had it, but at no point did I take it out to give to anyone. My husband didn't either.
So my question is, how the heck does billing work? How will my insurance get billed? Will the hospital send me the bill and I have to send it on to my insurance? I'm totally lost and this is new to both me and DH. We have a good emergency fund built up and can cover whatever the bill comes to, so I'm not worried about that, but I am just unsure what the whole process is. Is it normal that no one took my insurance info? Is it normal for a patient to have to pass billing onto the insurer? I'm hoping someone can walk me through what to expect, and tips for dealing with both the hospital and my insurance so this goes smoothly. Thanks so much!