Nope. Don't think it makes sense in my case. I don't have any rentals, nor do I own a home. No dogs either. My financial status is not obvious from looking at my car or apt. My apt requires a small liability policy, so I do have that, although not with the same company as my auto insurance due to cost. Also, in Tx my understanding is that wages can't be garnished except for child support, alimony, student loans, or taxes. I did recently raise my auto liability limits, however.