Hi folks,
Looking for some advice here on my situation:
1) I will be getting some dental work done next month. The amount is $3,000. I have the cash for this.
2) I received an offer from a Citi American Airlines card. The sign up bonus is 60,000 miles after $3,000 spent within 3 months. It has an annual fee of $95 waived the first year and it also comes with 2 AA lounge passes.
3) I have about 8 open credit cards with the newest being a Chase Sapphire that I opened up about 2 months ago to get me points for free airplane tickets to Europe next summer.
4) Lastly, I am looking to buy a duplex next year around March or April. I have a credit score of 765 and a stable job.
I am thinking of getting the credit card so I can get the points but I am afraid that it will hurt my chances of getting a good deal on a mortgage. So, should I open the credit card? Do I have anything to worry about if I do?
Thanks!