I am very new to the credit card points game, and had been easing into it slowly. I've hit a hickup, though, and was hoping to get some advise. I applied for and got the barkleycard arrival plus mastercard, but due to a screwup in the mailing address, it got lost in the mail. They are sending me a new one, but in the mean time my three months to hit the minimum spend has turned into a little more than one month (apparently they start the clock when you apply, not when you activate it..). The minimum spend was a bit steep for me even when I had three months.
I had not intended to try churning for quite a while, if at all. As I see it, my choices are to let the sign up bonus go and probably cancel the card, as I do not need it for any other purposes, or to dip my toes into churning prematurely. I am leaning toward the second option, and was wondering if any of you lovely people could give me an idea of how to go about this. I am also open to feedback that I am crazy for considering it and should just let it go. I have no consumer debt, and no history of consumer debt, but I am hardly an advanced mustachian. The $400 is significant to me with my current income levels, and the plan was to use it to help fly a friend of mine who is a carpenter out to help us work on our house next summer, saving me a shit ton of money and giving me the opportunity to spend time with an old college friend.